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Yokohama Financial Group, Inc. ADR (CRDIY) Sharpe Ratio: 0.80

Equity · Currency in USD · Last updated Jul 30, 2026

Yokohama Financial Group, Inc. is a Japanese regional banking group formed from the 2016 combination of Bank of Yokohama and Higashi-Nippon Bank. It provides deposits, lending, securities, leasing and venture capital services to small and medium-sized businesses and individuals, primarily in the Kanagawa and Tokyo regions. The company was known as Concordia Financial Group until October 2025. This ADR trades over the counter in the United States; the ordinary shares are listed in Tokyo under ticker 7186.

CRDIY's Sharpe Ratio of 0.80 indicates that for each unit of volatility, it generates 0.80 units of excess return above the risk-free rate. The ratio is calculated using historical daily returns over the past 12 months (as of Jul 30, 2026).

Sharpe uses total volatility (standard deviation) which includes both upside and downside price movements, making it useful for comparing risk-adjusted returns across different assets. For how to read this number and when it can mislead, see Sharpe Ratio Explained.

CRDIY Sharpe Ratio Rank

CRDIY Sharpe Ratio Rank: 71.972
Above Average

CRDIY ranks above 71.9% of all investments in our database based on Sharpe Ratio over the past 12 months, indicating above-average returns relative to volatility. Securities are ranked from 0 (worst) to 100 (best).

What moves the rank

  • Strong returns with low total volatility → Higher rank
  • High volatility (both upside and downside) → Lower rank
  • Consistent returns → Higher rank than volatile returns of same magnitude
  • Sharp drawdowns increase volatility → Lower rank

What you can do with this information

  • Above-average risk-adjusted returns with room for improvement
  • Compare against category peers to gauge relative positioning
  • Monitor for movement toward top tier or decline toward median
  • Consider pairing with top-tier holdings to improve portfolio efficiency

CRDIY Sharpe Ratio Market Positioning

The chart shows CRDIY's Sharpe Ratio relative to all stocks on our platform, with color zones indicating percentile rankings. Higher ratios indicate better risk-adjusted returns.

  • Red zone (bottom 25%): -0.44 or lower
  • Yellow zone (middle 50%): -0.44 to 0.92
  • Green zone (top 25%): 0.92 or higher
  • Top 1%: 3.99+
  • Median: 0.10 — half of all investments score higher

How it compares to other similar stocks

The table compares Yokohama Financial Group, Inc. ADR's Sharpe Ratio with other stocks in the Banks - Regional industry across multiple time periods, showing how CRDIY's risk-adjusted performance compares to industry peers.

Data shows 1-, 5-, and 10-year periods, plus each stock's all-time average, as of Jul 30, 2026.

SymbolName1Y Sharpe Ratio5Y Sharpe Ratio10Y Sharpe RatioAll Time Sharpe Ratio
PPBNPinnacle Bankshares Corporation5.78
CPKFChesapeake Financial Shares, Inc.5.59
AMBZAmerican Business Bank5.16
MFGIMerchants Financial Group, Inc.4.94
BFCCBankFirst Capital Corporation4.71
FNRNFirst Northern Community Bancorp4.49
BOTJBank of the James Financial Group, Inc.4.41
OVCHYOverseas Chinese Banking Corp Ltd ADR4.11
CARECarter Bankshares, Inc.3.63
DBSDYDBS Group Holdings Ltd ADR3.63
CRDIYYokohama Financial Group, Inc. ADR0.80
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Historical Sharpe Ratio

The chart shows CRDIY's rolling Sharpe ratio over time compared to your chosen benchmark. Rising trends indicate improving returns relative to total volatility, while declining trends may signal deteriorating risk-adjusted performance or increased volatility. Use multiple timeframes to distinguish short-term fluctuations from long-term patterns.

Identify market cycles by observing when CRDIY consistently outperforms (line above benchmark), underperforms (below benchmark), or aligns with the benchmark.

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