Cullen/Frost Bankers, Inc. (CFR)
Company Info
| ISIN | US2298991090 |
|---|---|
| CUSIP | 229899109 |
| Sector | Financial Services |
| Industry | Banks - Regional |
| IPO Date | Mar 26, 1990 |
Highlights
| Market Cap | $9.17B |
|---|---|
| EPS (TTM) | $7.95 |
| PE Ratio | 17.73 |
| PEG Ratio | 1.92 |
| Total Revenue (TTM) | $2.32B |
| Gross Profit (TTM) | $2.49B |
| EBITDA (TTM) | $465.94M |
| Year Range | $93.29 - $144.89 |
| Target Price | $129.00 |
| Short % | 6.22% |
| Short Ratio | 7.50 |
Share Price Chart
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Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: CFR vs. MTB, CFR vs. PB, CFR vs. RF, CFR vs. SPY, CFR vs. VOO, CFR vs. PNC, CFR vs. KRE, CFR vs. XLF
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Cullen/Frost Bankers, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Cullen/Frost Bankers, Inc. had a return of 33.38% year-to-date (YTD) and 55.72% in the last 12 months. Over the past 10 years, Cullen/Frost Bankers, Inc. had an annualized return of 9.00%, while the S&P 500 had an annualized return of 11.39%, indicating that Cullen/Frost Bankers, Inc. did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 33.38% | 25.45% |
| 1 month | 18.67% | 2.91% |
| 6 months | 33.03% | 14.05% |
| 1 year | 55.72% | 35.64% |
| 5 years (annualized) | 12.02% | 14.13% |
| 10 years (annualized) | 9.00% | 11.39% |
Monthly Returns
The table below presents the monthly returns of CFR, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -2.18% | 3.12% | 3.74% | -7.31% | -1.76% | 0.05% | 15.18% | -3.31% | -0.33% | 13.85% | 33.38% | ||
| 2023 | -2.56% | 1.86% | -20.09% | 4.66% | -8.35% | 7.32% | 0.98% | -12.10% | -3.51% | -0.24% | 9.04% | 10.38% | -16.05% |
| 2022 | 11.85% | 0.36% | -1.65% | -4.42% | -4.95% | -6.83% | 11.98% | 0.33% | 1.74% | 17.27% | -5.88% | -7.84% | 8.66% |
| 2021 | 5.74% | 13.94% | 4.18% | 10.39% | 1.15% | -7.22% | -4.18% | 7.12% | 3.85% | 9.17% | -2.22% | 0.14% | 48.17% |
| 2020 | -8.82% | -11.36% | -28.83% | 28.80% | 6.68% | -1.66% | -3.55% | -2.65% | -7.93% | 9.88% | 20.40% | 3.96% | -7.58% |
| 2019 | 10.62% | 7.27% | -6.38% | 4.76% | -9.58% | 2.62% | 1.37% | -11.80% | 6.67% | 1.73% | 4.65% | 4.51% | 14.60% |
| 2018 | 12.42% | -1.75% | 2.00% | 7.90% | 0.40% | -5.24% | 2.08% | 0.96% | -5.82% | -6.24% | 3.14% | -12.34% | -4.84% |
| 2017 | 1.33% | 4.04% | -3.78% | 6.09% | -2.30% | 2.45% | -3.33% | -6.62% | 12.73% | 3.77% | 0.49% | -3.82% | 9.93% |
| 2016 | -20.23% | 1.25% | 14.98% | 16.11% | 5.40% | -4.74% | 6.53% | 8.19% | -1.32% | 5.63% | 9.03% | 7.19% | 51.99% |
| 2015 | -11.81% | 9.64% | 1.89% | 5.59% | 1.37% | 7.04% | -7.80% | -9.98% | -1.67% | 7.64% | 2.74% | -14.03% | -12.41% |
| 2014 | -0.55% | 1.52% | 3.87% | -1.44% | -1.36% | 6.09% | -1.83% | 1.46% | -2.66% | 5.62% | -7.01% | -5.38% | -2.55% |
| 2013 | 8.51% | 3.66% | 3.25% | -3.39% | 7.35% | 3.76% | 7.89% | -0.98% | -0.41% | 0.34% | 2.16% | 3.63% | 41.26% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of CFR is 83, placing it in the top 17% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Cullen/Frost Bankers, Inc. (CFR) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Cullen/Frost Bankers, Inc. provided a 2.63% dividend yield over the last twelve months, with an annual payout of $3.71 per share. The company has been increasing its dividends for 30 consecutive years, earning it the status of a dividend aristocrat.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $3.71 | $3.58 | $3.24 | $2.94 | $2.85 | $2.80 | $2.58 | $2.25 | $2.15 | $2.10 | $2.03 | $1.98 |
Dividend yield | 2.63% | 3.30% | 2.42% | 2.33% | 3.27% | 2.86% | 2.93% | 2.38% | 2.44% | 3.50% | 2.87% | 2.66% |
Monthly Dividends
The table displays the monthly dividend distributions for Cullen/Frost Bankers, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.92 | $0.00 | $0.00 | $0.92 | $0.00 | $0.00 | $0.95 | $0.00 | $0.00 | $0.00 | $2.79 | |
| 2023 | $0.00 | $0.87 | $0.00 | $0.00 | $0.87 | $0.00 | $0.00 | $0.92 | $0.00 | $0.00 | $0.92 | $0.00 | $3.58 |
| 2022 | $0.00 | $0.75 | $0.00 | $0.00 | $0.75 | $0.00 | $0.00 | $0.87 | $0.00 | $0.00 | $0.87 | $0.00 | $3.24 |
| 2021 | $0.00 | $0.72 | $0.00 | $0.00 | $0.72 | $0.00 | $0.00 | $0.75 | $0.00 | $0.00 | $0.75 | $0.00 | $2.94 |
| 2020 | $0.00 | $0.71 | $0.00 | $0.00 | $0.71 | $0.00 | $0.00 | $0.71 | $0.00 | $0.00 | $0.72 | $0.00 | $2.85 |
| 2019 | $0.00 | $0.67 | $0.00 | $0.00 | $0.71 | $0.00 | $0.00 | $0.71 | $0.00 | $0.00 | $0.71 | $0.00 | $2.80 |
| 2018 | $0.00 | $0.57 | $0.00 | $0.00 | $0.67 | $0.00 | $0.00 | $0.67 | $0.00 | $0.00 | $0.67 | $0.00 | $2.58 |
| 2017 | $0.00 | $0.54 | $0.00 | $0.00 | $0.57 | $0.00 | $0.00 | $0.57 | $0.00 | $0.00 | $0.57 | $0.00 | $2.25 |
| 2016 | $0.00 | $0.53 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.54 | $0.00 | $2.15 |
| 2015 | $0.00 | $0.51 | $0.00 | $0.00 | $0.53 | $0.00 | $0.00 | $0.53 | $0.00 | $0.00 | $0.53 | $0.00 | $2.10 |
| 2014 | $0.00 | $0.50 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $2.03 |
| 2013 | $0.48 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $1.98 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Cullen/Frost Bankers, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Cullen/Frost Bankers, Inc. was 56.86%, occurring on Mar 23, 2020. Recovery took 240 trading sessions.
The current Cullen/Frost Bankers, Inc. drawdown is 5.05%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -56.86% | May 22, 2018 | 462 | Mar 23, 2020 | 240 | Mar 5, 2021 | 702 |
| -53.19% | Jul 2, 1990 | 122 | Dec 24, 1990 | 159 | Aug 13, 1991 | 281 |
| -46.01% | Jun 29, 2015 | 145 | Jan 25, 2016 | 202 | Nov 9, 2016 | 347 |
| -45.62% | Nov 9, 2022 | 241 | Oct 25, 2023 | — | — | — |
| -43.81% | Dec 29, 2000 | 202 | Oct 23, 2001 | 526 | Nov 24, 2003 | 728 |
Volatility
Volatility Chart
The current Cullen/Frost Bankers, Inc. volatility is 14.75%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Cullen/Frost Bankers, Inc. compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for CFR in comparison to other companies of the Banks - Regional industry. Currently, CFR has a PE value of 17.7. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for CFR in comparison to other companies of the Banks - Regional industry. Currently, CFR has a PEG value of 1.9. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Cullen/Frost Bankers, Inc..
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Income Statement
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