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Amalgamated Financial Corp. (AMAL)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US0226711010

CUSIP

022671101

IPO Date

Aug 9, 2018

Highlights

Market Cap

$933.90M

EPS (TTM)

$3.36

PE Ratio

8.92

Total Revenue (TTM)

$376.28M

Gross Profit (TTM)

$266.68M

EBITDA (TTM)

$111.24M

Year Range

$23.62 - $37.86

Target Price

$35.00

Short %

7.54%

Short Ratio

5.88

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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S&P 500

Returns By Period

Amalgamated Financial Corp. (AMAL) returned -8.68% year-to-date (YTD) and 23.14% over the past 12 months.


AMAL

YTD

-8.68%

1M

5.86%

6M

-15.33%

1Y

23.14%

3Y*

17.07%

5Y*

24.31%

10Y*

N/A

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of AMAL, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20254.39%-6.76%-11.40%-2.05%8.11%-8.68%
2024-1.41%-12.76%3.99%2.25%3.50%8.39%16.09%4.16%-4.91%5.72%7.83%-6.06%26.32%
2023-0.39%3.06%-24.88%-7.97%-12.07%13.15%24.05%-9.76%-3.91%5.92%15.73%28.29%19.44%
20221.43%1.43%4.66%-2.11%24.04%-8.97%16.68%-2.10%0.22%1.95%16.49%-13.61%39.78%
20216.70%20.36%-5.52%-2.65%1.24%-3.93%-1.73%1.76%1.74%16.06%-7.44%-0.89%24.43%
2020-11.36%-6.73%-32.42%-1.11%5.82%12.55%-8.62%2.57%-10.11%4.91%15.28%8.02%-27.56%
2019-8.00%-0.96%-11.63%8.31%-2.33%5.76%-1.66%-6.11%-0.19%13.67%5.44%1.73%1.22%
20185.70%10.61%0.57%10.44%-8.71%18.54%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of AMAL is 71, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of AMAL is 7171
Overall Rank
The Sharpe Ratio Rank of AMAL is 7474
Sharpe Ratio Rank
The Sortino Ratio Rank of AMAL is 6868
Sortino Ratio Rank
The Omega Ratio Rank of AMAL is 6565
Omega Ratio Rank
The Calmar Ratio Rank of AMAL is 7777
Calmar Ratio Rank
The Martin Ratio Rank of AMAL is 6969
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Amalgamated Financial Corp. (AMAL) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Amalgamated Financial Corp. Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 0.66
  • 5-Year: 0.63
  • All Time: 0.28

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Amalgamated Financial Corp. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Amalgamated Financial Corp. provided a 1.72% dividend yield over the last twelve months, with an annual payout of $0.52 per share. The company has been increasing its dividends for 6 consecutive years.


0.50%1.00%1.50%2.00%$0.00$0.10$0.20$0.30$0.40$0.502018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021202020192018
Dividend$0.52$0.46$0.40$0.36$0.32$0.32$0.26$0.06

Dividend yield

1.72%1.37%1.48%1.56%1.91%2.33%1.34%0.31%

Monthly Dividends

The table displays the monthly dividend distributions for Amalgamated Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.14$0.00$0.00$0.14$0.28
2024$0.00$0.10$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.46
2023$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2022$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.36
2021$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.32
2020$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.32
2019$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.08$0.00$0.26
2018$0.06$0.00$0.06

Dividend Yield & Payout


Dividend Yield

Amalgamated Financial Corp. has a dividend yield of 1.72%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Amalgamated Financial Corp. has a payout ratio of 14.69%, which is below the market average. This means Amalgamated Financial Corp. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Amalgamated Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Amalgamated Financial Corp. was 62.93%, occurring on Mar 23, 2020. Recovery took 552 trading sessions.

The current Amalgamated Financial Corp. drawdown is 19.84%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-62.93%Nov 14, 2018339Mar 23, 2020552May 31, 2022891
-46.88%Dec 5, 2022112May 16, 2023147Dec 14, 2023259
-31.88%Nov 7, 2024103Apr 8, 2025
-21.8%Jan 31, 202454Apr 17, 202450Jun 28, 2024104
-13.38%Jul 31, 20244Aug 5, 202414Aug 23, 202418
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Amalgamated Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Amalgamated Financial Corp., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 10.0% positive surprise.


0.300.400.500.600.700.800.9020212022202320242025
0.88
0.80
Actual
Estimate

Valuation

The Valuation section provides an overview of how Amalgamated Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for AMAL, comparing it with other companies in the Banks - Regional industry. Currently, AMAL has a P/E ratio of 8.9. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for AMAL relative to other companies in the Banks - Regional industry. Currently, AMAL has a P/S ratio of 3.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for AMAL in comparison with other companies in the Banks - Regional industry. Currently, AMAL has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items