The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
NWOSX	Nationwide Destination 2050 Fund	Target Retirement Date	Aug 28, 2007	0.38%	-1.17%	9.22%	9.28%	60
NWWVX	Nationwide Destination 2060 Fund	Target Retirement Date	Nov 27, 2014	0.38%	-1.16%	9.43%	9.22%	60
PAAKX	Putnam Retirement Advantage 2060 Fund	Target Retirement Date	Dec 30, 2019	0.45%	-0.92%	—	9.19%	65
PACJX	Putnam Retirement Advantage 2055 Fund	Target Retirement Date	Dec 30, 2019	0.45%	-0.78%	—	10.02%	66
PADLX	Putnam Retirement Advantage Maturity Fund	Target Retirement Date	Dec 30, 2019	0.22%	0.08%	—	4.72%	82
PAEKX	Putnam Retirement Advantage 2050 Fund	Target Retirement Date	Dec 30, 2019	0.45%	-0.66%	—	10.16%	67
PAERX	T. Rowe Price Target 2010 Fund	Target Retirement Date	Aug 19, 2013	0.70%	0.09%	5.13%	4.93%	66
PAFFX	T. Rowe Price Target 2045 Fund	Target Retirement Date	Aug 19, 2013	0.87%	-0.11%	18.51%	5.00%	47
PAFMX	Putnam Retirement Advantage 2045 Fund	Target Retirement Date	Dec 30, 2019	0.45%	-0.66%	—	11.90%	68
PAFTX	T. Rowe Price Target 2055 Fund	Target Retirement Date	Aug 19, 2013	0.89%	-0.19%	10.21%	4.50%	47
PAHHX	T. Rowe Price Target 2040 Fund	Target Retirement Date	Aug 19, 2013	0.85%	-0.06%	8.69%	5.94%	50
PAHRX	T. Rowe Price Target 2015 Fund	Target Retirement Date	Aug 19, 2013	0.72%	0.09%	5.43%	5.65%	64
PAIRX	T. Rowe Price Target 2020 Fund	Target Retirement Date	Aug 19, 2013	0.75%	0.08%	5.89%	5.42%	62
PAJRX	T. Rowe Price Target 2025 Fund	Target Retirement Date	Aug 19, 2013	0.77%	0.07%	6.53%	6.88%	60
PAKRX	T. Rowe Price Target 2030 Fund	Target Retirement Date	Aug 19, 2013	0.81%	0.07%	7.27%	7.16%	55
PANRX	T. Rowe Price Target 2005 Fund	Target Retirement Date	Aug 19, 2013	0.70%	0.08%	5.02%	5.69%	66
PAOFX	T. Rowe Price Target 2050 Fund	Target Retirement Date	Aug 19, 2013	0.88%	-0.15%	9.88%	4.63%	47
PARFX	T. Rowe Price Retirement 2050 Fund	Target Retirement Date	Dec 28, 2006	0.89%	-0.23%	10.41%	3.83%	49
PASUX	T. Rowe Price Retirement 2065 Fund	Target Retirement Date	Oct 12, 2020	0.89%	-0.20%	—	3.33%	50
PATVX	T. Rowe Price Target 2035 Fund	Target Retirement Date	Aug 19, 2013	0.83%	0.00%	8.00%	7.03%	52

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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