T. Rowe Price Target 2025 Fund (PAJRX)
The advisor pursues the fund's objective by investing in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. It is managed based on the specific retirement year (target date 2025) included in its name and assumes a retirement age of 65. The target date refers to the approximate year an investor in the fund would plan to retire and likely stop making new investments in the fund.
Fund Info
US74149P3901
Aug 19, 2013
$2,500
Large-Cap
Blend
Expense Ratio
PAJRX has an expense ratio of 0.77%, placing it in the medium range.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
T. Rowe Price Target 2025 Fund (PAJRX) returned 3.23% year-to-date (YTD) and 7.85% over the past 12 months. Over the past 10 years, PAJRX returned 5.67% annually, underperforming the S&P 500 benchmark at 10.84%.
PAJRX
3.23%
1.82%
1.35%
7.85%
5.77%
6.69%
5.67%
^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of PAJRX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.00% | 0.60% | -1.27% | 0.08% | 1.82% | 3.23% | |||||||
| 2024 | -0.00% | 1.82% | 2.02% | -2.21% | 2.49% | 0.76% | 1.81% | 1.63% | 1.24% | -1.58% | 2.34% | -2.24% | 8.19% |
| 2023 | 4.44% | -1.96% | 1.84% | 0.82% | -1.06% | 2.55% | 1.84% | -1.42% | -2.63% | -1.64% | 5.25% | 3.84% | 12.09% |
| 2022 | -3.21% | -1.55% | -0.00% | -5.16% | -0.00% | -4.83% | 4.21% | -2.82% | -6.11% | 2.67% | 4.80% | -2.47% | -14.19% |
| 2021 | -0.07% | 1.73% | 1.13% | 2.66% | 0.89% | 0.68% | 0.74% | 1.33% | -2.17% | 2.49% | -1.58% | 1.72% | 9.85% |
| 2020 | -0.00% | -3.39% | -10.12% | 7.27% | 3.56% | 2.29% | 3.52% | 3.09% | -1.80% | -0.69% | 6.91% | 2.94% | 13.00% |
| 2019 | 5.11% | 1.53% | 1.34% | 1.82% | -2.44% | 3.92% | 0.24% | -0.24% | 0.56% | 1.04% | 1.50% | 2.04% | 17.49% |
| 2018 | 2.69% | -2.30% | -0.49% | -0.00% | 0.41% | -0.08% | 1.47% | 0.48% | -0.08% | -4.31% | 0.92% | -3.43% | -4.84% |
| 2017 | 1.90% | 1.95% | 0.69% | 1.29% | 1.36% | 0.34% | 1.59% | 0.49% | 0.90% | 1.14% | 1.04% | 0.57% | 14.09% |
| 2016 | -3.37% | -0.00% | 4.84% | 0.92% | 0.46% | 0.36% | 2.72% | 0.35% | 0.62% | -1.40% | -0.09% | 1.06% | 6.45% |
| 2015 | -0.27% | 3.26% | -0.61% | 1.15% | 0.35% | -1.48% | 0.62% | -3.95% | -2.10% | 4.38% | -0.27% | -1.29% | -0.49% |
| 2014 | -1.58% | 3.31% | -0.18% | 0.27% | 2.01% | 1.43% | -1.24% | 1.97% | -2.28% | 1.44% | 0.89% | -1.14% | 4.84% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 77, PAJRX is among the top 23% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for T. Rowe Price Target 2025 Fund (PAJRX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
T. Rowe Price Target 2025 Fund provided a 5.12% dividend yield over the last twelve months, with an annual payout of $0.69 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.69 | $0.69 | $0.45 | $0.88 | $0.59 | $0.45 | $0.43 | $0.52 | $0.37 | $0.30 | $0.33 | $0.20 |
Dividend yield | 5.12% | 5.29% | 3.57% | 7.51% | 4.03% | 3.21% | 3.39% | 4.61% | 3.02% | 2.71% | 3.04% | 1.81% |
Monthly Dividends
The table displays the monthly dividend distributions for T. Rowe Price Target 2025 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.69 | $0.69 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 | $0.45 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.88 | $0.88 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.59 | $0.59 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 | $0.45 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.43 | $0.43 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.30 | $0.30 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 | $0.33 |
| 2014 | $0.20 | $0.20 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the T. Rowe Price Target 2025 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the T. Rowe Price Target 2025 Fund was 22.48%, occurring on Mar 23, 2020. Recovery took 89 trading sessions.
The current T. Rowe Price Target 2025 Fund drawdown is 0.22%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -22.48% | Feb 20, 2020 | 23 | Mar 23, 2020 | 89 | Jul 29, 2020 | 112 |
| -19.72% | Nov 17, 2021 | 229 | Oct 14, 2022 | 430 | Jul 3, 2024 | 659 |
| -11.52% | May 22, 2015 | 183 | Feb 11, 2016 | 110 | Jul 20, 2016 | 293 |
| -10.58% | Jan 29, 2018 | 229 | Dec 24, 2018 | 70 | Apr 5, 2019 | 299 |
| -6.72% | Feb 21, 2025 | 33 | Apr 8, 2025 | 26 | May 15, 2025 | 59 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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