The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
PBAMX	Putnam Retirement Advantage 2040 Fund	Target Retirement Date	Dec 30, 2019	0.45%	-0.70%	—	11.59%	67
PBPNX	PIMCO RealPath Blend 2030 Fund	Target Retirement Date	Dec 30, 2014	0.04%	-0.08%	8.03%	3.97%	64
PBRNX	PIMCO RealPath Blend Income Fund	Target Retirement Date	Dec 30, 2014	0.03%	0.05%	6.42%	4.18%	63
PCDLX	Putnam Retirement Advantage 2035 Fund	Target Retirement Date	Dec 30, 2019	0.45%	-0.63%	—	10.08%	67
PCJSX	Putnam RetirementReady 2065 Fund	Target Retirement Date	Jan 3, 2021	0.03%	-4.18%	—	10.70%	32
PCKEX	Putnam Retirement Advantage 2065 Fund	Target Retirement Date	Dec 29, 2020	0.45%	-1.02%	—	7.43%	64
PDAHX	Prudential Day One Income Fund	Target Retirement Date	Dec 12, 2016	0.16%	1.60%	—	4.77%	81
PDDDX	Prudential Day One 2020 Fund	Target Retirement Date	Dec 12, 2016	0.76%	1.34%	—	4.00%	72
PDEJX	Prudential Day One 2025 Fund	Target Retirement Date	Dec 12, 2016	0.00%	1.20%	—	5.56%	74
PDFEX	Prudential Day One 2030 Fund	Target Retirement Date	Dec 12, 2016	0.49%	0.68%	—	3.86%	62
PDGJX	Prudential Day One 2035 Fund	Target Retirement Date	Dec 12, 2016	0.02%	0.65%	—	4.28%	65
PDGZX	PIMCO RealPath Blend 2035 Fund	Target Retirement Date	Dec 30, 2014	0.05%	-0.16%	8.97%	5.25%	62
PDHJX	Prudential Day One 2040 Fund	Target Retirement Date	Dec 12, 2016	0.00%	0.54%	—	4.61%	63
PDIHX	Prudential Day One 2045 Fund	Target Retirement Date	Dec 12, 2016	0.08%	0.31%	—	4.10%	61
PDIZX	Putnam Retirement Advantage 2030 Fund	Target Retirement Date	Dec 30, 2019	0.45%	0.00%	—	7.63%	78
PDJGX	Prudential Day One 2050 Fund	Target Retirement Date	Dec 12, 2016	0.18%	0.37%	—	4.26%	59
PDKFX	Prudential Day One 2055 Fund	Target Retirement Date	Dec 12, 2016	0.25%	0.00%	—	3.99%	57
PDLFX	Prudential Day One 2060 Fund	Target Retirement Date	Dec 12, 2016	0.25%	0.06%	—	4.21%	58
PDODX	Prudential Day One 2065 Fund	Target Retirement Date	Dec 15, 2019	0.41%	0.07%	—	2.65%	58
PHTFX	Principal LifeTime Hybrid Income Fund	Target Retirement Date	Sep 29, 2014	0.05%	0.00%	4.78%	4.54%	72

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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