Andy's 15 Holdings

Performance

Risk-Adjusted Performance

Dividends

Drawdowns

Volatility

Diversification

Andy's 15 Holdings

Last updated Jul 25, 2024

Asset Allocation

Position	Category/Sector	Weight
AMZN Amazon.com, Inc.	Consumer Cyclical	2%
GOOG Alphabet Inc.	Communication Services	2%
META Meta Platforms, Inc.	Communication Services	2%
MSFT Microsoft Corporation	Technology	2%
NVDA NVIDIA Corporation	Technology	2%
SCHD Schwab US Dividend Equity ETF	Large Cap Growth Equities, Dividend	9%
VB Vanguard Small-Cap ETF	Small Cap Growth Equities	9%
VGT Vanguard Information Technology ETF	Technology Equities	9%
VHT Vanguard Health Care ETF	Health & Biotech Equities	9%
VIGI Vanguard International Dividend Appreciation ETF	Foreign Large Cap Equities, Dividend	9%
VOO Vanguard S&P 500 ETF	Large Cap Growth Equities	9%
VT Vanguard Total World Stock ETF	Large Cap Growth Equities	9%
VTI Vanguard Total Stock Market ETF	Large Cap Growth Equities	9%
VUG Vanguard Growth ETF	Large Cap Growth Equities	9%
VYM Vanguard High Dividend Yield ETF	Dividend, Large Cap Value Equities	9%

Benchmark

S&P 500

Rebalance portfolio

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Andy's 15 Holdings, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly

Andy's 15 Holdings

Benchmark (^GSPC)

Portfolio components

The earliest data available for this chart is Mar 2, 2016, corresponding to the inception date of VIGI

Returns By Period

	Year-To-Date	1 month	6 months	1 year	5 years (annualized)	10 years (annualized)
^GSPC S&P 500	13.20%	-1.28%	10.32%	18.23%	12.31%	10.58%
Andy's 15 Holdings	14.06%	-0.22%	11.25%	21.00%	15.22%	N/A
Portfolio components:
VOO Vanguard S&P 500 ETF	14.04%	-1.30%	11.13%	20.75%	14.14%	12.62%
VTI Vanguard Total Stock Market ETF	13.14%	-0.48%	10.85%	20.07%	13.36%	12.04%
VGT Vanguard Information Technology ETF	15.09%	-3.59%	10.66%	25.31%	21.09%	20.16%
VHT Vanguard Health Care ETF	9.85%	2.56%	7.99%	11.92%	11.13%	10.88%
VUG Vanguard Growth ETF	15.67%	-4.61%	11.39%	25.54%	16.92%	14.85%
VYM Vanguard High Dividend Yield ETF	10.89%	3.16%	9.56%	14.88%	9.95%	9.59%
SCHD Schwab US Dividend Equity ETF	8.60%	4.84%	7.35%	12.13%	11.96%	11.22%
VB Vanguard Small-Cap ETF	7.69%	5.45%	9.28%	13.29%	8.99%	8.90%
VT Vanguard Total World Stock ETF	10.09%	-0.31%	9.27%	15.40%	10.32%	8.42%
VIGI Vanguard International Dividend Appreciation ETF	5.17%	2.14%	5.41%	10.54%	7.14%	N/A
NVDA NVIDIA Corporation	126.76%	-11.17%	84.00%	144.69%	91.87%	74.99%
GOOG Alphabet Inc.	20.17%	-8.74%	10.12%	30.40%	22.11%	19.16%
AMZN Amazon.com, Inc.	18.37%	-7.11%	13.03%	40.23%	13.14%	27.42%
META Meta Platforms, Inc.	28.36%	-11.64%	15.27%	45.76%	17.91%	19.79%
MSFT Microsoft Corporation	11.67%	-7.47%	3.96%	27.50%	25.49%	27.36%

Monthly Returns

The table below presents the monthly returns of Andy's 15 Holdings, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2024	1.53%	5.37%	3.38%	-4.47%	4.90%	3.11%							14.06%
2023	7.45%	-1.88%	4.48%	1.45%	1.20%	5.92%	3.63%	-1.83%	-4.75%	-2.65%	8.96%	5.63%	30.03%
2022	-6.16%	-2.76%	3.18%	-8.94%	0.22%	-7.95%	8.37%	-4.46%	-9.17%	6.56%	6.80%	-5.29%	-19.84%
2021	-0.08%	2.69%	3.49%	4.92%	0.97%	3.04%	1.60%	3.24%	-4.76%	6.20%	-0.85%	3.76%	26.51%
2020	-0.04%	-7.06%	-11.74%	12.89%	5.54%	2.67%	5.59%	6.91%	-3.39%	-1.74%	11.36%	4.23%	24.77%
2019	8.23%	3.46%	2.22%	3.68%	-6.59%	7.16%	1.14%	-1.91%	1.62%	2.96%	3.79%	3.18%	32.04%
2018	6.33%	-3.66%	-2.19%	0.58%	3.36%	0.32%	3.32%	3.66%	0.11%	-8.30%	1.81%	-8.43%	-4.23%
2017	2.62%	3.39%	1.17%	1.67%	2.70%	0.45%	2.56%	0.80%	1.92%	3.22%	2.49%	0.84%	26.52%
2016			4.02%	0.26%	2.87%	0.21%	5.00%	0.07%	1.06%	-2.35%	2.61%	2.06%	16.74%

Expense Ratio

Andy's 15 Holdings has an expense ratio of 0.06%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.

VIGI

Vanguard International Dividend Appreciation ETF

VGT

Vanguard Information Technology ETF

VHT

Vanguard Health Care ETF

Vanguard Total World Stock ETF

VYM

Vanguard High Dividend Yield ETF

SCHD

Schwab US Dividend Equity ETF

Vanguard Small-Cap ETF

VUG

Vanguard Growth ETF

VOO

Vanguard S&P 500 ETF

VTI

Vanguard Total Stock Market ETF

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of Andy's 15 Holdings is 69, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.

Andy's 15 Holdings

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Andy's 15 Holdings

^GSPC

Portfolio components

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
VOO Vanguard S&P 500 ETF	1.73	2.43	1.30	1.72	6.83
VTI Vanguard Total Stock Market ETF	1.62	2.29	1.28	1.37	5.98
VGT Vanguard Information Technology ETF	1.24	1.72	1.22	1.79	5.44
VHT Vanguard Health Care ETF	1.03	1.49	1.18	0.76	3.12
VUG Vanguard Growth ETF	1.54	2.11	1.28	1.32	7.79
VYM Vanguard High Dividend Yield ETF	1.43	2.09	1.25	1.46	4.52
SCHD Schwab US Dividend Equity ETF	1.06	1.60	1.19	0.90	3.31
VB Vanguard Small-Cap ETF	0.73	1.16	1.13	0.51	2.14
VT Vanguard Total World Stock ETF	1.32	1.92	1.23	0.99	4.23
VIGI Vanguard International Dividend Appreciation ETF	0.95	1.43	1.17	0.56	3.11
NVDA NVIDIA Corporation	3.13	3.59	1.45	7.37	20.15
GOOG Alphabet Inc.	1.36	1.85	1.26	2.09	8.19
AMZN Amazon.com, Inc.	1.41	2.15	1.26	1.09	7.87
META Meta Platforms, Inc.	1.47	2.27	1.29	2.10	8.33
MSFT Microsoft Corporation	1.00	1.41	1.18	1.55	6.20

Sharpe Ratio

The current Andy's 15 Holdings Sharpe ratio is 1.80. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Compared to the broad market, where average Sharpe ratios range from 1.24 to 1.94, this portfolio's current Sharpe ratio lies between the 25th and 75th percentiles. This indicates that the its risk-adjusted performance is in line with the majority of portfolios. This suggests a balanced approach to risk and return, which might be suitable for a broad range of investors.

Use the chart below to compare the Sharpe ratio of Andy's 15 Holdings with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Andy's 15 Holdings

Benchmark (^GSPC)

Portfolio components

Dividends

Dividend yield

Andy's 15 Holdings granted a 1.54% dividend yield in the last twelve months.

	TTM	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013
Andy's 15 Holdings	1.54%	1.60%	1.69%	1.85%	1.47%	1.75%	1.91%	1.62%	1.74%	1.69%	1.54%	1.49%
Portfolio components:
VOO Vanguard S&P 500 ETF	1.34%	1.46%	1.69%	1.25%	1.54%	1.88%	2.06%	1.78%	2.02%	2.10%	1.85%	1.84%
VTI Vanguard Total Stock Market ETF	1.37%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%	1.76%	1.74%
VGT Vanguard Information Technology ETF	0.67%	0.65%	0.91%	0.64%	0.82%	1.11%	1.29%	0.99%	1.31%	1.28%	1.12%	1.05%
VHT Vanguard Health Care ETF	1.30%	1.36%	1.33%	1.14%	1.21%	1.89%	1.38%	1.31%	1.45%	1.22%	1.02%	1.12%
VUG Vanguard Growth ETF	0.53%	0.58%	0.70%	0.48%	0.66%	0.95%	1.32%	1.14%	1.39%	1.30%	1.21%	1.19%
VYM Vanguard High Dividend Yield ETF	2.92%	3.12%	3.01%	2.76%	3.18%	3.03%	3.40%	2.80%	2.91%	3.22%	2.78%	2.81%
SCHD Schwab US Dividend Equity ETF	3.49%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%	2.63%	2.47%
VB Vanguard Small-Cap ETF	1.46%	1.55%	1.59%	1.24%	1.14%	1.39%	1.67%	1.35%	1.50%	1.48%	1.43%	1.31%
VT Vanguard Total World Stock ETF	1.96%	2.08%	2.20%	1.82%	1.66%	2.32%	2.53%	2.11%	2.39%	2.45%	2.44%	2.06%
VIGI Vanguard International Dividend Appreciation ETF	1.85%	1.92%	2.06%	7.02%	1.29%	1.83%	1.99%	1.75%	0.98%	0.00%	0.00%	0.00%
NVDA NVIDIA Corporation	0.02%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.30%	0.46%	1.19%	1.68%	1.95%
GOOG Alphabet Inc.	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
AMZN Amazon.com, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
META Meta Platforms, Inc.	0.22%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.70%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%	2.48%	2.59%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

Andy's 15 Holdings

Benchmark (^GSPC)

Portfolio components

Worst Drawdowns

The table below displays the maximum drawdowns of the Andy's 15 Holdings. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Andy's 15 Holdings was 32.77%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.

The current Andy's 15 Holdings drawdown is 3.71%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-32.77%	Feb 20, 2020	23	Mar 23, 2020	84	Jul 22, 2020	107
-26.38%	Dec 28, 2021	200	Oct 12, 2022	294	Dec 13, 2023	494
-19.88%	Aug 30, 2018	80	Dec 24, 2018	75	Apr 12, 2019	155
-10.13%	Jan 29, 2018	9	Feb 8, 2018	109	Jul 17, 2018	118
-9.15%	Sep 3, 2020	14	Sep 23, 2020	33	Nov 9, 2020	47

Volatility

Volatility Chart

The current Andy's 15 Holdings volatility is 3.41%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Andy's 15 Holdings

Benchmark (^GSPC)

Portfolio components

Diversification

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	META	NVDA	AMZN	VHT	GOOG	SCHD	VYM	MSFT	VIGI	VB	VGT	VT	VUG	VTI	VOO
META	1.00	0.53	0.61	0.43	0.66	0.38	0.38	0.60	0.49	0.48	0.66	0.58	0.70	0.61	0.62
NVDA	0.53	1.00	0.57	0.41	0.55	0.40	0.39	0.60	0.48	0.51	0.76	0.60	0.72	0.62	0.62
AMZN	0.61	0.57	1.00	0.43	0.67	0.38	0.37	0.67	0.50	0.48	0.70	0.60	0.74	0.63	0.64
VHT	0.43	0.41	0.43	1.00	0.50	0.68	0.70	0.54	0.65	0.67	0.63	0.72	0.68	0.75	0.75
GOOG	0.66	0.55	0.67	0.50	1.00	0.48	0.48	0.72	0.56	0.53	0.74	0.67	0.77	0.69	0.71
SCHD	0.38	0.40	0.38	0.68	0.48	1.00	0.96	0.51	0.68	0.81	0.63	0.82	0.65	0.83	0.83
VYM	0.38	0.39	0.37	0.70	0.48	0.96	1.00	0.50	0.70	0.83	0.62	0.84	0.65	0.85	0.85
MSFT	0.60	0.60	0.67	0.54	0.72	0.51	0.50	1.00	0.58	0.54	0.84	0.69	0.83	0.73	0.75
VIGI	0.49	0.48	0.50	0.65	0.56	0.68	0.70	0.58	1.00	0.71	0.70	0.89	0.73	0.78	0.78
VB	0.48	0.51	0.48	0.67	0.53	0.81	0.83	0.54	0.71	1.00	0.73	0.87	0.76	0.90	0.85
VGT	0.66	0.76	0.70	0.63	0.74	0.63	0.62	0.84	0.70	0.73	1.00	0.84	0.96	0.89	0.89
VT	0.58	0.60	0.60	0.72	0.67	0.82	0.84	0.69	0.89	0.87	0.84	1.00	0.88	0.96	0.95
VUG	0.70	0.72	0.74	0.68	0.77	0.65	0.65	0.83	0.73	0.76	0.96	0.88	1.00	0.93	0.93
VTI	0.61	0.62	0.63	0.75	0.69	0.83	0.85	0.73	0.78	0.90	0.89	0.96	0.93	1.00	0.99
VOO	0.62	0.62	0.64	0.75	0.71	0.83	0.85	0.75	0.78	0.85	0.89	0.95	0.93	0.99	1.00

The correlation results are calculated based on daily price changes starting from Mar 3, 2016