Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Ira, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Sep 26, 2025, corresponding to the inception date of CNQQ
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -3.63% | -3.84% | -1.98% | 29.73% | 16.86% | 10.37% | 12.29% |
Portfolio Ira | -0.36% | -1.69% | 2.76% | 2.42% | — | — | — | — |
| Portfolio components: | ||||||||
FSKAX Fidelity Total Market Index Fund | 0.17% | -3.35% | -3.14% | -1.37% | 31.84% | 18.10% | 10.69% | 13.70% |
FTIHX Fidelity Total International Index Fund | -0.56% | -1.93% | 2.60% | 5.67% | 38.72% | 15.39% | 7.31% | — |
CNQQ Rayliant-ChinaAMC Transformative China Tech ETF | -1.33% | -0.84% | -7.07% | -17.04% | — | — | — | — |
TAN Invesco Solar ETF | -2.52% | 1.41% | 11.67% | 19.29% | 89.92% | -10.27% | -9.46% | 10.39% |
CIBR First Trust NASDAQ Cybersecurity ETF | 1.65% | -2.26% | -10.01% | -15.93% | 12.20% | 15.24% | 9.14% | 14.76% |
COST Costco Wholesale Corporation | 1.85% | 3.30% | 17.86% | 11.19% | 11.35% | 28.60% | 24.74% | 22.54% |
BABA Alibaba Group Holding Limited | -1.36% | -6.37% | -16.73% | -35.09% | 6.50% | 9.31% | -10.55% | 4.98% |
BYDDY BYD Company Limited ADR | -0.08% | 12.51% | 9.91% | -4.24% | -8.51% | 11.74% | 12.74% | 22.54% |
QQQ Invesco QQQ ETF | 0.11% | -3.81% | -4.65% | -2.77% | 39.07% | 22.97% | 13.18% | 19.05% |
RSP Invesco S&P 500 Equal Weight ETF | 0.29% | -3.30% | 1.23% | 1.80% | 24.91% | 11.92% | 7.94% | 11.31% |
Monthly Returns
Based on dividend-adjusted daily data since Sep 29, 2025, Ira's average daily return is +0.05%, while the average monthly return is +0.71%. At this rate, your investment would double in approximately 8.2 years.
Historically, 75% of months were positive and 25% were negative. The best month was Jan 2026 with a return of +6.3%, while the worst month was Mar 2026 at -6.7%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 1 months.
On a daily basis, Ira closed higher 50% of trading days. The best single day was Mar 31, 2026 with a return of +3.2%, while the worst single day was Oct 10, 2025 at -3.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.29% | 3.16% | -6.70% | 0.45% | 2.76% | ||||||||
| 2025 | 1.59% | -0.32% | 0.82% | 0.43% | 2.53% |
Benchmark Metrics
Ira has an annualized alpha of 14.02%, beta of 1.14, and R² of 0.62 versus S&P 500 Index. Calculated based on daily prices since September 29, 2025.
- This portfolio captured 171.75% of S&P 500 Index gains but only 58.16% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 14.02% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 1.14 and R² of 0.62, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 14.02%
- Beta
- 1.14
- R²
- 0.62
- Upside Capture
- 171.75%
- Downside Capture
- 58.16%
Expense Ratio
Ira has an expense ratio of 0.30%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Top 10 holdings
Return for Risk
Return / Risk — by metrics
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
FSKAX Fidelity Total Market Index Fund | 46 | 0.96 | 1.47 | 1.22 | 1.51 | 7.09 |
FTIHX Fidelity Total International Index Fund | 83 | 1.75 | 2.32 | 1.35 | 2.51 | 9.55 |
CNQQ Rayliant-ChinaAMC Transformative China Tech ETF | — | — | — | — | — | — |
TAN Invesco Solar ETF | 87 | 1.94 | 2.54 | 1.31 | 4.81 | 12.64 |
CIBR First Trust NASDAQ Cybersecurity ETF | 11 | 0.01 | 0.18 | 1.02 | 0.07 | 0.20 |
COST Costco Wholesale Corporation | 46 | 0.29 | 0.56 | 1.07 | 0.36 | 0.72 |
BABA Alibaba Group Holding Limited | 33 | -0.10 | 0.20 | 1.02 | -0.18 | -0.41 |
BYDDY BYD Company Limited ADR | 24 | -0.41 | -0.33 | 0.96 | -0.43 | -0.64 |
QQQ Invesco QQQ ETF | 58 | 1.04 | 1.62 | 1.23 | 1.93 | 7.00 |
RSP Invesco S&P 500 Equal Weight ETF | 35 | 0.72 | 1.13 | 1.16 | 1.05 | 4.68 |
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Dividends
Dividend yield
Ira provided a 1.34% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.34% | 1.38% | 1.41% | 1.54% | 1.25% | 1.74% | 1.51% | 1.23% | 1.24% | 1.27% | 1.55% | 2.20% |
| Portfolio components: | ||||||||||||
FSKAX Fidelity Total Market Index Fund | 1.05% | 1.01% | 1.19% | 1.41% | 1.62% | 1.15% | 1.45% | 1.94% | 2.54% | 2.07% | 2.43% | 0.82% |
FTIHX Fidelity Total International Index Fund | 2.71% | 2.78% | 2.88% | 2.78% | 2.51% | 2.55% | 1.62% | 2.61% | 2.21% | 0.45% | 0.47% | 0.00% |
CNQQ Rayliant-ChinaAMC Transformative China Tech ETF | 0.10% | 0.09% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
TAN Invesco Solar ETF | 0.00% | 0.00% | 0.50% | 0.09% | 0.00% | 0.00% | 0.09% | 0.30% | 0.69% | 1.77% | 5.04% | 1.60% |
CIBR First Trust NASDAQ Cybersecurity ETF | 0.64% | 0.42% | 0.29% | 0.42% | 0.31% | 0.59% | 1.10% | 0.23% | 0.23% | 0.10% | 0.77% | 0.58% |
COST Costco Wholesale Corporation | 0.51% | 0.59% | 0.49% | 2.87% | 0.76% | 0.54% | 3.38% | 0.86% | 1.08% | 4.81% | 1.09% | 4.06% |
BABA Alibaba Group Holding Limited | 1.64% | 1.36% | 1.96% | 1.29% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BYDDY BYD Company Limited ADR | 1.32% | 1.45% | 1.26% | 0.60% | 0.07% | 0.07% | 0.03% | 0.47% | 0.28% | 0.52% | 1.92% | 0.00% |
QQQ Invesco QQQ ETF | 0.48% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
RSP Invesco S&P 500 Equal Weight ETF | 1.61% | 1.64% | 1.52% | 1.64% | 1.82% | 1.28% | 1.64% | 1.69% | 2.02% | 1.52% | 1.20% | 1.70% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Ira. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Ira was 11.26%, occurring on Mar 27, 2026. The portfolio has not yet recovered.
The current Ira drawdown is 7.88%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -11.26% | Jan 29, 2026 | 41 | Mar 27, 2026 | — | — | — |
| -6.8% | Oct 9, 2025 | 31 | Nov 20, 2025 | 14 | Dec 11, 2025 | 45 |
| -2.68% | Dec 12, 2025 | 4 | Dec 17, 2025 | 3 | Dec 22, 2025 | 7 |
| -2.28% | Dec 29, 2025 | 3 | Dec 31, 2025 | 2 | Jan 5, 2026 | 5 |
| -1.08% | Jan 7, 2026 | 1 | Jan 7, 2026 | 2 | Jan 9, 2026 | 3 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 15 assets, with an effective number of assets of 15.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.
Asset Correlations Table
| Benchmark | COST | SCHD | CIBR | BYDDY | GDX | BABA | SLVP | TAN | CNQQ | RSP | QQQ | FHKCX | FTIHX | FSKAX | VWO | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | -0.00 | 0.37 | 0.62 | 0.44 | 0.41 | 0.45 | 0.45 | 0.60 | 0.58 | 0.76 | 0.95 | 0.77 | 0.84 | 1.00 | 0.81 | 0.79 |
| COST | -0.00 | 1.00 | 0.20 | -0.07 | 0.02 | 0.01 | -0.16 | 0.09 | -0.07 | -0.10 | 0.15 | -0.03 | -0.05 | 0.02 | -0.00 | -0.05 | 0.04 |
| SCHD | 0.37 | 0.20 | 1.00 | 0.14 | 0.24 | 0.21 | 0.14 | 0.19 | 0.28 | 0.17 | 0.73 | 0.20 | 0.23 | 0.42 | 0.40 | 0.30 | 0.37 |
| CIBR | 0.62 | -0.07 | 0.14 | 1.00 | 0.18 | 0.25 | 0.18 | 0.24 | 0.32 | 0.31 | 0.49 | 0.65 | 0.40 | 0.43 | 0.64 | 0.41 | 0.46 |
| BYDDY | 0.44 | 0.02 | 0.24 | 0.18 | 1.00 | 0.24 | 0.57 | 0.26 | 0.46 | 0.62 | 0.38 | 0.43 | 0.58 | 0.44 | 0.45 | 0.54 | 0.62 |
| GDX | 0.41 | 0.01 | 0.21 | 0.25 | 0.24 | 1.00 | 0.30 | 0.94 | 0.40 | 0.38 | 0.39 | 0.40 | 0.48 | 0.57 | 0.42 | 0.55 | 0.73 |
| BABA | 0.45 | -0.16 | 0.14 | 0.18 | 0.57 | 0.30 | 1.00 | 0.28 | 0.42 | 0.77 | 0.33 | 0.44 | 0.62 | 0.48 | 0.45 | 0.66 | 0.64 |
| SLVP | 0.45 | 0.09 | 0.19 | 0.24 | 0.26 | 0.94 | 0.28 | 1.00 | 0.38 | 0.41 | 0.39 | 0.44 | 0.51 | 0.59 | 0.45 | 0.56 | 0.73 |
| TAN | 0.60 | -0.07 | 0.28 | 0.32 | 0.46 | 0.40 | 0.42 | 0.38 | 1.00 | 0.50 | 0.50 | 0.59 | 0.64 | 0.58 | 0.62 | 0.64 | 0.71 |
| CNQQ | 0.58 | -0.10 | 0.17 | 0.31 | 0.62 | 0.38 | 0.77 | 0.41 | 0.50 | 1.00 | 0.42 | 0.58 | 0.80 | 0.64 | 0.58 | 0.77 | 0.75 |
| RSP | 0.76 | 0.15 | 0.73 | 0.49 | 0.38 | 0.39 | 0.33 | 0.39 | 0.50 | 0.42 | 1.00 | 0.61 | 0.54 | 0.71 | 0.80 | 0.61 | 0.68 |
| QQQ | 0.95 | -0.03 | 0.20 | 0.65 | 0.43 | 0.40 | 0.44 | 0.44 | 0.59 | 0.58 | 0.61 | 1.00 | 0.78 | 0.78 | 0.94 | 0.79 | 0.76 |
| FHKCX | 0.77 | -0.05 | 0.23 | 0.40 | 0.58 | 0.48 | 0.62 | 0.51 | 0.64 | 0.80 | 0.54 | 0.78 | 1.00 | 0.83 | 0.76 | 0.92 | 0.85 |
| FTIHX | 0.84 | 0.02 | 0.42 | 0.43 | 0.44 | 0.57 | 0.48 | 0.59 | 0.58 | 0.64 | 0.71 | 0.78 | 0.83 | 1.00 | 0.83 | 0.90 | 0.85 |
| FSKAX | 1.00 | -0.00 | 0.40 | 0.64 | 0.45 | 0.42 | 0.45 | 0.45 | 0.62 | 0.58 | 0.80 | 0.94 | 0.76 | 0.83 | 1.00 | 0.80 | 0.80 |
| VWO | 0.81 | -0.05 | 0.30 | 0.41 | 0.54 | 0.55 | 0.66 | 0.56 | 0.64 | 0.77 | 0.61 | 0.79 | 0.92 | 0.90 | 0.80 | 1.00 | 0.89 |
| Portfolio | 0.79 | 0.04 | 0.37 | 0.46 | 0.62 | 0.73 | 0.64 | 0.73 | 0.71 | 0.75 | 0.68 | 0.76 | 0.85 | 0.85 | 0.80 | 0.89 | 1.00 |