FIN500 COMPLICATED
Asset Allocation
Performance
Performance Chart
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The earliest data available for this chart is Jan 19, 2012, corresponding to the inception date of VTTSX
Returns By Period
As of May 31, 2025, the FIN500 COMPLICATED returned 3.95% Year-To-Date and 9.90% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.51% | 6.15% | -2.00% | 12.92% | 14.19% | 10.85% |
| FIN500 COMPLICATED | 3.95% | 5.79% | 1.10% | 13.93% | 12.64% | 9.90% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | 0.38% | 6.25% | -2.68% | 13.67% | 15.23% | 12.13% |
^GSPC S&P 500 | 0.51% | 6.15% | -2.00% | 12.92% | 14.19% | 10.85% |
AGTHX American Funds The Growth Fund of America Class A | 3.26% | 8.36% | 1.21% | 18.36% | 14.02% | 12.80% |
ANWPX American Funds New Perspective Fund Class A | 7.37% | 7.08% | 5.70% | 15.38% | 13.43% | 11.02% |
ANCFX American Funds Fundamental Investors Class A | 4.94% | 7.64% | 2.72% | 16.09% | 15.56% | 11.96% |
VTV Vanguard Value ETF | 1.83% | 2.95% | -4.66% | 10.52% | 13.90% | 9.97% |
VTTSX Vanguard Target Retirement 2060 Fund | 5.40% | 5.04% | 2.48% | 13.06% | 11.04% | 8.34% |
Monthly Returns
The table below presents the monthly returns of FIN500 COMPLICATED, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.30% | -1.08% | -4.35% | 0.53% | 5.79% | 3.95% | |||||||
| 2024 | 0.56% | 4.70% | 3.13% | -3.74% | 4.22% | 2.24% | 1.80% | 2.22% | 2.21% | -1.64% | 4.67% | -2.74% | 18.61% |
| 2023 | 7.15% | -2.72% | 2.75% | 1.21% | -0.35% | 5.85% | 3.44% | -2.33% | -4.28% | -2.73% | 8.94% | 5.14% | 23.20% |
| 2022 | -5.42% | -2.72% | 2.11% | -8.34% | 0.06% | -8.11% | 7.65% | -3.74% | -8.95% | 6.25% | 6.83% | -5.12% | -19.57% |
| 2021 | -0.39% | 2.51% | 2.72% | 4.35% | 0.99% | 1.71% | 1.01% | 2.51% | -3.97% | 5.67% | -2.14% | 1.39% | 17.22% |
| 2020 | -0.61% | -6.93% | -13.08% | 11.42% | 4.91% | 2.65% | 5.09% | 6.21% | -3.06% | -2.16% | 11.48% | 4.50% | 19.00% |
| 2019 | 7.88% | 2.66% | 1.40% | 3.45% | -5.85% | 6.35% | 0.51% | -1.87% | 1.57% | 2.42% | 3.07% | 3.02% | 26.72% |
| 2018 | 5.42% | -3.74% | -1.70% | 0.55% | 1.50% | 0.17% | 2.85% | 1.75% | 0.29% | -7.36% | 1.76% | -7.49% | -6.66% |
| 2017 | 2.53% | 2.87% | 0.74% | 1.38% | 1.59% | 0.58% | 2.33% | 0.26% | 1.97% | 2.24% | 2.16% | 1.27% | 21.82% |
| 2016 | -5.38% | -0.67% | 6.77% | 1.09% | 1.08% | -0.04% | 3.82% | 0.35% | 0.52% | -1.89% | 2.36% | 1.67% | 9.60% |
| 2015 | -1.88% | 5.27% | -1.13% | 1.48% | 0.76% | -1.93% | 1.23% | -5.90% | -2.96% | 7.26% | 0.14% | -1.82% | -0.15% |
| 2014 | -3.07% | 4.59% | 0.17% | 0.25% | 2.20% | 2.17% | -1.70% | 3.42% | -2.35% | 1.90% | 1.85% | -0.62% | 8.85% |
Expense Ratio
FIN500 COMPLICATED has an expense ratio of 0.16%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FIN500 COMPLICATED is 50, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 0.68 | 0.98 | 1.14 | 0.63 | 2.36 |
^GSPC S&P 500 | 0.66 | 0.94 | 1.14 | 0.60 | 2.28 |
AGTHX American Funds The Growth Fund of America Class A | 0.80 | 1.12 | 1.16 | 0.75 | 2.67 |
ANWPX American Funds New Perspective Fund Class A | 0.84 | 1.14 | 1.16 | 0.76 | 3.22 |
ANCFX American Funds Fundamental Investors Class A | 0.81 | 1.09 | 1.16 | 0.78 | 3.02 |
VTV Vanguard Value ETF | 0.67 | 0.97 | 1.13 | 0.68 | 2.41 |
VTTSX Vanguard Target Retirement 2060 Fund | 0.85 | 1.17 | 1.17 | 0.81 | 3.60 |
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Dividends
Dividend yield
FIN500 COMPLICATED provided a 2.87% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.87% | 2.99% | 2.60% | 1.82% | 4.94% | 1.97% | 2.69% | 3.65% | 2.53% | 2.47% | 2.82% | 2.89% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 1.29% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
^GSPC S&P 500 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AGTHX American Funds The Growth Fund of America Class A | 8.70% | 8.99% | 6.81% | 0.75% | 8.18% | 4.30% | 7.15% | 11.99% | 7.03% | 6.61% | 8.87% | 9.90% |
ANWPX American Funds New Perspective Fund Class A | 4.78% | 5.13% | 5.36% | 4.16% | 7.01% | 4.13% | 3.67% | 7.59% | 5.50% | 3.86% | 6.14% | 6.95% |
ANCFX American Funds Fundamental Investors Class A | 8.50% | 8.90% | 5.80% | 4.98% | 10.97% | 2.61% | 7.34% | 10.98% | 7.74% | 4.71% | 6.08% | 8.69% |
VTV Vanguard Value ETF | 2.29% | 2.31% | 2.46% | 2.52% | 2.15% | 2.56% | 2.50% | 2.73% | 2.29% | 2.44% | 2.60% | 2.22% |
VTTSX Vanguard Target Retirement 2060 Fund | 2.09% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.31% | 1.77% | 1.98% | 1.92% | 1.67% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FIN500 COMPLICATED. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FIN500 COMPLICATED was 32.23%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current FIN500 COMPLICATED drawdown is 1.10%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.23% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -27.71% | Nov 9, 2021 | 235 | Oct 14, 2022 | 335 | Feb 15, 2024 | 570 |
| -17.7% | Sep 24, 2018 | 64 | Dec 24, 2018 | 81 | Apr 23, 2019 | 145 |
| -16.55% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -15.86% | May 22, 2015 | 183 | Feb 11, 2016 | 110 | Jul 20, 2016 | 293 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 7 assets, with an effective number of assets of 2.80, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | VTV | ANWPX | AGTHX | VTTSX | ANCFX | VTI | Portfolio | |
|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.89 | 0.91 | 0.94 | 0.96 | 0.97 | 0.99 | 0.98 |
| VTV | 0.89 | 1.00 | 0.78 | 0.77 | 0.88 | 0.87 | 0.89 | 0.88 |
| ANWPX | 0.91 | 0.78 | 1.00 | 0.94 | 0.95 | 0.94 | 0.92 | 0.95 |
| AGTHX | 0.94 | 0.77 | 0.94 | 1.00 | 0.93 | 0.95 | 0.95 | 0.96 |
| VTTSX | 0.96 | 0.88 | 0.95 | 0.93 | 1.00 | 0.96 | 0.96 | 0.99 |
| ANCFX | 0.97 | 0.87 | 0.94 | 0.95 | 0.96 | 1.00 | 0.97 | 0.98 |
| VTI | 0.99 | 0.89 | 0.92 | 0.95 | 0.96 | 0.97 | 1.00 | 0.99 |
| Portfolio | 0.98 | 0.88 | 0.95 | 0.96 | 0.99 | 0.98 | 0.99 | 1.00 |