Base ETFs / Growth ETFs / Dividend ETFs 2

Asset Allocation

Position	Category/Sector	Target Weight
FNDE Schwab Fundamental Emerging Markets Large Company Index ETF	Emerging Markets Equities	12%
IDMO Invesco S&P International Developed Momentum ETF	Momentum, Global Equities	12%
IVV iShares Core S&P 500 ETF	S&P 500	8%
QQQI NEOS Nasdaq-100 High Income ETF	Nasdaq-100, Derivative Income	12%
SCHG Schwab U.S. Large-Cap Growth ETF	Large Cap Growth Equities	12%
SPMO Invesco S&P 500 Momentum ETF	Momentum, S&P 500	12%
VIG Vanguard Dividend Appreciation ETF	Dividend	8%
VIGI Vanguard International Dividend Appreciation ETF	Foreign Large Cap Equities, Dividend	8%
VT Vanguard Total World Stock ETF	Global Equities	16%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Base ETFs / Growth ETFs / Dividend ETFs 2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every month.

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The earliest data available for this chart is Jan 30, 2024, corresponding to the inception date of QQQI

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	-0.11%	2.78%	-0.42%	4.03%	27.10%	18.38%	10.55%	12.70%
Portfolio Base ETFs / Growth ETFs / Dividend ETFs 2	0.14%	4.27%	2.33%	7.19%	32.18%	—	—	—
Portfolio components:
VT Vanguard Total World Stock ETF	0.02%	4.16%	3.02%	8.38%	32.93%	18.61%	9.86%	12.04%
IVV iShares Core S&P 500 ETF	-0.06%	2.89%	-0.07%	4.67%	28.70%	20.00%	12.15%	14.58%
QQQI NEOS Nasdaq-100 High Income ETF	0.08%	2.10%	-0.08%	4.39%	29.96%	—	—	—
IDMO Invesco S&P International Developed Momentum ETF	0.48%	8.32%	7.07%	15.04%	42.39%	25.17%	15.14%	12.24%
SPMO Invesco S&P 500 Momentum ETF	0.47%	6.46%	3.66%	4.63%	38.53%	31.29%	18.51%	18.34%
SCHG Schwab U.S. Large-Cap Growth ETF	0.20%	2.13%	-6.35%	-2.65%	25.76%	24.20%	12.61%	17.47%
VIG Vanguard Dividend Appreciation ETF	-0.61%	2.20%	1.16%	5.00%	21.84%	14.67%	10.00%	12.67%
VIGI Vanguard International Dividend Appreciation ETF	-0.25%	3.29%	0.28%	4.29%	15.76%	9.37%	4.68%	7.81%
FNDE Schwab Fundamental Emerging Markets Large Company Index ETF	0.46%	5.51%	10.01%	18.20%	43.21%	19.84%	10.36%	10.37%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 31, 2024, Base ETFs / Growth ETFs / Dividend ETFs 2's average daily return is +0.08%, while the average monthly return is +1.50%. At this rate, an investment would double in approximately 3.9 years.

Historically, 75% of months were positive and 25% were negative. The best month was May 2025 with a return of +6.5%, while the worst month was Mar 2026 at -5.8%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 2 months.

On a daily basis, Base ETFs / Growth ETFs / Dividend ETFs 2 closed higher 57% of trading days. The best single day was Apr 9, 2025 with a return of +9.0%, while the worst single day was Apr 4, 2025 at -6.3%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	2.25%	0.85%	-5.78%	5.33%									2.33%
2025	3.19%	-0.12%	-3.64%	1.34%	6.54%	4.79%	1.17%	2.31%	3.54%	1.82%	0.13%	0.68%	23.59%
2024	-1.07%	5.20%	3.15%	-3.44%	4.76%	3.12%	0.93%	2.44%	2.18%	-1.66%	3.91%	-1.98%	18.49%

Benchmark Metrics

Base ETFs / Growth ETFs / Dividend ETFs 2 has an annualized alpha of 4.62%, beta of 0.94, and R² of 0.94 versus S&P 500 Index. Calculated based on daily prices since January 31, 2024.

This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (98.83%) than losses (67.36%) — typical of diversified or defensive assets.
This portfolio generated an annualized alpha of 4.62% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
With beta of 0.94 and R² of 0.94, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: 4.62%

Beta: 0.94

R²: 0.94

Upside Capture: 98.83%

Downside Capture: 67.36%

Expense Ratio

Base ETFs / Growth ETFs / Dividend ETFs 2 has an expense ratio of 0.21%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

QQQI

NEOS Nasdaq-100 High Income ETF

FNDE

Schwab Fundamental Emerging Markets Large Company Index ETF

IDMO

Invesco S&P International Developed Momentum ETF

VIGI

Vanguard International Dividend Appreciation ETF

SPMO

Invesco S&P 500 Momentum ETF

Vanguard Total World Stock ETF

SCHG

Schwab U.S. Large-Cap Growth ETF

VIG

Vanguard Dividend Appreciation ETF

IVV

iShares Core S&P 500 ETF

Return for Risk

Risk / Return Rank

Base ETFs / Growth ETFs / Dividend ETFs 2 ranks 65 for risk / return — better than 65% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	2.69	2.23	+0.46
Sortino ratio Return per unit of downside risk	3.74	3.12	+0.62
Omega ratio Gain probability vs. loss probability	1.50	1.42	+0.08
Calmar ratio Return relative to maximum drawdown	4.56	4.05	+0.52
Martin ratio Return relative to average drawdown	21.13	17.91	+3.23
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
VT Vanguard Total World Stock ETF	75	2.75	3.82	1.51	4.46	19.88
IVV iShares Core S&P 500 ETF	67	2.37	3.29	1.44	4.34	19.26
QQQI NEOS Nasdaq-100 High Income ETF	63	2.27	3.05	1.42	4.26	18.38
IDMO Invesco S&P International Developed Momentum ETF	78	2.93	4.03	1.54	4.47	19.42
SPMO Invesco S&P 500 Momentum ETF	61	2.37	3.21	1.43	3.98	15.34
SCHG Schwab U.S. Large-Cap Growth ETF	33	1.67	2.31	1.30	2.29	7.72
VIG Vanguard Dividend Appreciation ETF	55	2.12	3.12	1.38	3.74	14.96
VIGI Vanguard International Dividend Appreciation ETF	30	1.42	2.07	1.25	2.23	8.57
FNDE Schwab Fundamental Emerging Markets Large Company Index ETF	85	3.25	4.30	1.61	5.40	21.05

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Base ETFs / Growth ETFs / Dividend ETFs 2 Sharpe ratios as of Apr 11, 2026 (values are recalculated daily):

1-Year: 2.69
All Time: 1.31

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 2.14 to 3.05, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Base ETFs / Growth ETFs / Dividend ETFs 2 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Base ETFs / Growth ETFs / Dividend ETFs 2 provided a 3.43% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	3.43%	3.42%	3.20%	1.92%	2.18%	1.92%	1.33%	1.82%	1.94%	1.60%	1.62%	1.49%
Portfolio components:
VT Vanguard Total World Stock ETF	1.73%	1.82%	1.95%	2.08%	2.20%	1.82%	1.66%	2.32%	2.53%	2.11%	2.39%	2.45%
IVV iShares Core S&P 500 ETF	1.18%	1.17%	1.30%	1.44%	1.66%	1.20%	1.57%	1.85%	2.21%	1.75%	2.01%	2.27%
QQQI NEOS Nasdaq-100 High Income ETF	14.40%	13.82%	12.85%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
IDMO Invesco S&P International Developed Momentum ETF	3.56%	3.71%	2.24%	2.89%	3.66%	1.81%	1.63%	2.78%	3.27%	3.08%	2.18%	2.52%
SPMO Invesco S&P 500 Momentum ETF	0.82%	0.73%	0.48%	1.63%	1.66%	0.52%	1.27%	1.39%	1.05%	0.77%	1.94%	0.36%
SCHG Schwab U.S. Large-Cap Growth ETF	0.41%	0.36%	0.39%	0.46%	0.55%	0.42%	0.52%	0.82%	1.27%	1.01%	1.04%	1.22%
VIG Vanguard Dividend Appreciation ETF	1.56%	1.62%	1.73%	1.88%	1.96%	1.55%	1.63%	1.71%	2.08%	1.88%	2.14%	2.34%
VIGI Vanguard International Dividend Appreciation ETF	2.20%	2.14%	1.93%	1.92%	2.06%	7.02%	1.29%	1.83%	1.99%	1.75%	1.05%	0.00%
FNDE Schwab Fundamental Emerging Markets Large Company Index ETF	3.80%	4.19%	4.82%	4.74%	5.59%	4.32%	2.50%	3.47%	2.98%	2.05%	1.65%	2.02%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Base ETFs / Growth ETFs / Dividend ETFs 2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Base ETFs / Growth ETFs / Dividend ETFs 2 was 16.66%, occurring on Apr 8, 2025. Recovery took 25 trading sessions.

The current Base ETFs / Growth ETFs / Dividend ETFs 2 drawdown is 1.55%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-16.66%	Feb 19, 2025	35	Apr 8, 2025	25	May 14, 2025	60
-9.41%	Feb 26, 2026	23	Mar 30, 2026	—	—	—
-9.12%	Jul 17, 2024	14	Aug 5, 2024	32	Sep 19, 2024	46
-5.24%	Mar 22, 2024	20	Apr 19, 2024	15	May 10, 2024	35
-4.91%	Oct 30, 2025	16	Nov 20, 2025	13	Dec 10, 2025	29

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 9 assets, with an effective number of assets of 8.56, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	FNDE	VIGI	IDMO	VIG	SPMO	SCHG	QQQI	IVV	VT	Portfolio
Benchmark	1.00	0.56	0.67	0.70	0.85	0.90	0.94	0.94	1.00	0.95	0.96
FNDE	0.56	1.00	0.64	0.58	0.51	0.46	0.50	0.54	0.57	0.70	0.69
VIGI	0.67	0.64	1.00	0.83	0.71	0.54	0.56	0.58	0.68	0.82	0.78
IDMO	0.70	0.58	0.83	1.00	0.64	0.65	0.63	0.65	0.71	0.81	0.82
VIG	0.85	0.51	0.71	0.64	1.00	0.70	0.67	0.70	0.85	0.85	0.81
SPMO	0.90	0.46	0.54	0.65	0.70	1.00	0.92	0.89	0.90	0.83	0.89
SCHG	0.94	0.50	0.56	0.63	0.67	0.92	1.00	0.96	0.94	0.86	0.91
QQQI	0.94	0.54	0.58	0.65	0.70	0.89	0.96	1.00	0.93	0.88	0.92
IVV	1.00	0.57	0.68	0.71	0.85	0.90	0.94	0.93	1.00	0.95	0.96
VT	0.95	0.70	0.82	0.81	0.85	0.83	0.86	0.88	0.95	1.00	0.98
Portfolio	0.96	0.69	0.78	0.82	0.81	0.89	0.91	0.92	0.96	0.98	1.00

The correlation results are calculated based on daily price changes starting from Jan 31, 2024

Base ETFs / Growth ETFs / Dividend ETFs 2

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table