IRA Stocks
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
ADP Automatic Data Processing, Inc. | Industrials | 6.67% |
AEP American Electric Power Company, Inc. | Utilities | 6.67% |
ARCC Ares Capital Corporation | Financial Services | 6.67% |
CMI Cummins Inc. | Industrials | 6.67% |
CPT Camden Property Trust | Real Estate | 6.67% |
CVX Chevron Corporation | Energy | 6.67% |
DUK Duke Energy Corporation | Utilities | 6.67% |
EPRT Essential Properties Realty Trust, Inc. | Real Estate | 6.67% |
GOOG Alphabet Inc. | Communication Services | 6.67% |
MAIN Main Street Capital Corporation | Financial Services | 6.67% |
NSC Norfolk Southern Corporation | Industrials | 6.67% |
O Realty Income Corporation | Real Estate | 6.67% |
ORI Old Republic International Corporation | Financial Services | 6.67% |
STT State Street Corporation | Financial Services | 6.67% |
V Visa Inc. | Financial Services | 6.67% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in IRA Stocks, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jun 21, 2018, corresponding to the inception date of EPRT
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.31% | 12.07% | -0.74% | 10.90% | 14.73% | 10.57% |
| IRA Stocks | 2.08% | 6.39% | 4.88% | 17.73% | 18.14% | N/A |
| Portfolio components: | ||||||
ARCC Ares Capital Corporation | -2.80% | 4.16% | 3.57% | 10.53% | 21.46% | 12.71% |
O Realty Income Corporation | 9.22% | 3.76% | -0.48% | 8.99% | 8.36% | 7.58% |
MAIN Main Street Capital Corporation | -5.98% | 5.09% | 10.30% | 15.62% | 25.77% | 14.42% |
EPRT Essential Properties Realty Trust, Inc. | 3.20% | 4.13% | 3.00% | 23.44% | 26.56% | N/A |
CPT Camden Property Trust | 5.06% | 9.45% | 8.14% | 19.14% | 10.69% | 9.07% |
V Visa Inc. | 10.17% | 11.01% | 19.99% | 30.43% | 15.15% | 18.86% |
ADP Automatic Data Processing, Inc. | 4.26% | 6.10% | 6.45% | 28.20% | 18.33% | 15.94% |
ORI Old Republic International Corporation | 12.46% | 5.07% | 18.79% | 36.00% | 30.92% | 17.52% |
STT State Street Corporation | -6.25% | 18.73% | -0.84% | 25.94% | 12.95% | 4.38% |
AEP American Electric Power Company, Inc. | 17.85% | 3.07% | 12.86% | 26.23% | 9.24% | 10.72% |
DUK Duke Energy Corporation | 13.89% | 2.23% | 9.94% | 25.95% | 12.41% | 9.20% |
CMI Cummins Inc. | -13.58% | 8.01% | -7.84% | 9.13% | 17.28% | 11.00% |
NSC Norfolk Southern Corporation | -3.30% | 7.02% | -9.25% | -2.59% | 7.90% | 10.71% |
GOOG Alphabet Inc. | -12.83% | 12.23% | -3.74% | -1.42% | 19.87% | 20.24% |
CVX Chevron Corporation | -3.32% | -3.34% | -7.58% | -9.83% | 13.28% | 7.07% |
Monthly Returns
The table below presents the monthly returns of IRA Stocks, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 4.88% | 2.20% | -2.25% | -3.71% | 1.18% | 2.08% | |||||||
| 2024 | -0.76% | 2.33% | 4.80% | -0.93% | 2.67% | -0.20% | 6.61% | 3.48% | 1.38% | 0.11% | 6.61% | -4.01% | 23.79% |
| 2023 | 5.44% | -3.42% | -1.50% | 0.86% | -3.65% | 4.43% | 4.47% | -3.01% | -3.12% | -3.75% | 7.72% | 5.34% | 9.11% |
| 2022 | -1.59% | -1.55% | 4.68% | -6.97% | 1.08% | -6.10% | 9.53% | -3.38% | -10.86% | 10.13% | 5.98% | -2.99% | -4.34% |
| 2021 | -1.24% | 6.28% | 6.72% | 6.22% | 0.98% | 0.18% | 3.63% | 1.87% | -4.96% | 9.17% | -4.30% | 6.42% | 34.27% |
| 2020 | 2.56% | -9.88% | -21.83% | 14.23% | 4.13% | 0.92% | 1.75% | 3.71% | -1.96% | 1.24% | 11.42% | 2.16% | 3.40% |
| 2019 | 7.39% | 4.73% | 3.18% | 3.12% | -3.16% | 3.27% | 1.54% | 0.60% | 2.74% | 2.64% | 2.08% | 0.68% | 32.50% |
| 2018 | -0.63% | 3.63% | 2.57% | 0.25% | -4.03% | 4.71% | -7.00% | -1.06% |
Expense Ratio
IRA Stocks has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 85, IRA Stocks is among the top 15% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
ARCC Ares Capital Corporation | 0.51 | 0.85 | 1.13 | 0.56 | 2.39 |
O Realty Income Corporation | 0.68 | 1.03 | 1.13 | 0.50 | 1.36 |
MAIN Main Street Capital Corporation | 0.81 | 1.21 | 1.17 | 0.83 | 3.07 |
EPRT Essential Properties Realty Trust, Inc. | 1.18 | 1.72 | 1.21 | 1.68 | 5.30 |
CPT Camden Property Trust | 1.14 | 1.67 | 1.21 | 0.64 | 4.55 |
V Visa Inc. | 1.39 | 1.90 | 1.28 | 2.02 | 6.82 |
ADP Automatic Data Processing, Inc. | 1.46 | 2.01 | 1.28 | 2.22 | 7.69 |
ORI Old Republic International Corporation | 1.89 | 2.40 | 1.35 | 3.46 | 11.18 |
STT State Street Corporation | 1.06 | 1.51 | 1.23 | 1.12 | 3.98 |
AEP American Electric Power Company, Inc. | 1.57 | 2.14 | 1.28 | 2.29 | 5.74 |
DUK Duke Energy Corporation | 1.63 | 2.27 | 1.28 | 2.46 | 6.31 |
CMI Cummins Inc. | 0.28 | 0.62 | 1.08 | 0.28 | 0.88 |
NSC Norfolk Southern Corporation | 0.01 | 0.24 | 1.03 | 0.01 | 0.02 |
GOOG Alphabet Inc. | 0.04 | 0.26 | 1.03 | 0.04 | 0.09 |
CVX Chevron Corporation | -0.42 | -0.39 | 0.94 | -0.47 | -1.25 |
Dividends
Dividend yield
IRA Stocks provided a 4.02% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 4.02% | 3.53% | 3.93% | 3.95% | 3.97% | 3.75% | 3.64% | 4.03% | 3.14% | 3.65% | 3.80% | 3.40% |
| Portfolio components: | ||||||||||||
ARCC Ares Capital Corporation | 9.23% | 8.77% | 9.59% | 10.12% | 7.65% | 9.47% | 9.01% | 9.88% | 9.67% | 9.22% | 11.02% | 10.06% |
O Realty Income Corporation | 5.57% | 5.37% | 5.33% | 4.68% | 6.95% | 4.65% | 3.69% | 4.19% | 4.45% | 4.19% | 4.42% | 4.59% |
MAIN Main Street Capital Corporation | 7.71% | 7.02% | 8.55% | 7.97% | 5.74% | 6.99% | 6.76% | 8.43% | 7.02% | 7.42% | 9.15% | 8.72% |
EPRT Essential Properties Realty Trust, Inc. | 3.66% | 3.71% | 4.38% | 4.58% | 3.47% | 4.39% | 3.55% | 3.14% | 0.00% | 0.00% | 0.00% | 0.00% |
CPT Camden Property Trust | 3.43% | 3.55% | 4.03% | 3.36% | 1.86% | 3.32% | 3.02% | 3.50% | 3.26% | 8.62% | 3.65% | 3.58% |
V Visa Inc. | 0.64% | 0.68% | 0.72% | 0.76% | 0.62% | 0.56% | 0.56% | 0.67% | 0.61% | 0.75% | 0.64% | 0.64% |
ADP Automatic Data Processing, Inc. | 1.94% | 1.96% | 2.21% | 1.83% | 1.55% | 2.08% | 1.92% | 2.14% | 2.00% | 2.10% | 2.36% | 2.10% |
ORI Old Republic International Corporation | 8.09% | 2.93% | 3.33% | 7.95% | 13.75% | 4.26% | 8.05% | 8.65% | 3.55% | 3.96% | 3.97% | 5.00% |
STT State Street Corporation | 3.28% | 2.18% | 3.41% | 3.09% | 2.34% | 2.86% | 2.50% | 2.82% | 1.64% | 1.85% | 1.99% | 1.48% |
AEP American Electric Power Company, Inc. | 3.36% | 3.87% | 4.15% | 3.34% | 3.37% | 3.41% | 2.87% | 3.39% | 3.25% | 3.61% | 3.69% | 3.34% |
DUK Duke Energy Corporation | 3.42% | 3.84% | 4.18% | 3.86% | 3.72% | 4.17% | 4.11% | 4.21% | 4.15% | 4.33% | 4.54% | 3.77% |
CMI Cummins Inc. | 2.38% | 2.01% | 2.71% | 2.49% | 2.57% | 2.33% | 2.74% | 3.32% | 2.38% | 2.93% | 3.99% | 1.95% |
NSC Norfolk Southern Corporation | 2.41% | 2.30% | 2.28% | 2.01% | 1.40% | 1.58% | 1.85% | 2.03% | 1.68% | 2.18% | 2.79% | 2.03% |
GOOG Alphabet Inc. | 0.48% | 0.32% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
CVX Chevron Corporation | 4.77% | 4.50% | 4.05% | 3.16% | 4.52% | 6.11% | 3.95% | 4.12% | 3.45% | 3.64% | 4.76% | 3.75% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the IRA Stocks. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the IRA Stocks was 43.82%, occurring on Mar 23, 2020. Recovery took 220 trading sessions.
The current IRA Stocks drawdown is 4.76%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -43.82% | Feb 21, 2020 | 22 | Mar 23, 2020 | 220 | Feb 4, 2021 | 242 |
| -17.73% | Mar 30, 2022 | 128 | Sep 30, 2022 | 302 | Dec 13, 2023 | 430 |
| -13.53% | Mar 3, 2025 | 27 | Apr 8, 2025 | — | — | — |
| -12.63% | Dec 4, 2018 | 14 | Dec 24, 2018 | 27 | Feb 4, 2019 | 41 |
| -7.2% | Sep 24, 2018 | 23 | Oct 24, 2018 | 27 | Dec 3, 2018 | 50 |
Volatility
Volatility Chart
The current IRA Stocks volatility is 11.09%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 15 assets, with an effective number of assets of 15.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.
Asset Correlations Table
| ^GSPC | AEP | DUK | GOOG | CVX | O | CPT | MAIN | CMI | EPRT | ARCC | V | NSC | STT | ORI | ADP | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.26 | 0.25 | 0.73 | 0.44 | 0.38 | 0.44 | 0.54 | 0.58 | 0.45 | 0.54 | 0.68 | 0.58 | 0.61 | 0.52 | 0.66 | 0.79 |
| AEP | 0.26 | 1.00 | 0.80 | 0.11 | 0.17 | 0.50 | 0.46 | 0.21 | 0.19 | 0.35 | 0.22 | 0.24 | 0.27 | 0.18 | 0.32 | 0.38 | 0.49 |
| DUK | 0.25 | 0.80 | 1.00 | 0.10 | 0.19 | 0.51 | 0.47 | 0.22 | 0.18 | 0.35 | 0.23 | 0.24 | 0.29 | 0.19 | 0.33 | 0.36 | 0.50 |
| GOOG | 0.73 | 0.11 | 0.10 | 1.00 | 0.26 | 0.19 | 0.23 | 0.35 | 0.32 | 0.26 | 0.36 | 0.52 | 0.33 | 0.38 | 0.27 | 0.44 | 0.52 |
| CVX | 0.44 | 0.17 | 0.19 | 0.26 | 1.00 | 0.21 | 0.22 | 0.35 | 0.46 | 0.27 | 0.38 | 0.33 | 0.42 | 0.49 | 0.42 | 0.34 | 0.56 |
| O | 0.38 | 0.50 | 0.51 | 0.19 | 0.21 | 1.00 | 0.66 | 0.37 | 0.26 | 0.66 | 0.36 | 0.36 | 0.35 | 0.27 | 0.40 | 0.40 | 0.62 |
| CPT | 0.44 | 0.46 | 0.47 | 0.23 | 0.22 | 0.66 | 1.00 | 0.35 | 0.31 | 0.55 | 0.35 | 0.34 | 0.36 | 0.31 | 0.42 | 0.43 | 0.63 |
| MAIN | 0.54 | 0.21 | 0.22 | 0.35 | 0.35 | 0.37 | 0.35 | 1.00 | 0.41 | 0.43 | 0.67 | 0.38 | 0.37 | 0.44 | 0.45 | 0.39 | 0.63 |
| CMI | 0.58 | 0.19 | 0.18 | 0.32 | 0.46 | 0.26 | 0.31 | 0.41 | 1.00 | 0.33 | 0.41 | 0.41 | 0.55 | 0.60 | 0.52 | 0.43 | 0.66 |
| EPRT | 0.45 | 0.35 | 0.35 | 0.26 | 0.27 | 0.66 | 0.55 | 0.43 | 0.33 | 1.00 | 0.42 | 0.36 | 0.36 | 0.35 | 0.43 | 0.41 | 0.66 |
| ARCC | 0.54 | 0.22 | 0.23 | 0.36 | 0.38 | 0.36 | 0.35 | 0.67 | 0.41 | 0.42 | 1.00 | 0.39 | 0.39 | 0.46 | 0.45 | 0.40 | 0.63 |
| V | 0.68 | 0.24 | 0.24 | 0.52 | 0.33 | 0.36 | 0.34 | 0.38 | 0.41 | 0.36 | 0.39 | 1.00 | 0.46 | 0.43 | 0.42 | 0.58 | 0.64 |
| NSC | 0.58 | 0.27 | 0.29 | 0.33 | 0.42 | 0.35 | 0.36 | 0.37 | 0.55 | 0.36 | 0.39 | 0.46 | 1.00 | 0.52 | 0.49 | 0.51 | 0.69 |
| STT | 0.61 | 0.18 | 0.19 | 0.38 | 0.49 | 0.27 | 0.31 | 0.44 | 0.60 | 0.35 | 0.46 | 0.43 | 0.52 | 1.00 | 0.55 | 0.45 | 0.70 |
| ORI | 0.52 | 0.32 | 0.33 | 0.27 | 0.42 | 0.40 | 0.42 | 0.45 | 0.52 | 0.43 | 0.45 | 0.42 | 0.49 | 0.55 | 1.00 | 0.49 | 0.71 |
| ADP | 0.66 | 0.38 | 0.36 | 0.44 | 0.34 | 0.40 | 0.43 | 0.39 | 0.43 | 0.41 | 0.40 | 0.58 | 0.51 | 0.45 | 0.49 | 1.00 | 0.70 |
| Portfolio | 0.79 | 0.49 | 0.50 | 0.52 | 0.56 | 0.62 | 0.63 | 0.63 | 0.66 | 0.66 | 0.63 | 0.64 | 0.69 | 0.70 | 0.71 | 0.70 | 1.00 |