Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dad 100%, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Feb 10, 2022, corresponding to the inception date of HGER
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 2.51% | -0.19% | -0.92% | 0.43% | 36.13% | 18.22% | 10.44% | 12.72% |
Portfolio Dad 100% | 2.19% | 0.28% | 0.47% | 2.20% | 34.70% | 17.69% | — | — |
| Portfolio components: | ||||||||
AAPL Apple Inc | 2.13% | -0.38% | -4.68% | 0.52% | 50.81% | 16.84% | 14.85% | 26.53% |
IUSB iShares Core Universal USD Bond ETF | 0.26% | -0.57% | 0.53% | 1.34% | 6.40% | 3.97% | 0.62% | 2.07% |
AGG iShares Core U.S. Aggregate Bond ETF | 0.26% | -0.67% | 0.53% | 1.26% | 5.86% | 3.40% | 0.30% | 1.67% |
VO Vanguard Mid-Cap ETF | 2.53% | 0.55% | 3.22% | 1.82% | 32.57% | 14.76% | 7.18% | 11.27% |
GSLC Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF | 2.48% | -0.14% | -1.50% | -0.13% | 34.52% | 18.48% | 11.01% | 13.75% |
IEFA iShares Core MSCI EAFE ETF | 4.00% | 3.22% | 6.66% | 9.94% | 45.97% | 16.34% | 8.62% | 9.43% |
USHY iShares Broad USD High Yield Corporate Bond ETF | 0.54% | 0.66% | 0.98% | 2.43% | 12.58% | 9.02% | 4.37% | — |
EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | 1.19% | -0.40% | 0.11% | 2.59% | 15.70% | 8.90% | 2.09% | 3.38% |
IJH iShares Core S&P Mid-Cap ETF | 2.89% | 2.62% | 7.11% | 7.95% | 39.76% | 14.68% | 7.33% | 11.15% |
IEMG iShares Core MSCI Emerging Markets ETF | 5.42% | 3.22% | 10.29% | 12.19% | 59.93% | 18.48% | 5.76% | 9.11% |
Monthly Returns
Based on dividend-adjusted daily data since Feb 11, 2022, Dad 100%'s average daily return is +0.04%, while the average monthly return is +0.91%. At this rate, your investment would double in approximately 6.4 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2023 with a return of +8.2%, while the worst month was Sep 2022 at -8.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 3 months.
On a daily basis, Dad 100% closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +7.7%, while the worst single day was Apr 4, 2025 at -4.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.18% | 0.22% | -4.31% | 3.55% | 0.47% | ||||||||
| 2025 | 2.11% | -0.89% | -4.06% | 0.06% | 5.09% | 4.49% | 1.83% | 2.33% | 3.43% | 2.20% | 0.81% | -0.34% | 18.04% |
| 2024 | 0.77% | 3.45% | 2.79% | -3.27% | 4.35% | 3.00% | 1.46% | 1.96% | 2.13% | -1.54% | 4.22% | -1.14% | 19.43% |
| 2023 | 6.13% | -2.46% | 3.88% | 1.27% | 0.64% | 5.15% | 2.79% | -1.68% | -4.27% | -1.94% | 8.19% | 4.68% | 23.83% |
| 2022 | -2.11% | 2.29% | -7.71% | 0.33% | -7.23% | 7.76% | -3.97% | -8.51% | 5.69% | 6.08% | -4.56% | -12.86% |
Benchmark Metrics
Dad 100% has an annualized alpha of 1.95%, beta of 0.82, and R² of 0.98 versus S&P 500 Index. Calculated based on daily prices since February 11, 2022.
- This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (87.48%) than losses (85.26%) — typical of diversified or defensive assets.
- Alpha
- 1.95%
- Beta
- 0.82
- R²
- 0.98
- Upside Capture
- 87.48%
- Downside Capture
- 85.26%
Expense Ratio
Dad 100% has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Top 10 holdings
Return for Risk
Risk / Return Rank
Dad 100% ranks 73 for risk / return — better than 73% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.59 | 2.19 | +0.40 |
Sortino ratioReturn per unit of downside risk | 4.20 | 3.49 | +0.71 |
Omega ratioGain probability vs. loss probability | 1.58 | 1.48 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 4.42 | 3.70 | +0.72 |
Martin ratioReturn relative to average drawdown | 20.23 | 16.45 | +3.78 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
AAPL Apple Inc | 80 | 1.78 | 2.91 | 1.38 | 2.76 | 6.72 |
IUSB iShares Core Universal USD Bond ETF | 39 | 1.65 | 2.40 | 1.30 | 1.83 | 6.38 |
AGG iShares Core U.S. Aggregate Bond ETF | 33 | 1.44 | 2.10 | 1.25 | 1.58 | 5.16 |
VO Vanguard Mid-Cap ETF | 69 | 2.08 | 3.25 | 1.41 | 3.59 | 13.70 |
GSLC Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF | 70 | 2.11 | 3.39 | 1.46 | 3.36 | 14.57 |
IEFA iShares Core MSCI EAFE ETF | 84 | 2.80 | 4.19 | 1.55 | 3.68 | 14.97 |
USHY iShares Broad USD High Yield Corporate Bond ETF | 87 | 2.51 | 4.08 | 1.63 | 4.67 | 20.38 |
EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | 73 | 2.39 | 3.53 | 1.53 | 2.89 | 12.95 |
IJH iShares Core S&P Mid-Cap ETF | 70 | 2.08 | 3.21 | 1.41 | 3.99 | 14.29 |
IEMG iShares Core MSCI Emerging Markets ETF | 87 | 3.15 | 4.25 | 1.61 | 3.93 | 15.58 |
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Dividends
Dividend yield
Dad 100% provided a 2.07% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.07% | 2.09% | 2.09% | 2.13% | 2.02% | 1.56% | 1.80% | 2.18% | 2.47% | 1.85% | 2.02% | 2.02% |
| Portfolio components: | ||||||||||||
AAPL Apple Inc | 0.40% | 0.38% | 0.40% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% |
IUSB iShares Core Universal USD Bond ETF | 4.23% | 4.17% | 4.04% | 3.46% | 2.53% | 1.74% | 2.68% | 3.04% | 2.98% | 2.56% | 2.60% | 1.95% |
AGG iShares Core U.S. Aggregate Bond ETF | 3.93% | 3.89% | 3.74% | 3.13% | 2.39% | 1.77% | 2.14% | 2.70% | 2.72% | 2.32% | 2.39% | 2.45% |
VO Vanguard Mid-Cap ETF | 1.45% | 1.52% | 1.49% | 1.52% | 1.60% | 1.12% | 1.45% | 1.48% | 1.82% | 1.35% | 1.45% | 1.47% |
GSLC Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF | 1.02% | 1.00% | 1.11% | 1.38% | 1.61% | 1.06% | 1.35% | 1.54% | 1.89% | 1.69% | 1.69% | 0.36% |
IEFA iShares Core MSCI EAFE ETF | 3.33% | 3.55% | 3.47% | 3.20% | 2.70% | 3.32% | 1.90% | 3.18% | 3.46% | 2.57% | 2.96% | 2.63% |
USHY iShares Broad USD High Yield Corporate Bond ETF | 6.88% | 6.79% | 6.89% | 6.63% | 6.08% | 5.07% | 5.30% | 5.92% | 6.30% | 0.73% | 0.00% | 0.00% |
EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | 5.09% | 4.98% | 5.46% | 4.74% | 5.04% | 3.89% | 3.88% | 4.51% | 5.64% | 4.54% | 4.83% | 4.84% |
IJH iShares Core S&P Mid-Cap ETF | 1.26% | 1.36% | 1.33% | 1.46% | 1.68% | 1.18% | 1.28% | 1.63% | 1.72% | 1.19% | 1.60% | 1.56% |
IEMG iShares Core MSCI Emerging Markets ETF | 2.49% | 2.75% | 3.20% | 2.89% | 2.71% | 3.06% | 1.87% | 3.15% | 2.76% | 2.35% | 2.28% | 2.53% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Dad 100%. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dad 100% was 20.24%, occurring on Oct 14, 2022. Recovery took 185 trading sessions.
The current Dad 100% drawdown is 1.62%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -20.24% | Mar 30, 2022 | 138 | Oct 14, 2022 | 185 | Jul 13, 2023 | 323 |
| -14.94% | Feb 20, 2025 | 34 | Apr 8, 2025 | 43 | Jun 10, 2025 | 77 |
| -8.84% | Aug 1, 2023 | 63 | Oct 27, 2023 | 24 | Dec 1, 2023 | 87 |
| -7.25% | Feb 26, 2026 | 23 | Mar 30, 2026 | — | — | — |
| -6.64% | Jul 17, 2024 | 14 | Aug 5, 2024 | 30 | Sep 17, 2024 | 44 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 15 assets, with an effective number of assets of 3.91, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | HGER | AGG | IUSB | AVGO | GOOGL | AAPL | MSFT | EMB | IEMG | IEFA | IJH | USHY | VO | GSLC | IVV | Portfolio | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.13 | 0.21 | 0.24 | 0.69 | 0.68 | 0.69 | 0.75 | 0.54 | 0.67 | 0.76 | 0.85 | 0.72 | 0.89 | 0.99 | 1.00 | 0.99 |
| HGER | 0.13 | 1.00 | 0.03 | 0.03 | 0.10 | 0.10 | 0.04 | 0.08 | 0.10 | 0.29 | 0.22 | 0.14 | 0.13 | 0.15 | 0.12 | 0.13 | 0.15 |
| AGG | 0.21 | 0.03 | 1.00 | 0.99 | 0.10 | 0.13 | 0.17 | 0.12 | 0.74 | 0.19 | 0.29 | 0.21 | 0.55 | 0.25 | 0.21 | 0.21 | 0.29 |
| IUSB | 0.24 | 0.03 | 0.99 | 1.00 | 0.12 | 0.16 | 0.20 | 0.15 | 0.77 | 0.23 | 0.33 | 0.25 | 0.59 | 0.28 | 0.25 | 0.24 | 0.33 |
| AVGO | 0.69 | 0.10 | 0.10 | 0.12 | 1.00 | 0.49 | 0.46 | 0.58 | 0.34 | 0.50 | 0.49 | 0.52 | 0.44 | 0.54 | 0.67 | 0.68 | 0.70 |
| GOOGL | 0.68 | 0.10 | 0.13 | 0.16 | 0.49 | 1.00 | 0.56 | 0.62 | 0.37 | 0.49 | 0.47 | 0.48 | 0.49 | 0.50 | 0.65 | 0.68 | 0.69 |
| AAPL | 0.69 | 0.04 | 0.17 | 0.20 | 0.46 | 0.56 | 1.00 | 0.57 | 0.40 | 0.45 | 0.49 | 0.51 | 0.52 | 0.55 | 0.68 | 0.69 | 0.71 |
| MSFT | 0.75 | 0.08 | 0.12 | 0.15 | 0.58 | 0.62 | 0.57 | 1.00 | 0.36 | 0.46 | 0.49 | 0.49 | 0.49 | 0.56 | 0.73 | 0.74 | 0.75 |
| EMB | 0.54 | 0.10 | 0.74 | 0.77 | 0.34 | 0.37 | 0.40 | 0.36 | 1.00 | 0.50 | 0.61 | 0.54 | 0.78 | 0.57 | 0.55 | 0.54 | 0.61 |
| IEMG | 0.67 | 0.29 | 0.19 | 0.23 | 0.50 | 0.49 | 0.45 | 0.46 | 0.50 | 1.00 | 0.78 | 0.63 | 0.57 | 0.65 | 0.66 | 0.67 | 0.71 |
| IEFA | 0.76 | 0.22 | 0.29 | 0.33 | 0.49 | 0.47 | 0.49 | 0.49 | 0.61 | 0.78 | 1.00 | 0.75 | 0.69 | 0.77 | 0.76 | 0.76 | 0.79 |
| IJH | 0.85 | 0.14 | 0.21 | 0.25 | 0.52 | 0.48 | 0.51 | 0.49 | 0.54 | 0.63 | 0.75 | 1.00 | 0.71 | 0.96 | 0.87 | 0.85 | 0.85 |
| USHY | 0.72 | 0.13 | 0.55 | 0.59 | 0.44 | 0.49 | 0.52 | 0.49 | 0.78 | 0.57 | 0.69 | 0.71 | 1.00 | 0.74 | 0.73 | 0.72 | 0.77 |
| VO | 0.89 | 0.15 | 0.25 | 0.28 | 0.54 | 0.50 | 0.55 | 0.56 | 0.57 | 0.65 | 0.77 | 0.96 | 0.74 | 1.00 | 0.91 | 0.89 | 0.89 |
| GSLC | 0.99 | 0.12 | 0.21 | 0.25 | 0.67 | 0.65 | 0.68 | 0.73 | 0.55 | 0.66 | 0.76 | 0.87 | 0.73 | 0.91 | 1.00 | 0.99 | 0.98 |
| IVV | 1.00 | 0.13 | 0.21 | 0.24 | 0.68 | 0.68 | 0.69 | 0.74 | 0.54 | 0.67 | 0.76 | 0.85 | 0.72 | 0.89 | 0.99 | 1.00 | 0.99 |
| Portfolio | 0.99 | 0.15 | 0.29 | 0.33 | 0.70 | 0.69 | 0.71 | 0.75 | 0.61 | 0.71 | 0.79 | 0.85 | 0.77 | 0.89 | 0.98 | 0.99 | 1.00 |