until 100k
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
AAPL Apple Inc | Technology | 4.13% |
AMZN Amazon.com, Inc. | Consumer Cyclical | 2.48% |
AVGO Broadcom Inc. | Technology | 0.41% |
BRK-A Berkshire Hathaway Inc | Financial Services | 1.65% |
GOOG Alphabet Inc. | Communication Services | 2.89% |
IYH iShares U.S. Healthcare ETF | Health & Biotech Equities | 9.15% |
LLY Eli Lilly and Company | Healthcare | 1.24% |
META Meta Platforms, Inc. | Communication Services | 2.06% |
MSFT Microsoft Corporation | Technology | 3.71% |
NVDA NVIDIA Corporation | Technology | 3.30% |
QQQ Invesco QQQ | Large Cap Blend Equities | 29.50% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 29.50% |
TSM Taiwan Semiconductor Manufacturing Company Limited | Technology | 0.83% |
XLF Financial Select Sector SPDR Fund | Financials Equities | 9.15% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in until 100k, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Mar 27, 2014, corresponding to the inception date of GOOG
Returns By Period
As of Sep 20, 2024, the until 100k returned 21.14% Year-To-Date and 19.46% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 17.79% | 0.18% | 7.53% | 26.42% | 13.48% | 10.85% |
| until 100k | 21.14% | 0.07% | 8.69% | 33.01% | 21.97% | 19.46% |
| Portfolio components: | ||||||
QQQ Invesco QQQ | 15.46% | -1.84% | 5.90% | 30.03% | 20.68% | 17.86% |
SCHD Schwab US Dividend Equity ETF | 12.56% | 2.34% | 6.46% | 19.45% | 12.83% | 11.47% |
AAPL Apple Inc | 15.06% | -2.57% | 29.10% | 26.40% | 33.27% | 25.74% |
MSFT Microsoft Corporation | 15.19% | 1.41% | 0.70% | 35.31% | 26.53% | 26.81% |
NVDA NVIDIA Corporation | 128.98% | -10.90% | 24.01% | 168.48% | 92.73% | 73.96% |
GOOG Alphabet Inc. | 14.39% | -4.70% | 8.38% | 19.77% | 21.31% | 18.64% |
AMZN Amazon.com, Inc. | 22.70% | 4.22% | 4.65% | 37.80% | 15.79% | 27.72% |
META Meta Platforms, Inc. | 52.44% | 2.23% | 6.15% | 80.05% | 23.28% | 21.57% |
BRK-A Berkshire Hathaway Inc | 26.58% | 2.15% | 9.88% | 23.41% | 17.01% | 12.67% |
LLY Eli Lilly and Company | 56.00% | -4.74% | 17.85% | 59.93% | 53.01% | 32.56% |
TSM Taiwan Semiconductor Manufacturing Company Limited | 62.60% | -2.41% | 20.78% | 94.63% | 33.44% | 26.69% |
AVGO Broadcom Inc. | 45.91% | -2.58% | 20.31% | 97.00% | 45.89% | 38.14% |
IYH iShares U.S. Healthcare ETF | 15.10% | 0.54% | 7.68% | 23.27% | 17.45% | 16.61% |
XLF Financial Select Sector SPDR Fund | 21.11% | 3.01% | 8.28% | 32.69% | 12.13% | 13.55% |
Monthly Returns
The table below presents the monthly returns of until 100k, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 2.57% | 5.35% | 3.33% | -4.07% | 5.20% | 4.16% | 1.58% | 2.55% | 21.14% | ||||
| 2023 | 7.54% | -1.02% | 5.57% | 1.52% | 3.31% | 6.03% | 3.83% | -0.93% | -4.57% | -2.27% | 8.94% | 5.26% | 37.45% |
| 2022 | -5.66% | -3.14% | 4.27% | -10.01% | 0.82% | -8.27% | 8.72% | -4.64% | -8.82% | 6.55% | 6.83% | -6.09% | -19.86% |
| 2021 | 0.32% | 2.85% | 4.40% | 5.43% | 1.22% | 3.75% | 2.06% | 4.05% | -4.99% | 6.97% | 0.60% | 3.77% | 34.38% |
| 2020 | 0.81% | -7.04% | -8.88% | 13.66% | 5.13% | 3.38% | 6.80% | 8.66% | -4.20% | -1.82% | 11.39% | 4.29% | 33.76% |
| 2019 | 7.60% | 2.96% | 3.21% | 4.44% | -8.02% | 7.65% | 2.08% | -1.77% | 2.44% | 3.95% | 4.26% | 3.84% | 36.71% |
| 2018 | 7.64% | -2.80% | -3.51% | 0.01% | 4.05% | 0.57% | 4.26% | 5.03% | 0.36% | -7.73% | 0.80% | -8.34% | -1.02% |
| 2017 | 2.82% | 4.16% | 1.26% | 1.44% | 3.64% | -0.08% | 3.12% | 1.51% | 1.35% | 4.76% | 2.66% | 0.90% | 31.13% |
| 2016 | -5.41% | -0.95% | 7.02% | -1.20% | 4.09% | -0.27% | 5.99% | 0.86% | 3.70% | -1.15% | 3.23% | 2.74% | 19.52% |
| 2015 | -2.03% | 6.44% | -1.87% | 1.75% | 1.75% | -2.29% | 3.58% | -5.46% | -1.32% | 10.13% | 1.40% | -0.39% | 11.27% |
| 2014 | -0.50% | 3.06% | 2.41% | -0.29% | 4.87% | -0.32% | 2.47% | 4.02% | -1.58% | 14.84% |
Expense Ratio
until 100k has an expense ratio of 0.13%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of until 100k is 84, placing it in the top 16% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
QQQ Invesco QQQ | 1.59 | 2.15 | 1.28 | 2.04 | 7.46 |
SCHD Schwab US Dividend Equity ETF | 1.61 | 2.34 | 1.28 | 1.43 | 7.46 |
AAPL Apple Inc | 1.08 | 1.66 | 1.21 | 1.44 | 3.39 |
MSFT Microsoft Corporation | 1.62 | 2.14 | 1.28 | 2.07 | 6.33 |
NVDA NVIDIA Corporation | 3.10 | 3.40 | 1.43 | 5.94 | 18.70 |
GOOG Alphabet Inc. | 0.57 | 0.91 | 1.13 | 0.72 | 2.11 |
AMZN Amazon.com, Inc. | 1.24 | 1.78 | 1.23 | 0.99 | 6.11 |
META Meta Platforms, Inc. | 2.10 | 2.98 | 1.40 | 3.13 | 12.67 |
BRK-A Berkshire Hathaway Inc | 1.58 | 2.16 | 1.27 | 2.07 | 6.65 |
LLY Eli Lilly and Company | 1.93 | 2.69 | 1.35 | 3.12 | 11.47 |
TSM Taiwan Semiconductor Manufacturing Company Limited | 2.49 | 3.14 | 1.40 | 2.45 | 13.56 |
AVGO Broadcom Inc. | 2.06 | 2.68 | 1.35 | 3.71 | 11.49 |
IYH iShares U.S. Healthcare ETF | 2.12 | 2.91 | 1.39 | 2.81 | 10.87 |
XLF Financial Select Sector SPDR Fund | 2.44 | 3.21 | 1.41 | 1.48 | 12.27 |
Dividends
Dividend yield
until 100k granted a 1.19% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| until 100k | 1.19% | 1.56% | 1.64% | 1.27% | 1.50% | 1.54% | 1.76% | 1.45% | 1.67% | 1.83% | 1.74% | 1.61% |
| Portfolio components: | ||||||||||||
QQQ Invesco QQQ | 0.50% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% | 1.01% |
SCHD Schwab US Dividend Equity ETF | 2.59% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
AAPL Apple Inc | 0.44% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% | 1.67% | 2.10% |
MSFT Microsoft Corporation | 0.70% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% | 2.59% |
NVDA NVIDIA Corporation | 0.02% | 0.03% | 0.11% | 0.05% | 0.12% | 0.27% | 0.46% | 0.30% | 0.46% | 1.19% | 1.68% | 1.95% |
GOOG Alphabet Inc. | 0.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AMZN Amazon.com, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
META Meta Platforms, Inc. | 0.28% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BRK-A Berkshire Hathaway Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
LLY Eli Lilly and Company | 0.56% | 0.78% | 1.07% | 1.23% | 1.75% | 1.96% | 1.94% | 2.46% | 2.77% | 2.37% | 2.84% | 3.84% |
TSM Taiwan Semiconductor Manufacturing Company Limited | 1.31% | 1.78% | 2.48% | 1.56% | 1.58% | 3.49% | 3.55% | 2.32% | 2.61% | 2.54% | 1.79% | 2.30% |
AVGO Broadcom Inc. | 1.30% | 1.71% | 3.02% | 2.24% | 3.05% | 3.54% | 3.11% | 1.87% | 1.43% | 1.13% | 1.22% | 1.66% |
IYH iShares U.S. Healthcare ETF | 1.07% | 1.18% | 1.10% | 0.94% | 1.16% | 1.14% | 1.95% | 1.10% | 1.29% | 2.01% | 1.04% | 1.11% |
XLF Financial Select Sector SPDR Fund | 1.10% | 1.71% | 2.04% | 1.63% | 2.03% | 1.87% | 2.08% | 1.48% | 1.63% | 2.40% | 1.98% | 1.81% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the until 100k. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the until 100k was 30.47%, occurring on Mar 23, 2020. Recovery took 72 trading sessions.
The current until 100k drawdown is 0.93%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -30.47% | Feb 20, 2020 | 23 | Mar 23, 2020 | 72 | Jul 6, 2020 | 95 |
| -26.14% | Dec 28, 2021 | 200 | Oct 12, 2022 | 187 | Jul 13, 2023 | 387 |
| -20.95% | Oct 4, 2018 | 56 | Dec 24, 2018 | 77 | Apr 16, 2019 | 133 |
| -13.18% | Dec 30, 2015 | 30 | Feb 11, 2016 | 45 | Apr 18, 2016 | 75 |
| -12.3% | Jul 21, 2015 | 26 | Aug 25, 2015 | 42 | Oct 23, 2015 | 68 |
Volatility
Volatility Chart
The current until 100k volatility is 3.80%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| LLY | BRK-A | TSM | META | NVDA | XLF | AVGO | AMZN | IYH | AAPL | SCHD | GOOG | MSFT | QQQ | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| LLY | 1.00 | 0.31 | 0.18 | 0.27 | 0.23 | 0.29 | 0.25 | 0.25 | 0.59 | 0.26 | 0.37 | 0.29 | 0.33 | 0.37 |
| BRK-A | 0.31 | 1.00 | 0.34 | 0.32 | 0.31 | 0.80 | 0.37 | 0.33 | 0.52 | 0.40 | 0.71 | 0.41 | 0.42 | 0.50 |
| TSM | 0.18 | 0.34 | 1.00 | 0.41 | 0.59 | 0.42 | 0.59 | 0.44 | 0.37 | 0.50 | 0.48 | 0.47 | 0.49 | 0.63 |
| META | 0.27 | 0.32 | 0.41 | 1.00 | 0.51 | 0.38 | 0.48 | 0.61 | 0.44 | 0.51 | 0.40 | 0.65 | 0.58 | 0.71 |
| NVDA | 0.23 | 0.31 | 0.59 | 0.51 | 1.00 | 0.39 | 0.61 | 0.54 | 0.40 | 0.52 | 0.43 | 0.52 | 0.58 | 0.72 |
| XLF | 0.29 | 0.80 | 0.42 | 0.38 | 0.39 | 1.00 | 0.45 | 0.37 | 0.56 | 0.42 | 0.80 | 0.46 | 0.46 | 0.57 |
| AVGO | 0.25 | 0.37 | 0.59 | 0.48 | 0.61 | 0.45 | 1.00 | 0.47 | 0.44 | 0.55 | 0.52 | 0.48 | 0.54 | 0.71 |
| AMZN | 0.25 | 0.33 | 0.44 | 0.61 | 0.54 | 0.37 | 0.47 | 1.00 | 0.42 | 0.56 | 0.41 | 0.67 | 0.64 | 0.76 |
| IYH | 0.59 | 0.52 | 0.37 | 0.44 | 0.40 | 0.56 | 0.44 | 0.42 | 1.00 | 0.46 | 0.67 | 0.49 | 0.53 | 0.65 |
| AAPL | 0.26 | 0.40 | 0.50 | 0.51 | 0.52 | 0.42 | 0.55 | 0.56 | 0.46 | 1.00 | 0.49 | 0.58 | 0.62 | 0.77 |
| SCHD | 0.37 | 0.71 | 0.48 | 0.40 | 0.43 | 0.80 | 0.52 | 0.41 | 0.67 | 0.49 | 1.00 | 0.50 | 0.54 | 0.66 |
| GOOG | 0.29 | 0.41 | 0.47 | 0.65 | 0.52 | 0.46 | 0.48 | 0.67 | 0.49 | 0.58 | 0.50 | 1.00 | 0.69 | 0.78 |
| MSFT | 0.33 | 0.42 | 0.49 | 0.58 | 0.58 | 0.46 | 0.54 | 0.64 | 0.53 | 0.62 | 0.54 | 0.69 | 1.00 | 0.82 |
| QQQ | 0.37 | 0.50 | 0.63 | 0.71 | 0.72 | 0.57 | 0.71 | 0.76 | 0.65 | 0.77 | 0.66 | 0.78 | 0.82 | 1.00 |