Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BTCI NEOS Bitcoin High Income ETF | Cryptocurrency, Derivative Income | 2.50% |
DIVO Amplify CWP Enhanced Dividend Income ETF | Derivative Income | 20% |
IAUI NEOS Gold High Income ETF | Derivative Income, Gold | 2.50% |
QQQ Invesco QQQ ETF | Large Cap Growth Equities | 20% |
VOO Vanguard S&P 500 ETF | S&P 500 | 40% |
VYMI Vanguard International High Dividend Yield ETF | Dividend, Foreign Large Cap Equities | 15% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Current individual investing, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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The earliest data available for this chart is Jun 5, 2025, corresponding to the inception date of IAUI
Returns By Period
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.11% | -4.18% | -3.84% | -1.98% | 21.98% | 16.86% | 10.37% | 12.29% |
Portfolio Current individual investing | 0.02% | -3.58% | -1.32% | 1.03% | — | — | — | — |
| Portfolio components: | ||||||||
VOO Vanguard S&P 500 ETF | 0.11% | -4.01% | -3.55% | -1.41% | 23.49% | 18.47% | 11.96% | 14.19% |
QQQ Invesco QQQ ETF | 0.11% | -4.10% | -4.65% | -2.77% | 30.43% | 22.97% | 13.18% | 19.05% |
VYMI Vanguard International High Dividend Yield ETF | -0.11% | -1.50% | 6.26% | 13.18% | 35.58% | 20.17% | 12.59% | 10.36% |
DIVO Amplify CWP Enhanced Dividend Income ETF | 0.16% | -3.17% | 2.35% | 5.13% | 21.06% | 13.86% | 11.05% | — |
BTCI NEOS Bitcoin High Income ETF | -0.79% | -5.01% | -20.86% | -40.69% | -13.53% | — | — | — |
IAUI NEOS Gold High Income ETF | -1.76% | -8.14% | 4.87% | 15.00% | — | — | — | — |
Monthly Returns
Based on dividend-adjusted daily data since Jun 6, 2025, Current individual investing's average daily return is +0.06%, while the average monthly return is +1.20%. At this rate, your investment would double in approximately 4.8 years.
Historically, 91% of months were positive and 9% were negative. The best month was Jun 2025 with a return of +3.9%, while the worst month was Mar 2026 at -4.8%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 1 months.
On a daily basis, Current individual investing closed higher 56% of trading days. The best single day was Mar 31, 2026 with a return of +2.8%, while the worst single day was Oct 10, 2025 at -2.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.38% | 0.43% | -4.78% | 0.79% | -1.32% | ||||||||
| 2025 | 3.89% | 1.74% | 2.19% | 3.54% | 2.25% | 0.34% | 0.38% | 15.19% |
Benchmark Metrics
Current individual investing has an annualized alpha of 4.06%, beta of 0.93, and R² of 0.97 versus S&P 500 Index. Calculated based on daily prices since June 06, 2025.
- This portfolio captured 103.16% of S&P 500 Index gains but only 69.11% of its losses — a favorable profile for investors.
- This portfolio generated an annualized alpha of 4.06% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
- With beta of 0.93 and R² of 0.97, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 4.06%
- Beta
- 0.93
- R²
- 0.97
- Upside Capture
- 103.16%
- Downside Capture
- 69.11%
Expense Ratio
Current individual investing has an expense ratio of 0.21%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Return / Risk — by metrics
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 53 | 0.98 | 1.49 | 1.23 | 1.53 | 7.13 |
QQQ Invesco QQQ ETF | 58 | 1.04 | 1.62 | 1.23 | 1.93 | 7.00 |
VYMI Vanguard International High Dividend Yield ETF | 89 | 2.11 | 2.79 | 1.44 | 3.04 | 12.35 |
DIVO Amplify CWP Enhanced Dividend Income ETF | 70 | 1.33 | 1.94 | 1.29 | 1.96 | 9.17 |
BTCI NEOS Bitcoin High Income ETF | 5 | -0.44 | -0.39 | 0.95 | -0.36 | -0.78 |
IAUI NEOS Gold High Income ETF | — | — | — | — | — | — |
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Dividends
Dividend yield
Current individual investing provided a 3.75% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 3.75% | 3.47% | 2.44% | 2.33% | 2.50% | 2.19% | 2.19% | 3.16% | 2.70% | 2.13% | 1.38% | 1.04% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
QQQ Invesco QQQ ETF | 0.48% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
VYMI Vanguard International High Dividend Yield ETF | 3.61% | 3.68% | 4.84% | 4.58% | 4.70% | 4.30% | 3.22% | 4.20% | 4.29% | 3.21% | 2.39% | 0.00% |
DIVO Amplify CWP Enhanced Dividend Income ETF | 6.47% | 6.44% | 4.70% | 4.67% | 4.76% | 4.79% | 4.91% | 8.16% | 5.27% | 3.83% | 0.00% | 0.00% |
BTCI NEOS Bitcoin High Income ETF | 43.92% | 36.46% | 6.76% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
IAUI NEOS Gold High Income ETF | 10.01% | 6.88% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Current individual investing. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Current individual investing was 8.07%, occurring on Mar 30, 2026. The portfolio has not yet recovered.
The current Current individual investing drawdown is 4.78%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -8.07% | Feb 26, 2026 | 23 | Mar 30, 2026 | — | — | — |
| -4.79% | Oct 29, 2025 | 17 | Nov 20, 2025 | 13 | Dec 10, 2025 | 30 |
| -2.72% | Oct 9, 2025 | 2 | Oct 10, 2025 | 6 | Oct 20, 2025 | 8 |
| -2.5% | Jan 28, 2026 | 7 | Feb 5, 2026 | 2 | Feb 9, 2026 | 9 |
| -2.24% | Dec 12, 2025 | 4 | Dec 17, 2025 | 4 | Dec 23, 2025 | 8 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 6 assets, with an effective number of assets of 3.79, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | IAUI | BTCI | VYMI | DIVO | QQQ | VOO | Portfolio | |
|---|---|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.13 | 0.47 | 0.68 | 0.76 | 0.94 | 1.00 | 0.98 |
| IAUI | 0.13 | 1.00 | 0.17 | 0.28 | 0.18 | 0.12 | 0.13 | 0.22 |
| BTCI | 0.47 | 0.17 | 1.00 | 0.32 | 0.27 | 0.50 | 0.47 | 0.53 |
| VYMI | 0.68 | 0.28 | 0.32 | 1.00 | 0.71 | 0.57 | 0.68 | 0.77 |
| DIVO | 0.76 | 0.18 | 0.27 | 0.71 | 1.00 | 0.58 | 0.75 | 0.80 |
| QQQ | 0.94 | 0.12 | 0.50 | 0.57 | 0.58 | 1.00 | 0.94 | 0.92 |
| VOO | 1.00 | 0.13 | 0.47 | 0.68 | 0.75 | 0.94 | 1.00 | 0.98 |
| Portfolio | 0.98 | 0.22 | 0.53 | 0.77 | 0.80 | 0.92 | 0.98 | 1.00 |