Long Term New
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Long Term New, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Apr 7, 2021, corresponding to the inception date of VUSB
Returns By Period
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 19.55% | 1.45% | 8.95% | 31.70% | 13.79% | 11.17% |
| Long Term New | 13.52% | 2.37% | 8.46% | 22.24% | N/A | N/A |
| Portfolio components: | ||||||
BND Vanguard Total Bond Market ETF | 4.86% | 1.49% | 5.70% | 10.70% | 0.38% | 1.83% |
BNDX Vanguard Total International Bond ETF | 3.18% | 0.91% | 3.23% | 9.24% | -0.17% | 2.14% |
VWEHX Vanguard High-Yield Corporate Fund Investor Shares | 6.27% | 1.62% | 5.81% | 13.93% | 3.89% | 4.54% |
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 4.87% | 1.29% | 3.97% | 7.90% | 3.67% | 2.43% |
FFRHX Fidelity Floating Rate High Income Fund | 5.94% | 0.83% | 3.50% | 8.65% | 5.21% | 4.40% |
PHT Pioneer High Income Fund, Inc. | 18.60% | 3.09% | 9.69% | 27.15% | 6.67% | 1.90% |
VTI Vanguard Total Stock Market ETF | 19.49% | 2.68% | 9.27% | 33.25% | 14.84% | 12.63% |
VIG Vanguard Dividend Appreciation ETF | 17.01% | 2.91% | 9.53% | 27.40% | 12.68% | 12.03% |
VEU Vanguard FTSE All-World ex-US ETF | 11.11% | 1.61% | 6.36% | 20.35% | 7.17% | 5.06% |
GLD SPDR Gold Trust | 26.70% | 5.60% | 20.89% | 35.60% | 11.14% | 7.51% |
VIGI Vanguard International Dividend Appreciation ETF | 11.55% | 1.65% | 7.90% | 22.90% | 8.76% | N/A |
VMFXX Vanguard Federal Money Market Fund | 3.59% | 0.45% | 2.70% | 5.45% | 2.24% | 1.49% |
VUSB Vanguard Ultra-Short Bond ETF | 4.55% | 0.79% | 3.46% | 6.94% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of Long Term New, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.42% | 2.13% | 2.72% | -2.06% | 2.52% | 1.18% | 2.78% | 2.02% | 13.52% | ||||
| 2023 | 4.62% | -2.43% | 2.47% | 1.29% | -1.09% | 3.22% | 2.04% | -1.16% | -3.15% | -0.55% | 5.76% | 3.52% | 15.03% |
| 2022 | -3.57% | -1.11% | 0.96% | -4.61% | -0.46% | -4.84% | 4.49% | -2.81% | -6.08% | 4.15% | 5.68% | -2.40% | -10.86% |
| 2021 | 1.52% | 1.82% | -0.24% | 1.45% | 1.59% | -3.06% | 3.40% | -1.23% | 3.00% | 8.37% |
Expense Ratio
Long Term New has an expense ratio of 0.15%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of Long Term New is 93, placing it in the top 7% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
BND Vanguard Total Bond Market ETF | 1.89 | 2.79 | 1.34 | 0.69 | 8.20 |
BNDX Vanguard Total International Bond ETF | 2.22 | 3.41 | 1.40 | 0.75 | 8.99 |
VWEHX Vanguard High-Yield Corporate Fund Investor Shares | 3.32 | 5.72 | 1.86 | 1.96 | 24.14 |
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 3.64 | 6.69 | 1.88 | 2.91 | 40.17 |
FFRHX Fidelity Floating Rate High Income Fund | 3.45 | 10.21 | 3.20 | 10.29 | 45.37 |
PHT Pioneer High Income Fund, Inc. | 2.96 | 4.38 | 1.65 | 1.03 | 17.97 |
VTI Vanguard Total Stock Market ETF | 2.65 | 3.54 | 1.49 | 2.42 | 16.09 |
VIG Vanguard Dividend Appreciation ETF | 2.92 | 4.06 | 1.55 | 2.99 | 18.58 |
VEU Vanguard FTSE All-World ex-US ETF | 1.76 | 2.46 | 1.31 | 1.24 | 11.00 |
GLD SPDR Gold Trust | 2.87 | 3.92 | 1.51 | 3.49 | 18.68 |
VIGI Vanguard International Dividend Appreciation ETF | 2.12 | 3.03 | 1.37 | 1.33 | 12.26 |
VMFXX Vanguard Federal Money Market Fund | 3.46 | — | — | — | — |
VUSB Vanguard Ultra-Short Bond ETF | 7.23 | 14.42 | 3.27 | 33.85 | 159.40 |
Dividends
Dividend yield
Long Term New granted a 3.02% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long Term New | 3.02% | 3.11% | 2.63% | 2.37% | 1.97% | 2.53% | 2.70% | 2.28% | 2.31% | 2.49% | 2.24% | 2.09% |
| Portfolio components: | ||||||||||||
BND Vanguard Total Bond Market ETF | 3.37% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% | 2.78% |
BNDX Vanguard Total International Bond ETF | 4.68% | 4.42% | 1.51% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% | 0.86% |
VWEHX Vanguard High-Yield Corporate Fund Investor Shares | 5.88% | 5.69% | 5.11% | 4.13% | 4.62% | 5.24% | 5.93% | 5.28% | 5.43% | 5.91% | 5.59% | 5.79% |
VTIP Vanguard Short-Term Inflation-Protected Securities ETF | 3.42% | 3.36% | 6.84% | 4.68% | 1.20% | 1.95% | 2.45% | 1.52% | 0.76% | 0.00% | 0.82% | 0.05% |
FFRHX Fidelity Floating Rate High Income Fund | 8.50% | 8.23% | 5.06% | 3.26% | 3.84% | 5.15% | 4.72% | 4.05% | 3.94% | 4.25% | 4.00% | 3.46% |
PHT Pioneer High Income Fund, Inc. | 8.31% | 9.37% | 11.38% | 8.12% | 9.25% | 8.49% | 9.79% | 8.70% | 9.45% | 14.48% | 9.62% | 9.68% |
VTI Vanguard Total Stock Market ETF | 1.02% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
VIG Vanguard Dividend Appreciation ETF | 1.70% | 1.88% | 1.96% | 1.55% | 1.63% | 1.71% | 2.08% | 1.88% | 2.14% | 2.34% | 1.95% | 1.84% |
VEU Vanguard FTSE All-World ex-US ETF | 2.87% | 3.32% | 3.12% | 3.08% | 2.00% | 3.10% | 3.27% | 2.66% | 2.96% | 2.95% | 3.52% | 2.66% |
GLD SPDR Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VIGI Vanguard International Dividend Appreciation ETF | 1.90% | 1.92% | 2.06% | 7.02% | 1.29% | 1.83% | 1.99% | 1.75% | 0.98% | 0.00% | 0.00% | 0.00% |
VMFXX Vanguard Federal Money Market Fund | 5.30% | 4.97% | 1.54% | 0.01% | 0.45% | 2.12% | 1.61% | 0.50% | 0.00% | 0.00% | 0.00% | 0.01% |
VUSB Vanguard Ultra-Short Bond ETF | 5.09% | 4.45% | 1.53% | 0.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Long Term New. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Long Term New was 17.23%, occurring on Oct 14, 2022. Recovery took 299 trading sessions.
The current Long Term New drawdown is 0.03%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -17.23% | Jan 5, 2022 | 198 | Oct 14, 2022 | 299 | Dec 13, 2023 | 497 |
| -3.52% | Jul 17, 2024 | 14 | Aug 5, 2024 | 9 | Aug 16, 2024 | 23 |
| -3.46% | Sep 7, 2021 | 18 | Sep 30, 2021 | 22 | Nov 1, 2021 | 40 |
| -3.23% | Nov 15, 2021 | 12 | Dec 1, 2021 | 17 | Dec 27, 2021 | 29 |
| -2.27% | Apr 1, 2024 | 15 | Apr 19, 2024 | 14 | May 9, 2024 | 29 |
Volatility
Volatility Chart
The current Long Term New volatility is 2.10%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| VMFXX | FFRHX | GLD | VUSB | BNDX | VTIP | BND | PHT | VIG | VTI | VWEHX | VEU | VIGI | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| VMFXX | 1.00 | 0.20 | -0.02 | 0.05 | 0.03 | 0.02 | 0.01 | 0.08 | -0.00 | -0.01 | 0.26 | -0.02 | -0.01 |
| FFRHX | 0.20 | 1.00 | 0.13 | 0.04 | 0.04 | 0.09 | 0.07 | 0.31 | 0.29 | 0.32 | 0.45 | 0.36 | 0.34 |
| GLD | -0.02 | 0.13 | 1.00 | 0.31 | 0.32 | 0.46 | 0.39 | 0.20 | 0.16 | 0.16 | 0.23 | 0.35 | 0.33 |
| VUSB | 0.05 | 0.04 | 0.31 | 1.00 | 0.52 | 0.51 | 0.59 | 0.23 | 0.12 | 0.12 | 0.32 | 0.19 | 0.23 |
| BNDX | 0.03 | 0.04 | 0.32 | 0.52 | 1.00 | 0.51 | 0.85 | 0.27 | 0.16 | 0.15 | 0.41 | 0.16 | 0.22 |
| VTIP | 0.02 | 0.09 | 0.46 | 0.51 | 0.51 | 1.00 | 0.60 | 0.24 | 0.21 | 0.20 | 0.33 | 0.24 | 0.26 |
| BND | 0.01 | 0.07 | 0.39 | 0.59 | 0.85 | 0.60 | 1.00 | 0.31 | 0.20 | 0.18 | 0.45 | 0.21 | 0.27 |
| PHT | 0.08 | 0.31 | 0.20 | 0.23 | 0.27 | 0.24 | 0.31 | 1.00 | 0.52 | 0.53 | 0.49 | 0.51 | 0.52 |
| VIG | -0.00 | 0.29 | 0.16 | 0.12 | 0.16 | 0.21 | 0.20 | 0.52 | 1.00 | 0.91 | 0.48 | 0.74 | 0.77 |
| VTI | -0.01 | 0.32 | 0.16 | 0.12 | 0.15 | 0.20 | 0.18 | 0.53 | 0.91 | 1.00 | 0.50 | 0.81 | 0.80 |
| VWEHX | 0.26 | 0.45 | 0.23 | 0.32 | 0.41 | 0.33 | 0.45 | 0.49 | 0.48 | 0.50 | 1.00 | 0.53 | 0.55 |
| VEU | -0.02 | 0.36 | 0.35 | 0.19 | 0.16 | 0.24 | 0.21 | 0.51 | 0.74 | 0.81 | 0.53 | 1.00 | 0.94 |
| VIGI | -0.01 | 0.34 | 0.33 | 0.23 | 0.22 | 0.26 | 0.27 | 0.52 | 0.77 | 0.80 | 0.55 | 0.94 | 1.00 |