Balanced Fund Mixes
VBIAX and RLBGX
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Balanced Fund Mixes, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Jun 4, 2013, corresponding to the inception date of BNDX
Returns By Period
As of Nov 15, 2024, the Balanced Fund Mixes returned 15.37% Year-To-Date and 8.29% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 24.72% | 2.30% | 12.31% | 32.12% | 13.81% | 11.31% |
| Balanced Fund Mixes | 15.37% | -0.44% | 9.08% | 24.09% | 8.84% | 8.29% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | 25.21% | 2.68% | 13.00% | 33.95% | 14.97% | 12.80% |
BND Vanguard Total Bond Market ETF | 1.52% | -1.85% | 2.51% | 7.09% | -0.27% | 1.40% |
BNDX Vanguard Total International Bond ETF | 2.97% | -0.24% | 3.28% | 7.61% | -0.04% | 2.01% |
VXUS Vanguard Total International Stock ETF | 6.19% | -4.06% | -1.01% | 13.19% | 5.31% | 4.92% |
GLD SPDR Gold Trust | 23.98% | -3.62% | 7.72% | 30.48% | 11.42% | 7.60% |
VNQ Vanguard Real Estate ETF | 9.25% | -2.85% | 12.74% | 23.16% | 4.12% | 5.94% |
Monthly Returns
The table below presents the monthly returns of Balanced Fund Mixes, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.95% | 2.69% | 3.10% | -3.64% | 3.54% | 1.66% | 3.60% | 2.58% | 2.51% | -1.31% | 15.37% | ||
| 2023 | 6.86% | -3.54% | 2.25% | 0.85% | -1.21% | 4.04% | 2.47% | -2.07% | -4.60% | -1.56% | 7.98% | 5.35% | 17.12% |
| 2022 | -4.90% | -1.55% | 2.05% | -6.01% | -1.23% | -6.01% | 6.12% | -4.10% | -8.29% | 4.02% | 6.05% | -3.68% | -17.32% |
| 2021 | -0.57% | 1.25% | 2.54% | 4.28% | 1.44% | 0.86% | 1.99% | 1.65% | -3.81% | 4.48% | -1.39% | 4.05% | 17.74% |
| 2020 | 0.72% | -5.06% | -11.19% | 8.99% | 3.44% | 2.23% | 4.77% | 3.21% | -2.55% | -1.69% | 7.51% | 3.76% | 13.11% |
| 2019 | 7.06% | 1.71% | 1.72% | 1.77% | -2.69% | 4.77% | 0.85% | 0.97% | 0.90% | 1.65% | 1.00% | 2.07% | 23.74% |
| 2018 | 1.95% | -3.82% | 0.10% | 0.20% | 1.60% | 0.65% | 1.49% | 1.53% | -0.56% | -4.26% | 2.05% | -4.82% | -4.18% |
| 2017 | 1.57% | 2.79% | -0.21% | 0.98% | 0.69% | 0.62% | 1.62% | 0.66% | 0.70% | 0.84% | 1.86% | 0.95% | 13.85% |
| 2016 | -2.71% | 1.10% | 5.59% | 0.53% | 0.46% | 2.68% | 3.24% | -0.98% | -0.04% | -2.72% | 0.07% | 1.86% | 9.14% |
| 2015 | 1.58% | 1.22% | -0.38% | -0.60% | 0.32% | -2.24% | 1.34% | -4.25% | -0.86% | 5.26% | -0.67% | -0.79% | -0.36% |
| 2014 | -0.32% | 4.23% | 0.04% | 1.00% | 1.40% | 2.14% | -1.30% | 2.67% | -3.23% | 2.90% | 1.49% | 0.27% | 11.65% |
| 2013 | -2.68% | 3.76% | -2.32% | 2.60% | 3.13% | -0.51% | 0.84% | 4.71% |
Expense Ratio
Balanced Fund Mixes has an expense ratio of 0.09%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Balanced Fund Mixes is 64, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 2.76 | 3.68 | 1.51 | 4.00 | 17.66 |
BND Vanguard Total Bond Market ETF | 1.14 | 1.66 | 1.20 | 0.43 | 3.87 |
BNDX Vanguard Total International Bond ETF | 1.81 | 2.73 | 1.32 | 0.66 | 6.57 |
VXUS Vanguard Total International Stock ETF | 1.05 | 1.52 | 1.19 | 1.11 | 5.75 |
GLD SPDR Gold Trust | 2.04 | 2.74 | 1.36 | 3.79 | 12.68 |
VNQ Vanguard Real Estate ETF | 1.45 | 2.05 | 1.26 | 0.87 | 5.25 |
Dividends
Dividend yield
Balanced Fund Mixes provided a 2.42% dividend yield over the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.42% | 2.44% | 2.17% | 1.88% | 1.90% | 2.31% | 2.66% | 2.28% | 2.47% | 2.28% | 2.20% | 2.20% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
BND Vanguard Total Bond Market ETF | 3.58% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% | 2.78% |
BNDX Vanguard Total International Bond ETF | 4.77% | 4.42% | 1.52% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% | 0.86% |
VXUS Vanguard Total International Stock ETF | 3.02% | 3.25% | 3.09% | 3.10% | 2.14% | 3.06% | 3.17% | 2.73% | 2.93% | 2.83% | 3.40% | 2.70% |
GLD SPDR Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VNQ Vanguard Real Estate ETF | 3.89% | 3.95% | 3.91% | 2.56% | 3.93% | 3.39% | 4.74% | 4.23% | 4.82% | 3.92% | 3.60% | 4.32% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Balanced Fund Mixes. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Balanced Fund Mixes was 26.75%, occurring on Mar 23, 2020. Recovery took 95 trading sessions.
The current Balanced Fund Mixes drawdown is 1.56%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.75% | Feb 21, 2020 | 22 | Mar 23, 2020 | 95 | Aug 6, 2020 | 117 |
| -23.36% | Dec 31, 2021 | 199 | Oct 14, 2022 | 349 | Mar 7, 2024 | 548 |
| -11.2% | Aug 30, 2018 | 80 | Dec 24, 2018 | 36 | Feb 15, 2019 | 116 |
| -9.68% | Mar 24, 2015 | 209 | Jan 20, 2016 | 58 | Apr 13, 2016 | 267 |
| -7.22% | Jan 29, 2018 | 9 | Feb 8, 2018 | 137 | Aug 24, 2018 | 146 |
Volatility
Volatility Chart
The current Balanced Fund Mixes volatility is 2.46%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| GLD | BNDX | BND | VTI | VXUS | VNQ | |
|---|---|---|---|---|---|---|
| GLD | 1.00 | 0.27 | 0.38 | 0.01 | 0.16 | 0.11 |
| BNDX | 0.27 | 1.00 | 0.73 | -0.01 | 0.00 | 0.18 |
| BND | 0.38 | 0.73 | 1.00 | -0.04 | 0.01 | 0.22 |
| VTI | 0.01 | -0.01 | -0.04 | 1.00 | 0.81 | 0.61 |
| VXUS | 0.16 | 0.00 | 0.01 | 0.81 | 1.00 | 0.52 |
| VNQ | 0.11 | 0.18 | 0.22 | 0.61 | 0.52 | 1.00 |