2035 Alternative
Asset Allocation
Position | Category/Sector | Target Weight |
---|---|---|
IAU iShares Gold Trust | Precious Metals, Gold | 5% |
PDIIX PIMCO Diversified Income Fund | Multisector Bonds | 10% |
SGOV iShares 0-3 Month Treasury Bond ETF | Government Bonds | 30% |
VIGI Vanguard International Dividend Appreciation ETF | Foreign Large Cap Equities, Dividend | 20% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 35% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 2035 Alternative, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is May 28, 2020, corresponding to the inception date of SGOV
Returns By Period
YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
---|---|---|---|---|---|---|
^GSPC S&P 500 | -6.06% | -3.27% | -4.87% | 9.44% | 14.30% | 10.11% |
2035 Alternative | 0.94% | -0.28% | 0.63% | 10.12% | N/A | N/A |
Portfolio components: | ||||||
IAU iShares Gold Trust | 25.91% | 9.52% | 20.35% | 41.33% | 13.60% | 10.29% |
VTI Vanguard Total Stock Market ETF | -6.29% | -3.40% | -4.58% | 9.95% | 15.58% | 11.38% |
VIGI Vanguard International Dividend Appreciation ETF | 6.87% | 1.52% | 0.94% | 10.40% | 9.99% | N/A |
PDIIX PIMCO Diversified Income Fund | 1.48% | -0.08% | 2.40% | 9.04% | 3.20% | 3.58% |
SGOV iShares 0-3 Month Treasury Bond ETF | 1.36% | 0.36% | 2.19% | 4.89% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of 2035 Alternative, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2025 | 2.26% | -0.07% | -1.50% | 0.28% | 0.94% | ||||||||
2024 | 0.42% | 2.35% | 2.19% | -2.16% | 2.68% | 1.44% | 2.13% | 1.90% | 1.40% | -1.10% | 2.55% | -1.98% | 12.30% |
2023 | 4.49% | -2.13% | 2.44% | 1.20% | -0.54% | 3.15% | 2.02% | -1.17% | -2.79% | -0.96% | 5.52% | 3.70% | 15.51% |
2022 | -3.61% | -1.33% | 1.21% | -4.83% | -0.38% | -4.61% | 4.50% | -2.83% | -5.40% | 3.62% | 5.11% | -2.40% | -11.11% |
2021 | -0.52% | 0.88% | 1.53% | 2.51% | 1.34% | 0.63% | 0.95% | 1.73% | -2.69% | 3.06% | -1.33% | 2.52% | 10.98% |
2020 | 0.29% | 1.89% | 3.60% | 3.42% | -1.67% | -1.21% | 6.38% | 3.13% | 16.70% |
Expense Ratio
2035 Alternative has an expense ratio of 0.14%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 82, 2035 Alternative is among the top 18% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
---|---|---|---|---|---|
IAU iShares Gold Trust | 2.51 | 3.33 | 1.43 | 5.16 | 14.13 |
VTI Vanguard Total Stock Market ETF | 0.47 | 0.80 | 1.12 | 0.49 | 1.99 |
VIGI Vanguard International Dividend Appreciation ETF | 0.62 | 0.97 | 1.13 | 0.65 | 1.86 |
PDIIX PIMCO Diversified Income Fund | 2.04 | 3.04 | 1.41 | 1.23 | 8.48 |
SGOV iShares 0-3 Month Treasury Bond ETF | 21.31 | 487.27 | 488.27 | 499.17 | 7,924.08 |
Dividends
Dividend yield
2035 Alternative provided a 2.84% dividend yield over the last twelve months.
TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Portfolio | 2.84% | 2.88% | 2.81% | 1.93% | 2.19% | 1.14% | 1.45% | 1.56% | 1.44% | 1.36% | 1.41% | 1.22% |
Portfolio components: | ||||||||||||
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.39% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
VIGI Vanguard International Dividend Appreciation ETF | 1.92% | 1.93% | 1.92% | 2.06% | 7.02% | 1.29% | 1.83% | 1.99% | 1.75% | 0.98% | 0.00% | 0.00% |
PDIIX PIMCO Diversified Income Fund | 5.38% | 5.20% | 4.65% | 5.02% | 3.57% | 3.68% | 4.62% | 4.46% | 4.87% | 4.94% | 7.14% | 6.03% |
SGOV iShares 0-3 Month Treasury Bond ETF | 4.79% | 5.10% | 4.87% | 1.45% | 0.03% | 0.05% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 2035 Alternative. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2035 Alternative was 16.81%, occurring on Oct 14, 2022. Recovery took 292 trading sessions.
The current 2035 Alternative drawdown is 2.67%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
---|---|---|---|---|---|---|
-16.81% | Nov 9, 2021 | 235 | Oct 14, 2022 | 292 | Dec 13, 2023 | 527 |
-8.98% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
-4.62% | Sep 3, 2020 | 14 | Sep 23, 2020 | 13 | Oct 12, 2020 | 27 |
-4.11% | Oct 13, 2020 | 14 | Oct 30, 2020 | 4 | Nov 5, 2020 | 18 |
-4.11% | Jul 17, 2024 | 14 | Aug 5, 2024 | 10 | Aug 19, 2024 | 24 |
Volatility
Volatility Chart
The current 2035 Alternative volatility is 6.98%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.77, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
^GSPC | SGOV | IAU | PDIIX | VIGI | VTI | Portfolio | |
---|---|---|---|---|---|---|---|
^GSPC | 1.00 | -0.01 | 0.14 | 0.36 | 0.78 | 0.99 | 0.95 |
SGOV | -0.01 | 1.00 | 0.02 | 0.03 | -0.00 | -0.01 | 0.00 |
IAU | 0.14 | 0.02 | 1.00 | 0.28 | 0.31 | 0.15 | 0.29 |
PDIIX | 0.36 | 0.03 | 0.28 | 1.00 | 0.43 | 0.36 | 0.45 |
VIGI | 0.78 | -0.00 | 0.31 | 0.43 | 1.00 | 0.79 | 0.91 |
VTI | 0.99 | -0.01 | 0.15 | 0.36 | 0.79 | 1.00 | 0.96 |
Portfolio | 0.95 | 0.00 | 0.29 | 0.45 | 0.91 | 0.96 | 1.00 |