Income Fun Fund in Retirement
Looking to achieve a conservative inflation adjusted income stream in retirement. Placing this in a Roth IRA.
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Income Fun Fund in Retirement, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Aug 17, 2022, corresponding to the inception date of AMID
Returns By Period
Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
---|---|---|---|---|---|---|
^GSPC S&P 500 | 17.76% | 2.89% | 10.80% | 27.49% | 14.28% | 10.89% |
Income Fun Fund in Retirement | 11.04% | 2.69% | 8.18% | 18.47% | N/A | N/A |
Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | 18.79% | 3.01% | 11.57% | 29.39% | 16.13% | 12.93% |
BRK-B Berkshire Hathaway Inc. | 27.43% | 3.85% | 11.08% | 27.69% | 17.85% | 12.76% |
VB Vanguard Small-Cap ETF | 9.90% | 0.32% | 8.07% | 21.02% | 10.89% | 8.84% |
VNQ Vanguard Real Estate ETF | 9.48% | 5.77% | 15.33% | 22.17% | 4.61% | 6.29% |
VNQI Vanguard Global ex-U.S. Real Estate ETF | 5.12% | 6.17% | 10.76% | 16.88% | -1.37% | 1.16% |
VEA Vanguard FTSE Developed Markets ETF | 10.50% | 3.74% | 8.60% | 20.35% | 8.91% | 5.33% |
VSS Vanguard FTSE All-World ex-US Small-Cap ETF | 7.76% | 2.68% | 9.47% | 16.12% | 7.30% | 3.99% |
VWO Vanguard FTSE Emerging Markets ETF | 9.48% | 2.42% | 8.58% | 15.18% | 5.64% | 2.73% |
REMIX Standpoint Multi-Asset Fund Investor Class | 15.84% | 1.25% | 5.83% | 18.53% | N/A | N/A |
AGG iShares Core U.S. Aggregate Bond ETF | 3.63% | 2.72% | 5.57% | 8.81% | 0.02% | 1.68% |
TIP iShares TIPS Bond ETF | 3.79% | 2.01% | 5.07% | 7.04% | 1.90% | 2.01% |
VGSH Vanguard Short-Term Treasury ETF | 3.21% | 1.13% | 3.48% | 6.21% | 1.26% | 1.27% |
AMID Argent Mid Cap ETF | 14.75% | 0.70% | 6.97% | 31.55% | N/A | N/A |
Monthly Returns
The table below presents the monthly returns of Income Fun Fund in Retirement, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2024 | -0.18% | 3.03% | 2.99% | -3.28% | 3.10% | 0.19% | 3.13% | 11.04% | |||||
2023 | 5.66% | -2.65% | 1.05% | 1.26% | -1.83% | 3.62% | 2.29% | -2.01% | -2.87% | -2.53% | 6.25% | 4.47% | 12.78% |
2022 | -4.35% | -7.06% | 3.78% | 6.05% | -2.71% | -4.81% |
Expense Ratio
Income Fun Fund in Retirement features an expense ratio of 0.32%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Income Fun Fund in Retirement is 54, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 2.43 | 3.29 | 1.44 | 3.04 | 11.51 |
BRK-B Berkshire Hathaway Inc. | 2.21 | 3.00 | 1.38 | 2.70 | 7.96 |
VB Vanguard Small-Cap ETF | 1.20 | 1.75 | 1.21 | 1.37 | 4.47 |
VNQ Vanguard Real Estate ETF | 1.19 | 1.77 | 1.22 | 0.86 | 3.89 |
VNQI Vanguard Global ex-U.S. Real Estate ETF | 1.14 | 1.73 | 1.21 | 0.93 | 4.43 |
VEA Vanguard FTSE Developed Markets ETF | 1.61 | 2.28 | 1.28 | 1.74 | 7.53 |
VSS Vanguard FTSE All-World ex-US Small-Cap ETF | 1.22 | 1.76 | 1.22 | 1.21 | 5.09 |
VWO Vanguard FTSE Emerging Markets ETF | 1.12 | 1.63 | 1.19 | 1.29 | 5.21 |
REMIX Standpoint Multi-Asset Fund Investor Class | 1.68 | 2.30 | 1.31 | 1.96 | 9.01 |
AGG iShares Core U.S. Aggregate Bond ETF | 1.34 | 1.96 | 1.23 | 1.15 | 4.66 |
TIP iShares TIPS Bond ETF | 1.28 | 1.93 | 1.23 | 0.84 | 5.67 |
VGSH Vanguard Short-Term Treasury ETF | 3.16 | 5.38 | 1.70 | 5.81 | 22.85 |
AMID Argent Mid Cap ETF | 1.87 | 2.65 | 1.31 | 2.60 | 7.06 |
Dividends
Dividend yield
Income Fun Fund in Retirement granted a 2.65% dividend yield in the last twelve months.
TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Fun Fund in Retirement | 2.65% | 2.71% | 2.61% | 2.93% | 1.53% | 2.15% | 2.20% | 1.82% | 1.93% | 1.67% | 1.90% | 1.65% |
Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.28% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VB Vanguard Small-Cap ETF | 1.43% | 1.55% | 1.59% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.50% | 1.48% | 1.43% | 1.31% |
VNQ Vanguard Real Estate ETF | 3.76% | 3.95% | 3.91% | 2.56% | 3.93% | 3.39% | 4.74% | 4.23% | 4.82% | 3.92% | 3.60% | 4.32% |
VNQI Vanguard Global ex-U.S. Real Estate ETF | 3.55% | 3.74% | 0.57% | 6.48% | 0.93% | 7.58% | 4.62% | 3.86% | 5.18% | 2.86% | 4.11% | 3.27% |
VEA Vanguard FTSE Developed Markets ETF | 3.20% | 3.15% | 2.91% | 3.16% | 2.04% | 3.04% | 3.35% | 2.77% | 3.05% | 2.92% | 3.68% | 2.60% |
VSS Vanguard FTSE All-World ex-US Small-Cap ETF | 2.81% | 3.14% | 2.30% | 2.74% | 1.90% | 3.25% | 2.80% | 2.83% | 2.93% | 2.66% | 2.67% | 2.71% |
VWO Vanguard FTSE Emerging Markets ETF | 3.13% | 3.52% | 4.11% | 2.63% | 1.91% | 3.23% | 2.88% | 2.30% | 2.52% | 3.26% | 2.86% | 2.73% |
REMIX Standpoint Multi-Asset Fund Investor Class | 2.99% | 3.46% | 2.48% | 6.04% | 1.09% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AGG iShares Core U.S. Aggregate Bond ETF | 3.40% | 3.13% | 2.39% | 1.77% | 2.14% | 2.70% | 2.96% | 2.32% | 2.39% | 2.45% | 2.40% | 2.32% |
TIP iShares TIPS Bond ETF | 3.01% | 2.73% | 6.96% | 4.28% | 1.17% | 1.75% | 2.71% | 2.07% | 1.48% | 0.34% | 1.67% | 1.15% |
VGSH Vanguard Short-Term Treasury ETF | 3.96% | 3.31% | 1.15% | 0.66% | 1.74% | 2.28% | 1.79% | 1.10% | 0.82% | 0.71% | 0.46% | 0.34% |
AMID Argent Mid Cap ETF | 0.37% | 0.43% | 0.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Income Fun Fund in Retirement. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Income Fun Fund in Retirement was 11.50%, occurring on Oct 14, 2022. Recovery took 70 trading sessions.
The current Income Fun Fund in Retirement drawdown is 0.18%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
---|---|---|---|---|---|---|
-11.5% | Aug 19, 2022 | 40 | Oct 14, 2022 | 70 | Jan 26, 2023 | 110 |
-8.15% | Aug 1, 2023 | 63 | Oct 27, 2023 | 32 | Dec 13, 2023 | 95 |
-6.2% | Feb 3, 2023 | 30 | Mar 17, 2023 | 62 | Jun 15, 2023 | 92 |
-5.19% | Jul 17, 2024 | 14 | Aug 5, 2024 | 12 | Aug 21, 2024 | 26 |
-3.91% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
Volatility
Volatility Chart
The current Income Fun Fund in Retirement volatility is 3.87%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
VGSH | TIP | AGG | REMIX | BRK-B | VWO | VNQ | VNQI | AMID | VOO | VB | VEA | VSS | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
VGSH | 1.00 | 0.76 | 0.83 | -0.13 | 0.01 | 0.18 | 0.25 | 0.28 | 0.14 | 0.13 | 0.13 | 0.23 | 0.26 |
TIP | 0.76 | 1.00 | 0.88 | -0.05 | 0.12 | 0.26 | 0.35 | 0.33 | 0.25 | 0.26 | 0.26 | 0.33 | 0.35 |
AGG | 0.83 | 0.88 | 1.00 | -0.08 | 0.11 | 0.27 | 0.38 | 0.39 | 0.27 | 0.27 | 0.27 | 0.36 | 0.37 |
REMIX | -0.13 | -0.05 | -0.08 | 1.00 | 0.41 | 0.52 | 0.36 | 0.43 | 0.57 | 0.66 | 0.56 | 0.60 | 0.57 |
BRK-B | 0.01 | 0.12 | 0.11 | 0.41 | 1.00 | 0.42 | 0.55 | 0.48 | 0.62 | 0.66 | 0.64 | 0.59 | 0.56 |
VWO | 0.18 | 0.26 | 0.27 | 0.52 | 0.42 | 1.00 | 0.51 | 0.75 | 0.59 | 0.65 | 0.63 | 0.79 | 0.84 |
VNQ | 0.25 | 0.35 | 0.38 | 0.36 | 0.55 | 0.51 | 1.00 | 0.71 | 0.70 | 0.68 | 0.77 | 0.65 | 0.67 |
VNQI | 0.28 | 0.33 | 0.39 | 0.43 | 0.48 | 0.75 | 0.71 | 1.00 | 0.62 | 0.61 | 0.68 | 0.82 | 0.84 |
AMID | 0.14 | 0.25 | 0.27 | 0.57 | 0.62 | 0.59 | 0.70 | 0.62 | 1.00 | 0.86 | 0.93 | 0.79 | 0.78 |
VOO | 0.13 | 0.26 | 0.27 | 0.66 | 0.66 | 0.65 | 0.68 | 0.61 | 0.86 | 1.00 | 0.84 | 0.80 | 0.78 |
VB | 0.13 | 0.26 | 0.27 | 0.56 | 0.64 | 0.63 | 0.77 | 0.68 | 0.93 | 0.84 | 1.00 | 0.81 | 0.82 |
VEA | 0.23 | 0.33 | 0.36 | 0.60 | 0.59 | 0.79 | 0.65 | 0.82 | 0.79 | 0.80 | 0.81 | 1.00 | 0.96 |
VSS | 0.26 | 0.35 | 0.37 | 0.57 | 0.56 | 0.84 | 0.67 | 0.84 | 0.78 | 0.78 | 0.82 | 0.96 | 1.00 |