Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
DGRO iShares Core Dividend Growth ETF | Large Cap Growth Equities, Dividend | 25% |
SCHD Schwab U.S. Dividend Equity ETF | Dividend | 25% |
VOO Vanguard S&P 500 ETF | S&P 500 | 25% |
VYMI Vanguard International High Dividend Yield ETF | Dividend, Foreign Large Cap Equities | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in DIV Grow, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.
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The earliest data available for this chart is Mar 2, 2016, corresponding to the inception date of VYMI
Returns By Period
As of Apr 8, 2026, the DIV Grow returned 4.58% Year-To-Date and 12.73% of annualized return in the last 10 years.
| 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.08% | -1.83% | -3.34% | -1.46% | 30.71% | 17.25% | 10.06% | 12.45% |
Portfolio DIV Grow | -0.04% | -0.50% | 4.58% | 8.20% | 35.07% | 16.81% | 10.87% | 12.73% |
| Portfolio components: | ||||||||
VOO Vanguard S&P 500 ETF | 0.06% | -1.69% | -3.06% | -0.90% | 32.30% | 18.84% | 11.63% | 14.34% |
SCHD Schwab U.S. Dividend Equity ETF | -0.26% | -1.00% | 12.35% | 14.13% | 27.27% | 12.01% | 8.20% | 12.32% |
DGRO iShares Core Dividend Growth ETF | -0.08% | -1.06% | 2.12% | 4.20% | 28.88% | 14.62% | 9.99% | 12.99% |
VYMI Vanguard International High Dividend Yield ETF | 0.16% | 1.71% | 6.91% | 14.77% | 50.15% | 20.44% | 12.51% | 10.48% |
Monthly Returns
Based on dividend-adjusted daily data since Mar 3, 2016, DIV Grow's average daily return is +0.05%, while the average monthly return is +1.09%. At this rate, your investment would double in approximately 5.3 years.
Historically, 70% of months were positive and 30% were negative. The best month was Nov 2020 with a return of +12.7%, while the worst month was Mar 2020 at -14.1%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 3 months.
On a daily basis, DIV Grow closed higher 55% of trading days. The best single day was Mar 24, 2020 with a return of +9.2%, while the worst single day was Mar 16, 2020 at -11.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.84% | 3.78% | -4.54% | 0.69% | 4.58% | ||||||||
| 2025 | 2.87% | 1.34% | -1.76% | -2.05% | 3.87% | 3.37% | 0.78% | 4.04% | 1.56% | 0.33% | 2.23% | 1.13% | 18.96% |
| 2024 | 0.45% | 3.06% | 3.85% | -3.43% | 3.70% | 0.55% | 3.72% | 2.60% | 1.73% | -1.41% | 3.85% | -4.07% | 15.09% |
| 2023 | 4.73% | -2.97% | 0.93% | 1.56% | -2.93% | 5.71% | 3.78% | -2.42% | -3.52% | -2.87% | 7.45% | 5.14% | 14.60% |
| 2022 | -2.24% | -2.35% | 2.49% | -5.92% | 2.25% | -8.01% | 5.12% | -3.47% | -8.34% | 8.78% | 7.61% | -3.54% | -9.08% |
| 2021 | -0.76% | 3.81% | 6.16% | 3.27% | 2.52% | -0.18% | 1.27% | 2.13% | -3.80% | 5.06% | -2.24% | 6.02% | 25.20% |
Benchmark Metrics
DIV Grow has an annualized alpha of 1.90%, beta of 0.86, and R² of 0.91 versus S&P 500 Index. Calculated based on daily prices since March 03, 2016.
- This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (90.14%) than losses (86.43%) — typical of diversified or defensive assets.
- With beta of 0.86 and R² of 0.91, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 1.90%
- Beta
- 0.86
- R²
- 0.91
- Upside Capture
- 90.14%
- Downside Capture
- 86.43%
Expense Ratio
DIV Grow has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
DIV Grow ranks 86 for risk / return — in the top 86% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.74 | 1.87 | +0.87 |
Sortino ratioReturn per unit of downside risk | 4.39 | 3.01 | +1.39 |
Omega ratioGain probability vs. loss probability | 1.59 | 1.41 | +0.18 |
Calmar ratioReturn relative to maximum drawdown | 3.91 | 2.49 | +1.42 |
Martin ratioReturn relative to average drawdown | 15.45 | 11.08 | +4.37 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 78 | 1.98 | 3.16 | 1.43 | 2.71 | 12.15 |
SCHD Schwab U.S. Dividend Equity ETF | 77 | 1.96 | 3.10 | 1.38 | 4.06 | 9.90 |
DGRO iShares Core Dividend Growth ETF | 84 | 2.28 | 3.65 | 1.47 | 3.21 | 12.33 |
VYMI Vanguard International High Dividend Yield ETF | 93 | 3.59 | 5.18 | 1.72 | 3.59 | 14.75 |
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Dividends
Dividend yield
DIV Grow provided a 2.57% dividend yield over the last twelve months.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.57% | 2.68% | 3.00% | 2.99% | 3.03% | 2.56% | 2.56% | 2.82% | 2.96% | 2.41% | 2.39% | 1.90% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
SCHD Schwab U.S. Dividend Equity ETF | 3.45% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
DGRO iShares Core Dividend Growth ETF | 2.08% | 2.09% | 2.26% | 2.45% | 2.34% | 1.93% | 2.30% | 2.21% | 2.44% | 2.03% | 2.27% | 2.52% |
VYMI Vanguard International High Dividend Yield ETF | 3.58% | 3.68% | 4.84% | 4.58% | 4.70% | 4.30% | 3.22% | 4.20% | 4.29% | 3.21% | 2.39% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the DIV Grow. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the DIV Grow was 34.71%, occurring on Mar 23, 2020. Recovery took 161 trading sessions.
The current DIV Grow drawdown is 3.96%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -34.71% | Feb 13, 2020 | 27 | Mar 23, 2020 | 161 | Nov 9, 2020 | 188 |
| -20.59% | Jan 13, 2022 | 180 | Sep 30, 2022 | 302 | Dec 13, 2023 | 482 |
| -17.25% | Jan 29, 2018 | 229 | Dec 24, 2018 | 75 | Apr 12, 2019 | 304 |
| -13.47% | Feb 21, 2025 | 33 | Apr 8, 2025 | 38 | Jun 3, 2025 | 71 |
| -6.74% | Jul 25, 2019 | 15 | Aug 14, 2019 | 20 | Sep 12, 2019 | 35 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 4.00, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| Benchmark | VYMI | SCHD | VOO | DGRO | Portfolio | |
|---|---|---|---|---|---|---|
| Benchmark | 1.00 | 0.73 | 0.78 | 1.00 | 0.89 | 0.92 |
| VYMI | 0.73 | 1.00 | 0.70 | 0.73 | 0.74 | 0.86 |
| SCHD | 0.78 | 0.70 | 1.00 | 0.78 | 0.93 | 0.92 |
| VOO | 1.00 | 0.73 | 0.78 | 1.00 | 0.89 | 0.92 |
| DGRO | 0.89 | 0.74 | 0.93 | 0.89 | 1.00 | 0.96 |
| Portfolio | 0.92 | 0.86 | 0.92 | 0.92 | 0.96 | 1.00 |