Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
VWINX Vanguard Wellesley Income Fund Investor Shares | Diversified Portfolio | 38% |
VTWNX Vanguard Target Retirement 2020 Fund | Target Retirement Date, Diversified Portfolio | 37% |
CAPR Capricor Therapeutics, Inc. | Healthcare | 13% |
^CASHX US Money Market Index | 12% |
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Performance Chart
The chart shows the growth of an initial investment of $10,000 in Jerry’s IRA + Joint + CAPR , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
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Returns By Period
As of Jun 13, 2026, the Jerry’s IRA + Joint + CAPR returned 1.66% Year-To-Date and 12.65% of annualized return in the last 10 years.
| Position | 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | 0.50% | 0.31% | 8.56% | 8.85% | 24.33% | 19.37% | 11.84% | 13.61% |
Portfolio Jerry’s IRA + Joint + CAPR | 0.35% | -0.31% | 1.66% | 5.60% | 39.95% | 24.20% | 14.12% | 12.65% |
| Portfolio components: | ||||||||
^CASHX US Money Market Index | 0.01% | 0.27% | 1.60% | 1.78% | 3.88% | 4.63% | 3.53% | 2.32% |
CAPR Capricor Therapeutics, Inc. | 3.04% | -13.45% | -10.60% | -0.85% | 119.02% | 75.54% | 42.12% | -3.11% |
VTWNX Vanguard Target Retirement 2020 Fund | 1.06% | 0.11% | 4.19% | 4.73% | 11.96% | 10.05% | 4.50% | 6.81% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 0.77% | 0.85% | 3.48% | 3.45% | 10.58% | 8.70% | 4.00% | 5.79% |
Monthly Returns
Based on dividend-adjusted daily data since Feb 13, 2007, Jerry’s IRA + Joint + CAPR 's average daily return is +0.04%, while the average monthly return is +1.08%. At this rate, an investment would double in approximately 5.4 years.
Historically, 49% of months were positive and 51% were negative. The best month was Apr 2020 with a return of +68.0%, while the worst month was Oct 2008 at -15.3%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 6 months.
On a daily basis, Jerry’s IRA + Joint + CAPR closed higher 65% of trading days. The best single day was Apr 29, 2020 with a return of +57.4%, while the worst single day was Jan 16, 2013 at -13.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.05% | 4.17% | -1.25% | 3.69% | -0.65% | -2.06% | 1.66% | ||||||
| 2025 | 2.46% | 1.34% | -6.39% | 3.78% | -2.09% | 1.88% | -1.91% | -0.76% | 2.15% | -0.71% | -1.23% | 42.29% | 39.62% |
| 2024 | -2.50% | 0.89% | 8.69% | -4.65% | 2.74% | -1.31% | 0.03% | 2.83% | 23.42% | 4.72% | 0.20% | -7.64% | 27.17% |
| 2023 | 4.22% | -1.01% | 0.46% | -0.20% | 0.69% | 2.42% | 0.25% | 4.53% | -9.90% | -3.65% | 4.95% | 10.54% | 12.57% |
| 2022 | 1.09% | 0.95% | -3.06% | -4.49% | 2.65% | -3.67% | 6.92% | 1.82% | -3.74% | 1.02% | 1.71% | -2.91% | -2.34% |
| 2021 | 10.53% | -0.96% | -3.83% | 1.47% | -1.45% | 4.37% | -1.04% | 2.34% | -3.89% | 0.56% | -1.95% | -0.11% | 5.33% |
Benchmark Metrics
Jerry’s IRA + Joint + CAPR has an annualized alpha of 8.91%, beta of 0.42, and R2 of 0.10 versus S&P 500 Index. Calculated based on daily prices since February 13, 2007.
- This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (51.84%) than losses (32.89%) - typical of diversified or defensive assets.
- Beta of 0.42 may look defensive, but with R2 of 0.10 this portfolio is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this portfolio's risk.
- R2 of 0.10 means this portfolio moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 8.91%
- Beta
- 0.42
- R²
- 0.10
- Upside Capture
- 51.84%
- Downside Capture
- 32.89%
Expense Ratio
Jerry’s IRA + Joint + CAPR has an expense ratio of 0.11%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Return for Risk
Risk / Return Rank
Jerry’s IRA + Joint + CAPR ranks 65 for risk / return — better than 65% of Portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below presents risk-adjusted performance metrics for Jerry’s IRA + Joint + CAPR and compares them with S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | 0.81 | 1.86 | -1.05 |
| Sortino ratioReturn per unit of downside risk | 3.35 | 2.53 | +0.81 |
| Omega ratioGain probability vs. loss probability | 1.48 | 1.34 | +0.14 |
| Calmar ratioReturn relative to maximum drawdown | 5.66 | 2.53 | +3.13 |
| Martin ratioReturn relative to average drawdown | 11.65 | 11.37 | +0.28 |
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Position | Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio |
|---|---|---|---|---|---|---|
^CASHX US Money Market Index | — | 259.86 | — | — | — | — |
CAPR Capricor Therapeutics, Inc. | 76 | 0.22 | 4.52 | 1.60 | 1.36 | 2.70 |
VTWNX Vanguard Target Retirement 2020 Fund | 69 | 2.08 | 2.99 | 1.40 | 2.63 | 11.30 |
VWINX Vanguard Wellesley Income Fund Investor Shares | 62 | 2.03 | 2.94 | 1.37 | 2.54 | 9.54 |
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Dividends
Dividend yield
Jerry’s IRA + Joint + CAPR provided a 5.83% dividend yield over the last twelve months.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 5.83% | 6.02% | 5.97% | 4.09% | 4.76% | 9.53% | 3.96% | 2.80% | 4.70% | 1.49% | 2.53% | 3.66% |
| Portfolio components: | ||||||||||||
^CASHX US Money Market Index | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
CAPR Capricor Therapeutics, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTWNX Vanguard Target Retirement 2020 Fund | 7.87% | 8.20% | 9.35% | 6.20% | 4.99% | 19.57% | 6.28% | 3.54% | 4.94% | 0.73% | 2.74% | 4.15% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 7.69% | 7.86% | 6.61% | 4.73% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 3.20% | 4.00% | 5.60% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Jerry’s IRA + Joint + CAPR . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Jerry’s IRA + Joint + CAPR was 39.56%, occurring on Mar 9, 2009. Recovery took 752 trading sessions.
The current Jerry’s IRA + Joint + CAPR drawdown is 3.52%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -39.56%Mar 2009 | 1y 4mo | 2y 22d | 3y 5moOct 2007 - Mar 2011 |
2013 bear market2013 | -30.32%Jul 2013 | 6mo 15d | 5mo 25d | 1y 5dJan 2013 - Jan 2014 |
COVID crash2020 | -29.21%Mar 2020 | 2y 5mo | 1mo 7d | 2y 6moOct 2017 - Apr 2020 |
2014 bear market2014 | -25.57%Oct 2014 | 8mo 24d | 2y 11mo | 3y 7moJan 2014 - Sep 2017 |
2020 bear market2020 | -23.77%May 2020 | 28d | 3y 9mo | 3y 10moApr 2020 - Mar 2024 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 3.20, reflecting the diversification based on asset allocation. Your capital is well-distributed across most of your holdings, with only mild concentration in a few names. True diversification also depends on the correlations between assets — check the diversification ratio below.
Diversification Ratio
1Y | 3Y | 5Y | 10Y | All Time | |
|---|---|---|---|---|---|
Diversification Ratio | 1.07 | 1.12 | 1.17 | 1.18 | 1.24 |
The portfolio has a diversification ratio of 1.24, in line with the typical range across portfolios. There's room to improve by adding less correlated assets.
Jerry’s IRA + Joint + CAPR correlation to the S&P 500 Index
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.48 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.46 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.53 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.48 |
Correlation (All Time) Calculated using the full available price history since Feb 13, 2007 | 0.48 |
Benchmark Correlations
Correlation vs. S&P 500 Index. VTWNX has the highest benchmark correlation at 0.94, while ^CASHX has the lowest at -0.01.
Asset Correlations Table
Find what Jerry’s IRA + Joint + CAPR is missing
See which holdings overlap, where Jerry’s IRA + Joint + CAPR is concentrated, and which low-correlation assets could fill the gaps.
Analyze Diversification