SCHD/VIG/VXUS/VTEB/VNQ
Balanced Dividend Portfolio
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
VTEB Vanguard Tax-Exempt Bond ETF | Municipal Bonds | 10% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 50% |
VIG Vanguard Dividend Appreciation ETF | Large Cap Growth Equities, Dividend | 20% |
VXUS Vanguard Total International Stock ETF | Foreign Large Cap Equities | 10% |
VNQ Vanguard Real Estate ETF | REIT | 10% |
Performance
The chart shows the growth of an initial investment of $10,000 in SCHD/VIG/VXUS/VTEB/VNQ, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Sep 30, 2023, the SCHD/VIG/VXUS/VTEB/VNQ returned -1.21% Year-To-Date and 10.16% of annualized return in the last 10 years.
| 1 month | 6 months | Year-To-Date | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -5.04% | 4.35% | 11.68% | 19.59% | 7.99% | 10.82% |
| SCHD/VIG/VXUS/VTEB/VNQ | -4.46% | -1.58% | -1.21% | 10.84% | 7.45% | 10.16% |
| Portfolio components: | ||||||
SCHD Schwab US Dividend Equity ETF | -4.38% | -1.51% | -3.82% | 10.38% | 9.50% | 12.85% |
VIG Vanguard Dividend Appreciation ETF | -4.50% | 1.88% | 3.85% | 17.35% | 9.05% | 12.16% |
VXUS Vanguard Total International Stock ETF | -3.80% | -1.46% | 5.43% | 20.59% | 2.90% | 5.30% |
VTEB Vanguard Tax-Exempt Bond ETF | -2.49% | -3.72% | -0.99% | 2.64% | 1.17% | 1.54% |
VNQ Vanguard Real Estate ETF | -7.42% | -6.96% | -5.39% | -1.29% | 2.68% | 4.74% |
| Returns over 1 year are annualized | ||||||
Monthly Returns Heatmap
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2023 | 0.18% | 0.25% | -3.40% | 5.03% | 3.17% | -2.01% |
Dividend yield
SCHD/VIG/VXUS/VTEB/VNQ granted a 3.32% dividend yield in the last twelve months.
| TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SCHD/VIG/VXUS/VTEB/VNQ | 3.32% | 3.07% | 2.57% | 2.95% | 3.04% | 3.43% | 3.08% | 3.45% | 3.40% | 3.15% | 3.11% | 3.53% |
| Portfolio components: | ||||||||||||
SCHD Schwab US Dividend Equity ETF | 3.70% | 3.48% | 2.96% | 3.46% | 3.39% | 3.60% | 3.18% | 3.59% | 3.81% | 3.47% | 3.34% | 3.98% |
VIG Vanguard Dividend Appreciation ETF | 2.03% | 1.99% | 1.60% | 1.71% | 1.84% | 2.27% | 2.10% | 2.44% | 2.72% | 2.32% | 2.24% | 2.93% |
VXUS Vanguard Total International Stock ETF | 3.11% | 3.15% | 3.25% | 2.32% | 3.40% | 3.64% | 3.23% | 3.56% | 3.54% | 4.37% | 3.58% | 4.04% |
VTEB Vanguard Tax-Exempt Bond ETF | 2.78% | 2.13% | 1.71% | 2.10% | 2.48% | 2.48% | 2.21% | 1.91% | 0.68% | 0.00% | 0.00% | 0.00% |
VNQ Vanguard Real Estate ETF | 4.74% | 4.03% | 2.73% | 4.32% | 3.89% | 5.63% | 5.26% | 6.25% | 5.33% | 5.10% | 6.36% | 5.46% |
Expense Ratio
The SCHD/VIG/VXUS/VTEB/VNQ has an expense ratio of 0.07% which is considered to be low. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Ulcer Index | |
|---|---|---|---|---|---|
SCHD Schwab US Dividend Equity ETF | 0.49 | ||||
VIG Vanguard Dividend Appreciation ETF | 0.94 | ||||
VXUS Vanguard Total International Stock ETF | 1.14 | ||||
VTEB Vanguard Tax-Exempt Bond ETF | 0.57 | ||||
VNQ Vanguard Real Estate ETF | -0.14 |
Asset Correlations Table
| VTEB | VNQ | VXUS | SCHD | VIG | |
|---|---|---|---|---|---|
| VTEB | 1.00 | 0.15 | -0.02 | -0.07 | -0.03 |
| VNQ | 0.15 | 1.00 | 0.53 | 0.61 | 0.65 |
| VXUS | -0.02 | 0.53 | 1.00 | 0.74 | 0.76 |
| SCHD | -0.07 | 0.61 | 0.74 | 1.00 | 0.91 |
| VIG | -0.03 | 0.65 | 0.76 | 0.91 | 1.00 |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the SCHD/VIG/VXUS/VTEB/VNQ. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the SCHD/VIG/VXUS/VTEB/VNQ is 31.43%, recorded on Mar 23, 2020. It took 114 trading sessions for the portfolio to recover.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.43% | Feb 13, 2020 | 27 | Mar 23, 2020 | 114 | Sep 2, 2020 | 141 |
| -19.18% | Jan 5, 2022 | 186 | Sep 30, 2022 | — | — | — |
| -14.48% | Sep 24, 2018 | 64 | Dec 24, 2018 | 59 | Mar 21, 2019 | 123 |
| -9.92% | Jan 29, 2018 | 39 | Mar 23, 2018 | 123 | Sep 18, 2018 | 162 |
| -8.62% | Nov 4, 2015 | 52 | Jan 20, 2016 | 36 | Mar 11, 2016 | 88 |
Volatility Chart
The current SCHD/VIG/VXUS/VTEB/VNQ volatility is 2.62%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.