Elegant Portfolio
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BND Vanguard Total Bond Market ETF | Total Bond Market | 15% |
BNDX Vanguard Total International Bond ETF | Total Bond Market | 10% |
IAU iShares Gold Trust | Precious Metals, Gold | 10% |
VEA Vanguard FTSE Developed Markets ETF | Foreign Large Cap Equities | 15% |
VTI Vanguard Total Stock Market ETF | Large Cap Growth Equities | 50% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Elegant Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.
The earliest data available for this chart is Jun 4, 2013, corresponding to the inception date of BNDX
Returns By Period
As of May 9, 2025, the Elegant Portfolio returned 2.91% Year-To-Date and 8.57% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.70% | 13.67% | -5.18% | 9.18% | 14.14% | 10.43% |
| Elegant Portfolio | 2.91% | 10.49% | 1.06% | 12.20% | 10.83% | 8.57% |
| Portfolio components: | ||||||
VTI Vanguard Total Stock Market ETF | -3.64% | 14.17% | -5.14% | 10.03% | 15.30% | 11.75% |
BND Vanguard Total Bond Market ETF | 2.13% | 0.32% | 1.30% | 5.43% | -0.86% | 1.49% |
VEA Vanguard FTSE Developed Markets ETF | 12.04% | 16.82% | 6.79% | 10.14% | 11.59% | 5.66% |
BNDX Vanguard Total International Bond ETF | 1.06% | 0.62% | 1.88% | 5.12% | 0.05% | 2.02% |
IAU iShares Gold Trust | 25.91% | 10.71% | 22.09% | 42.82% | 13.88% | 10.57% |
Monthly Returns
The table below presents the monthly returns of Elegant Portfolio, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.98% | 0.00% | -1.98% | 1.01% | 0.94% | 2.91% | |||||||
| 2024 | 0.17% | 2.86% | 3.29% | -2.87% | 3.49% | 1.46% | 2.50% | 1.98% | 2.03% | -1.16% | 3.44% | -2.52% | 15.38% |
| 2023 | 6.13% | -2.82% | 3.19% | 1.13% | -0.64% | 3.82% | 2.50% | -1.77% | -4.01% | -1.34% | 7.24% | 4.46% | 18.61% |
| 2022 | -4.22% | -1.29% | 1.17% | -6.67% | -0.16% | -6.00% | 5.88% | -3.82% | -7.35% | 4.65% | 6.13% | -3.41% | -15.21% |
| 2021 | -0.79% | 0.93% | 2.02% | 3.46% | 1.55% | 0.52% | 1.52% | 1.55% | -3.34% | 3.93% | -1.38% | 2.76% | 13.23% |
| 2020 | 0.46% | -4.84% | -9.34% | 8.90% | 4.01% | 2.11% | 4.69% | 4.11% | -2.48% | -1.61% | 7.70% | 3.95% | 17.36% |
| 2019 | 5.95% | 2.14% | 1.10% | 2.33% | -3.51% | 5.52% | 0.56% | 0.06% | 0.87% | 1.79% | 1.73% | 2.28% | 22.57% |
| 2018 | 3.41% | -3.01% | -0.77% | 0.19% | 1.11% | -0.17% | 1.78% | 1.38% | 0.05% | -4.90% | 1.24% | -4.34% | -4.29% |
| 2017 | 1.94% | 2.51% | 0.46% | 1.20% | 1.19% | 0.31% | 1.68% | 0.71% | 1.15% | 1.33% | 1.70% | 1.16% | 16.43% |
| 2016 | -2.82% | 1.04% | 4.49% | 1.22% | 0.25% | 1.20% | 2.99% | -0.19% | 0.43% | -2.02% | 0.69% | 1.32% | 8.73% |
| 2015 | 0.15% | 2.87% | -0.85% | 0.72% | 0.57% | -1.73% | 0.66% | -3.93% | -1.97% | 5.28% | -0.48% | -1.49% | -0.51% |
| 2014 | -1.66% | 4.06% | -0.13% | 0.49% | 1.26% | 2.14% | -1.70% | 2.45% | -2.36% | 1.19% | 1.42% | -0.33% | 6.84% |
Expense Ratio
Elegant Portfolio has an expense ratio of 0.06%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 79, Elegant Portfolio is among the top 21% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 0.51 | 0.84 | 1.12 | 0.52 | 1.99 |
BND Vanguard Total Bond Market ETF | 1.03 | 1.48 | 1.18 | 0.43 | 2.60 |
VEA Vanguard FTSE Developed Markets ETF | 0.59 | 0.95 | 1.13 | 0.76 | 2.29 |
BNDX Vanguard Total International Bond ETF | 1.38 | 2.03 | 1.25 | 0.59 | 6.32 |
IAU iShares Gold Trust | 2.47 | 3.22 | 1.41 | 5.15 | 13.79 |
Dividends
Dividend yield
Elegant Portfolio provided a 2.10% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.10% | 2.11% | 2.10% | 1.81% | 1.75% | 1.46% | 2.09% | 2.25% | 1.87% | 1.98% | 1.98% | 2.01% |
| Portfolio components: | ||||||||||||
VTI Vanguard Total Stock Market ETF | 1.35% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
BND Vanguard Total Bond Market ETF | 3.76% | 3.67% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% |
VEA Vanguard FTSE Developed Markets ETF | 2.93% | 3.36% | 3.16% | 2.91% | 3.16% | 2.04% | 3.04% | 3.35% | 2.77% | 3.05% | 2.92% | 3.68% |
BNDX Vanguard Total International Bond ETF | 4.29% | 4.18% | 4.42% | 1.52% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Elegant Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Elegant Portfolio was 23.65%, occurring on Mar 23, 2020. Recovery took 82 trading sessions.
The current Elegant Portfolio drawdown is 1.82%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -23.65% | Feb 20, 2020 | 23 | Mar 23, 2020 | 82 | Jul 20, 2020 | 105 |
| -21.75% | Nov 9, 2021 | 235 | Oct 14, 2022 | 300 | Dec 26, 2023 | 535 |
| -11.91% | Jan 29, 2018 | 229 | Dec 24, 2018 | 56 | Mar 18, 2019 | 285 |
| -11.14% | Feb 19, 2025 | 35 | Apr 8, 2025 | — | — | — |
| -10.24% | May 19, 2015 | 170 | Jan 20, 2016 | 95 | Jun 6, 2016 | 265 |
Volatility
Volatility Chart
The current Elegant Portfolio volatility is 7.06%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.17, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | IAU | BNDX | BND | VEA | VTI | Portfolio | |
|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | -0.00 | -0.01 | -0.03 | 0.81 | 0.99 | 0.95 |
| IAU | -0.00 | 1.00 | 0.26 | 0.37 | 0.14 | 0.00 | 0.21 |
| BNDX | -0.01 | 0.26 | 1.00 | 0.72 | 0.01 | -0.01 | 0.11 |
| BND | -0.03 | 0.37 | 0.72 | 1.00 | 0.02 | -0.03 | 0.12 |
| VEA | 0.81 | 0.14 | 0.01 | 0.02 | 1.00 | 0.81 | 0.89 |
| VTI | 0.99 | 0.00 | -0.01 | -0.03 | 0.81 | 1.00 | 0.96 |
| Portfolio | 0.95 | 0.21 | 0.11 | 0.12 | 0.89 | 0.96 | 1.00 |