Growth and Income #3

Last updated Sep 23, 2023

Asset Allocation

Position	Category/Sector	Weight
AAPL Apple Inc.	Technology	3.33%
ACN Accenture plc	Technology	3.33%
CAT Caterpillar Inc.	Industrials	3.33%
CCI Crown Castle International Corp.	Real Estate	3.33%
CVX Chevron Corporation	Energy	3.33%
DG Dollar General Corporation	Consumer Defensive	3.33%
DHR Danaher Corporation	Healthcare	3.33%
HAL Halliburton Company	Energy	3.33%
HCA HCA Healthcare, Inc.	Healthcare	3.33%
HD The Home Depot, Inc.	Consumer Cyclical	3.33%
HLT Hilton Worldwide Holdings Inc.	Consumer Cyclical	3.33%
JPM JPMorgan Chase & Co.	Financial Services	3.33%
LPLA LPL Financial Holdings Inc.	Financial Services	3.33%
LRCX Lam Research Corporation	Technology	3.33%
MAR Marriott International, Inc.	Consumer Cyclical	3.33%
MCD		3.33%
MCHP		3.33%
PG		3.33%
STZ		3.33%
V		3.33%
WMT		3.33%
YUM		3.33%
NSC		3.33%
MA Mastercard Inc	Financial Services	3.33%
UNH		3.33%
AVGO Broadcom Inc.	Technology	3.33%
DFS Discover Financial Services	Financial Services	3.33%
DECK Deckers Outdoor Corporation	Consumer Cyclical	3.33%
COST Costco Wholesale Corporation	Consumer Defensive	3.33%
TXRH		3.33%

Benchmark

Rebalance portfolio

Performance

The chart shows the growth of an initial investment of $10,000 in Growth and Income #3, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly

Growth and Income #3

Benchmark (^GSPC)

Portfolio components

Returns

As of Sep 23, 2023, the Growth and Income #3 returned 8.04% Year-To-Date and 18.51% of annualized return in the last 10 years.

	1 month	6 months	Year-To-Date	1 year	5 years (annualized)	10 years (annualized)
Benchmark	-2.61%	8.79%	12.52%	14.96%	8.09%	9.54%
Growth and Income #3	-3.06%	8.16%	8.04%	19.06%	17.03%	18.51%
Portfolio components:
AAPL Apple Inc.	-3.49%	9.37%	35.10%	15.12%	27.43%	26.53%
ACN Accenture plc	0.24%	17.09%	19.84%	22.45%	14.38%	18.07%
CAT Caterpillar Inc.	0.01%	27.14%	15.72%	63.63%	14.60%	15.80%
CCI Crown Castle International Corp.	-6.05%	-26.80%	-29.29%	-38.28%	-0.21%	6.06%
CVX Chevron Corporation	4.41%	8.63%	-4.72%	11.27%	11.34%	7.73%
DG Dollar General Corporation	-31.78%	-47.13%	-55.81%	-54.49%	0.89%	7.11%
DHR Danaher Corporation	-2.55%	0.31%	-6.21%	-6.39%	18.64%	17.01%
HAL Halliburton Company	5.35%	38.52%	4.65%	53.47%	1.85%	-0.32%
HCA HCA Healthcare, Inc.	-8.78%	-0.33%	5.85%	31.19%	14.67%	19.64%
HD The Home Depot, Inc.	-5.64%	9.50%	-1.18%	16.68%	10.24%	17.61%
HLT Hilton Worldwide Holdings Inc.	-1.42%	12.18%	17.16%	24.11%	13.16%	13.75%
JPM JPMorgan Chase & Co.	-1.11%	18.39%	11.09%	35.16%	7.56%	13.34%
LPLA LPL Financial Holdings Inc.	5.23%	25.97%	12.03%	5.55%	30.97%	21.24%
LRCX Lam Research Corporation	-8.42%	24.03%	48.69%	62.16%	33.91%	31.06%
MAR Marriott International, Inc.	-4.37%	24.84%	31.58%	40.18%	9.02%	17.07%
MCD	-2.90%	1.40%	5.01%	12.24%	13.10%	14.49%
MCHP	-4.36%	-1.98%	11.30%	24.05%	15.04%	16.58%
PG	-1.09%	4.61%	1.91%	14.20%	15.01%	9.57%
STZ	-2.30%	18.32%	11.66%	9.74%	4.91%	15.49%
V	-2.98%	6.76%	13.81%	27.55%	10.15%	17.79%
WMT	2.69%	15.34%	15.82%	23.57%	13.03%	10.06%
YUM	-2.95%	-1.30%	-1.04%	14.93%	8.84%	11.61%
NSC	-3.85%	2.40%	-16.33%	-7.74%	3.90%	11.33%
MA Mastercard Inc	0.29%	14.73%	16.21%	35.66%	13.27%	18.99%
UNH	3.81%	7.17%	-3.44%	-0.76%	15.40%	24.17%
AVGO Broadcom Inc.	-4.90%	31.73%	50.96%	78.20%	31.79%	38.26%
DFS Discover Financial Services	-1.58%	-4.70%	-9.05%	-5.79%	4.14%	7.58%
DECK Deckers Outdoor Corporation	-7.21%	15.32%	27.91%	58.62%	35.72%	20.41%
COST Costco Wholesale Corporation	3.47%	13.23%	23.06%	15.52%	20.56%	19.57%
TXRH	-9.47%	-7.19%	6.79%	12.92%	8.07%	15.61%
Returns over 1 year are annualized

Asset Correlations Table

The table below shows the correlation coefficients between the assets in the portfolio.

	DG	CCI	WMT	PG	TXRH	HAL	DECK	UNH	STZ	CVX	HCA	MCD	COST	LPLA	AAPL	DHR	HLT	YUM	AVGO	LRCX	NSC	MAR	CAT	HD	MCHP	DFS	JPM	V	MA	ACN
DG	1.00	0.25	0.44	0.31	0.25	0.11	0.27	0.29	0.25	0.14	0.27	0.29	0.44	0.20	0.25	0.29	0.19	0.30	0.25	0.24	0.24	0.20	0.21	0.46	0.23	0.22	0.21	0.27	0.27	0.31
CCI	0.25	1.00	0.29	0.39	0.16	0.12	0.18	0.28	0.32	0.18	0.26	0.36	0.35	0.14	0.29	0.38	0.21	0.35	0.26	0.24	0.24	0.19	0.19	0.34	0.23	0.20	0.20	0.33	0.33	0.39
WMT	0.44	0.29	1.00	0.45	0.22	0.14	0.22	0.31	0.30	0.21	0.24	0.35	0.57	0.18	0.28	0.32	0.19	0.32	0.23	0.24	0.29	0.20	0.25	0.42	0.24	0.27	0.26	0.29	0.30	0.35
PG	0.31	0.39	0.45	1.00	0.19	0.14	0.16	0.35	0.33	0.23	0.26	0.42	0.43	0.15	0.29	0.39	0.21	0.37	0.23	0.24	0.32	0.23	0.25	0.37	0.24	0.24	0.27	0.36	0.37	0.40
TXRH	0.25	0.16	0.22	0.19	1.00	0.26	0.35	0.25	0.28	0.23	0.31	0.34	0.28	0.35	0.26	0.24	0.39	0.40	0.27	0.28	0.31	0.42	0.28	0.36	0.32	0.40	0.36	0.32	0.35	0.35
HAL	0.11	0.12	0.14	0.14	0.26	1.00	0.27	0.22	0.27	0.71	0.31	0.18	0.16	0.43	0.25	0.22	0.37	0.26	0.31	0.31	0.42	0.39	0.58	0.26	0.35	0.46	0.48	0.29	0.31	0.31
DECK	0.27	0.18	0.22	0.16	0.35	0.27	1.00	0.22	0.25	0.24	0.31	0.26	0.30	0.36	0.31	0.33	0.40	0.33	0.33	0.34	0.33	0.38	0.35	0.42	0.39	0.39	0.37	0.34	0.36	0.37
UNH	0.29	0.28	0.31	0.35	0.25	0.22	0.22	1.00	0.33	0.30	0.42	0.33	0.34	0.31	0.33	0.42	0.31	0.37	0.31	0.31	0.37	0.32	0.33	0.38	0.30	0.33	0.40	0.40	0.39	0.41
STZ	0.25	0.32	0.30	0.33	0.28	0.27	0.25	0.33	1.00	0.29	0.33	0.36	0.34	0.32	0.32	0.35	0.33	0.38	0.32	0.33	0.31	0.35	0.32	0.39	0.32	0.37	0.36	0.41	0.40	0.42
CVX	0.14	0.18	0.21	0.23	0.23	0.71	0.24	0.30	0.29	1.00	0.32	0.26	0.24	0.43	0.27	0.27	0.36	0.30	0.31	0.31	0.45	0.37	0.57	0.30	0.35	0.47	0.51	0.36	0.36	0.38
HCA	0.27	0.26	0.24	0.26	0.31	0.31	0.31	0.42	0.33	0.32	1.00	0.33	0.30	0.35	0.31	0.35	0.37	0.38	0.35	0.32	0.39	0.37	0.38	0.38	0.35	0.39	0.42	0.36	0.37	0.40
MCD	0.29	0.36	0.35	0.42	0.34	0.18	0.26	0.33	0.36	0.26	0.33	1.00	0.38	0.27	0.33	0.38	0.33	0.57	0.32	0.28	0.35	0.35	0.31	0.41	0.30	0.34	0.36	0.43	0.44	0.43
COST	0.44	0.35	0.57	0.43	0.28	0.16	0.30	0.34	0.34	0.24	0.30	0.38	1.00	0.23	0.44	0.42	0.29	0.38	0.36	0.36	0.32	0.30	0.27	0.51	0.36	0.30	0.30	0.41	0.41	0.46
LPLA	0.20	0.14	0.18	0.15	0.35	0.43	0.36	0.31	0.32	0.43	0.35	0.27	0.23	1.00	0.32	0.31	0.44	0.34	0.36	0.39	0.45	0.45	0.50	0.35	0.42	0.57	0.62	0.42	0.43	0.42
AAPL	0.25	0.29	0.28	0.29	0.26	0.25	0.31	0.33	0.32	0.27	0.31	0.33	0.44	0.32	1.00	0.45	0.37	0.34	0.57	0.53	0.37	0.38	0.36	0.40	0.52	0.36	0.38	0.50	0.51	0.51
DHR	0.29	0.38	0.32	0.39	0.24	0.22	0.33	0.42	0.35	0.27	0.35	0.38	0.42	0.31	0.45	1.00	0.32	0.41	0.45	0.43	0.40	0.33	0.38	0.47	0.46	0.35	0.37	0.50	0.51	0.56
HLT	0.19	0.21	0.19	0.21	0.39	0.37	0.40	0.31	0.33	0.36	0.37	0.33	0.29	0.44	0.37	0.32	1.00	0.42	0.40	0.41	0.44	0.80	0.46	0.39	0.46	0.51	0.48	0.48	0.48	0.41
YUM	0.30	0.35	0.32	0.37	0.40	0.26	0.33	0.37	0.38	0.30	0.38	0.57	0.38	0.34	0.34	0.41	0.42	1.00	0.37	0.37	0.40	0.42	0.38	0.45	0.38	0.41	0.41	0.48	0.49	0.45
AVGO	0.25	0.26	0.23	0.23	0.27	0.31	0.33	0.31	0.32	0.31	0.35	0.32	0.36	0.36	0.57	0.45	0.40	0.37	1.00	0.64	0.42	0.42	0.42	0.39	0.69	0.40	0.41	0.47	0.49	0.51
LRCX	0.24	0.24	0.24	0.24	0.28	0.31	0.34	0.31	0.33	0.31	0.32	0.28	0.36	0.39	0.53	0.43	0.41	0.37	0.64	1.00	0.42	0.44	0.43	0.40	0.73	0.44	0.44	0.49	0.51	0.49
NSC	0.24	0.24	0.29	0.32	0.31	0.42	0.33	0.37	0.31	0.45	0.39	0.35	0.32	0.45	0.37	0.40	0.44	0.40	0.42	0.42	1.00	0.44	0.57	0.44	0.44	0.51	0.54	0.44	0.46	0.49
MAR	0.20	0.19	0.20	0.23	0.42	0.39	0.38	0.32	0.35	0.37	0.37	0.35	0.30	0.45	0.38	0.33	0.80	0.42	0.42	0.44	0.44	1.00	0.49	0.41	0.48	0.53	0.51	0.48	0.48	0.45
CAT	0.21	0.19	0.25	0.25	0.28	0.58	0.35	0.33	0.32	0.57	0.38	0.31	0.27	0.50	0.36	0.38	0.46	0.38	0.42	0.43	0.57	0.49	1.00	0.39	0.48	0.55	0.59	0.43	0.44	0.45
HD	0.46	0.34	0.42	0.37	0.36	0.26	0.42	0.38	0.39	0.30	0.38	0.41	0.51	0.35	0.40	0.47	0.39	0.45	0.39	0.40	0.44	0.41	0.39	1.00	0.43	0.43	0.42	0.47	0.47	0.53
MCHP	0.23	0.23	0.24	0.24	0.32	0.35	0.39	0.30	0.32	0.35	0.35	0.30	0.36	0.42	0.52	0.46	0.46	0.38	0.69	0.73	0.44	0.48	0.48	0.43	1.00	0.48	0.47	0.49	0.51	0.54
DFS	0.22	0.20	0.27	0.24	0.40	0.46	0.39	0.33	0.37	0.47	0.39	0.34	0.30	0.57	0.36	0.35	0.51	0.41	0.40	0.44	0.51	0.53	0.55	0.43	0.48	1.00	0.72	0.49	0.50	0.46
JPM	0.21	0.20	0.26	0.27	0.36	0.48	0.37	0.40	0.36	0.51	0.42	0.36	0.30	0.62	0.38	0.37	0.48	0.41	0.41	0.44	0.54	0.51	0.59	0.42	0.47	0.72	1.00	0.48	0.49	0.48
V	0.27	0.33	0.29	0.36	0.32	0.29	0.34	0.40	0.41	0.36	0.36	0.43	0.41	0.42	0.50	0.50	0.48	0.48	0.47	0.49	0.44	0.48	0.43	0.47	0.49	0.49	0.48	1.00	0.85	0.61
MA	0.27	0.33	0.30	0.37	0.35	0.31	0.36	0.39	0.40	0.36	0.37	0.44	0.41	0.43	0.51	0.51	0.48	0.49	0.49	0.51	0.46	0.48	0.44	0.47	0.51	0.50	0.49	0.85	1.00	0.63
ACN	0.31	0.39	0.35	0.40	0.35	0.31	0.37	0.41	0.42	0.38	0.40	0.43	0.46	0.42	0.51	0.56	0.41	0.45	0.51	0.49	0.49	0.45	0.45	0.53	0.54	0.46	0.48	0.61	0.63	1.00

Sharpe Ratio

The current Growth and Income #3 Sharpe ratio is 1.03. A Sharpe ratio greater than 1.0 is considered acceptable.

The Sharpe ratio of Growth and Income #3 lies between the 25th and 75th percentiles. It indicates that the portfolio's risk-adjusted performance is in line with the majority of portfolios. This suggests a balanced approach to risk and return, which might be suitable for a broad range of investors.

Growth and Income #3

Benchmark (^GSPC)

Portfolio components

Dividend yield

Growth and Income #3 granted a 1.74% dividend yield in the last twelve months.

	TTM	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
Growth and Income #3	1.74%	1.61%	1.28%	1.67%	1.82%	2.13%	1.84%	2.10%	2.44%	1.92%	1.71%	3.24%
Portfolio components:
AAPL Apple Inc.	0.54%	0.70%	0.49%	0.62%	1.06%	1.86%	1.54%	2.07%	2.12%	1.87%	2.40%	1.16%
ACN Accenture plc	1.42%	1.53%	0.89%	1.30%	1.13%	2.11%	1.80%	2.19%	2.30%	2.52%	2.51%	2.71%
CAT Caterpillar Inc.	1.79%	1.96%	2.15%	2.40%	2.80%	2.90%	2.26%	3.93%	5.33%	3.63%	2.49%	3.71%
CCI Crown Castle International Corp.	6.81%	4.59%	2.83%	3.45%	3.70%	4.68%	4.35%	5.34%	5.18%	3.31%	0.00%	0.00%
CVX Chevron Corporation	3.58%	3.25%	4.82%	6.85%	4.68%	5.08%	4.42%	4.85%	6.62%	5.46%	4.70%	5.05%
DG Dollar General Corporation	2.11%	1.07%	0.70%	0.68%	0.83%	1.09%	0.88%	1.44%	1.32%	0.00%	0.00%	0.00%
DHR Danaher Corporation	0.42%	0.38%	0.26%	0.33%	0.45%	0.63%	0.62%	0.65%	0.60%	0.49%	0.14%	0.19%
HAL Halliburton Company	1.48%	1.24%	0.81%	1.73%	3.11%	2.96%	1.64%	1.50%	2.43%	1.87%	1.22%	1.24%
HCA HCA Healthcare, Inc.	0.94%	0.94%	0.76%	0.48%	1.12%	1.18%	0.00%	0.00%	0.00%	0.00%	0.00%	22.77%
HD The Home Depot, Inc.	2.67%	2.46%	1.66%	2.41%	2.72%	2.69%	2.16%	2.42%	2.14%	2.19%	2.37%	2.40%
HLT Hilton Worldwide Holdings Inc.	0.41%	0.36%	0.00%	0.14%	0.55%	0.85%	0.77%	1.06%	0.68%	0.00%	0.00%	0.00%
JPM JPMorgan Chase & Co.	2.74%	3.05%	2.46%	3.06%	2.65%	2.93%	2.25%	2.58%	3.17%	3.19%	3.05%	3.53%
LPLA LPL Financial Holdings Inc.	0.48%	0.46%	0.62%	0.97%	1.12%	1.71%	1.85%	3.08%	2.64%	2.48%	1.63%	9.53%
LRCX Lam Research Corporation	1.16%	1.55%	0.80%	1.07%	1.62%	2.99%	1.10%	1.42%	1.53%	0.78%	0.00%	0.00%
MAR Marriott International, Inc.	0.95%	0.68%	0.00%	0.37%	1.24%	1.48%	0.99%	1.47%	1.52%	1.08%	1.43%	1.47%
MCD	2.23%	2.18%	2.04%	2.50%	2.61%	2.63%	2.55%	3.48%	3.52%	4.38%	4.16%	4.35%
MCHP	1.92%	1.67%	1.01%	1.11%	1.48%	2.17%	1.80%	2.50%	3.52%	3.72%	3.85%	5.43%
PG	2.45%	2.43%	2.17%	2.40%	2.60%	3.49%	3.48%	3.83%	4.12%	3.57%	3.85%	4.45%
STZ	1.32%	1.38%	1.24%	1.42%	1.66%	1.83%	0.93%	1.08%	0.72%	0.00%	0.00%	0.00%
V	0.77%	0.76%	0.62%	0.57%	0.57%	0.69%	0.63%	0.78%	0.68%	0.68%	0.67%	0.70%
WMT	1.40%	1.60%	1.56%	1.56%	1.89%	2.42%	2.29%	3.29%	3.74%	2.69%	2.95%	2.94%
YUM	1.91%	1.81%	1.49%	1.82%	1.79%	1.71%	1.63%	2.42%	2.67%	2.46%	2.19%	2.20%
NSC	2.61%	2.05%	1.45%	1.67%	1.99%	2.23%	1.88%	2.49%	3.28%	2.44%	2.71%	3.97%
MA Mastercard Inc	0.55%	0.57%	0.49%	0.46%	0.45%	0.54%	0.60%	0.77%	0.69%	0.54%	0.27%	0.23%
UNH	1.39%	1.22%	1.14%	1.43%	1.49%	1.49%	1.42%	1.64%	1.79%	1.59%	1.62%	1.74%
AVGO Broadcom Inc.	2.22%	3.08%	2.35%	3.30%	4.01%	3.65%	2.36%	1.88%	1.54%	1.71%	2.43%	2.56%
DFS Discover Financial Services	2.98%	2.40%	1.70%	2.06%	2.17%	2.84%	1.93%	1.87%	2.39%	1.70%	1.32%	1.42%
DECK Deckers Outdoor Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
COST Costco Wholesale Corporation	0.69%	0.77%	0.55%	3.45%	0.91%	1.16%	5.18%	1.24%	4.66%	1.16%	1.23%	10.00%
TXRH	2.21%	2.05%	1.38%	0.48%	2.26%	1.81%	1.75%	1.76%	2.17%	2.06%	2.05%	3.30%

Expense Ratio

The Growth and Income #3 has an expense ratio of 0.00%, indicating no management fees are charged. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.

The portfolio doesn't hold funds that charge fees

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Ulcer Index
AAPL Apple Inc.	0.51
ACN Accenture plc	0.77
CAT Caterpillar Inc.	2.10
CCI Crown Castle International Corp.	-1.34
CVX Chevron Corporation	0.44
DG Dollar General Corporation	-1.63
DHR Danaher Corporation	-0.25
HAL Halliburton Company	1.22
HCA HCA Healthcare, Inc.	1.11
HD The Home Depot, Inc.	0.63
HLT Hilton Worldwide Holdings Inc.	0.78
JPM JPMorgan Chase & Co.	1.38
LPLA LPL Financial Holdings Inc.	0.16
LRCX Lam Research Corporation	1.29
MAR Marriott International, Inc.	0.91
MCD	N/A
MCHP	N/A
PG	N/A
STZ	N/A
V	N/A
WMT	N/A
YUM	N/A
NSC	N/A
MA Mastercard Inc	1.52
UNH	N/A
AVGO Broadcom Inc.	2.28
DFS Discover Financial Services	-0.24
DECK Deckers Outdoor Corporation	1.78
COST Costco Wholesale Corporation	0.64
TXRH	N/A

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.

Growth and Income #3

Benchmark (^GSPC)

Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the Growth and Income #3. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Growth and Income #3 is 38.36%, recorded on Mar 23, 2020. It took 97 trading sessions for the portfolio to recover.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-38.36%	Feb 20, 2020	23	Mar 23, 2020	97	Aug 10, 2020	120
-17.56%	Apr 21, 2022	40	Jun 16, 2022	115	Nov 30, 2022	155
-16.25%	Sep 24, 2018	64	Dec 24, 2018	34	Feb 13, 2019	98
-14.48%	Jun 23, 2015	162	Feb 11, 2016	32	Mar 30, 2016	194
-11.07%	Jan 5, 2022	42	Mar 7, 2022	31	Apr 20, 2022	73

Volatility Chart

The current Growth and Income #3 volatility is 3.07%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Growth and Income #3

Benchmark (^GSPC)

Portfolio components