2026 Portfolio - DB - Est 12/19/2025

Asset Allocation

Position	Category/Sector	Target Weight
FFRHX Fidelity Floating Rate High Income Fund	High Yield Bonds	13.90%
GOOG Alphabet Inc	Communication Services	7.90%
MAGS Roundhill Magnificent Seven ETF	Technology Equities	7.03%
MGK Vanguard Mega Cap Growth ETF	Large Cap Growth Equities	7.57%
NVDA NVIDIA Corporation	Technology	6.50%
QQQM Invesco NASDAQ 100 ETF	Large Cap Growth Equities	5.22%
SMH VanEck Semiconductor ETF	Semiconductors, Technology Equities	9.50%
SPHY SPDR Portfolio High Yield Bond ETF	High Yield Bonds	17.67%
SPMO Invesco S&P 500 Momentum ETF	Momentum, S&P 500	0.50%
SWVXX Schwab Value Advantage Money Fund	Money Market	13.27%
VFMV Vanguard U.S. Minimum Volatility ETF	Mid Cap Blend Equities, Actively Managed	10.94%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in 2026 Portfolio - DB - Est 12/19/2025, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.

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The earliest data available for this chart is Apr 11, 2023, corresponding to the inception date of MAGS

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-2.33%	-3.84%	-1.98%	29.73%	16.86%	10.37%	12.29%
Portfolio 2026 Portfolio - DB - Est 12/19/2025	0.10%	-0.59%	-1.38%	2.91%	33.06%	—	—	—
Portfolio components:
FFRHX Fidelity Floating Rate High Income Fund	-0.11%	0.00%	-0.61%	0.77%	5.70%	6.96%	5.18%	4.98%
MAGS Roundhill Magnificent Seven ETF	-0.70%	-4.46%	-11.66%	-8.23%	42.95%	—	—	—
SPMO Invesco S&P 500 Momentum ETF	0.21%	-2.69%	-3.57%	-3.95%	40.62%	28.37%	17.71%	17.43%
QQQM Invesco NASDAQ 100 ETF	0.12%	-2.34%	-4.64%	-2.75%	38.94%	23.07%	13.26%	—
SPHY SPDR Portfolio High Yield Bond ETF	0.22%	0.30%	0.15%	1.35%	10.47%	8.56%	4.41%	5.33%
SMH VanEck Semiconductor ETF	0.09%	3.09%	8.94%	16.89%	117.67%	44.85%	26.17%	31.69%
MGK Vanguard Mega Cap Growth ETF	0.03%	-3.47%	-9.84%	-7.72%	34.34%	22.62%	12.64%	17.00%
NVDA NVIDIA Corporation	0.93%	-0.24%	-4.88%	-5.44%	88.14%	85.17%	66.71%	70.07%
GOOG Alphabet Inc	-0.15%	-1.22%	-6.10%	19.64%	100.00%	41.44%	22.67%	23.06%
SWVXX Schwab Value Advantage Money Fund	0.00%	0.00%	0.57%	1.55%	3.68%	4.68%	—	—

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Apr 12, 2023, 2026 Portfolio - DB - Est 12/19/2025's average daily return is +0.09%, while the average monthly return is +1.81%. At this rate, your investment would double in approximately 3.2 years.

Historically, 78% of months were positive and 22% were negative. The best month was Nov 2023 with a return of +7.3%, while the worst month was Mar 2025 at -4.4%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 2 months.

On a daily basis, 2026 Portfolio - DB - Est 12/19/2025 closed higher 58% of trading days. The best single day was Apr 9, 2025 with a return of +6.5%, while the worst single day was Apr 4, 2025 at -3.3%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	2.43%	-1.68%	-2.95%	0.90%									-1.38%
2025	1.17%	-1.95%	-4.36%	0.14%	5.96%	4.75%	2.72%	1.60%	4.62%	4.12%	0.07%	0.59%	20.68%
2024	2.97%	5.71%	3.56%	-1.48%	6.69%	4.67%	-1.22%	0.62%	1.65%	1.08%	3.01%	0.78%	31.49%
2023				0.99%	6.22%	3.75%	3.75%	0.38%	-3.80%	-2.00%	7.29%	4.21%	22.16%

Benchmark Metrics

2026 Portfolio - DB - Est 12/19/2025 has an annualized alpha of 9.22%, beta of 0.82, and R² of 0.79 versus S&P 500 Index. Calculated based on daily prices since April 12, 2023.

This portfolio captured 103.34% of S&P 500 Index gains but only 53.97% of its losses — a favorable profile for investors.
This portfolio generated an annualized alpha of 9.22% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.

Alpha: 9.22%

Beta: 0.82

R²: 0.79

Upside Capture: 103.34%

Downside Capture: 53.97%

Expense Ratio

2026 Portfolio - DB - Est 12/19/2025 has an expense ratio of 0.24%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

FFRHX

Fidelity Floating Rate High Income Fund

SMH

VanEck Semiconductor ETF

SWVXX

Schwab Value Advantage Money Fund

MAGS

Roundhill Magnificent Seven ETF

QQQM

Invesco NASDAQ 100 ETF

SPMO

Invesco S&P 500 Momentum ETF

VFMV

Vanguard U.S. Minimum Volatility ETF

SPHY

SPDR Portfolio High Yield Bond ETF

MGK

Vanguard Mega Cap Growth ETF

Return for Risk

Risk / Return Rank

2026 Portfolio - DB - Est 12/19/2025 ranks 85 for risk / return — in the top 85% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.80	0.88	+0.91
Sortino ratio Return per unit of downside risk	2.61	1.37	+1.24
Omega ratio Gain probability vs. loss probability	1.37	1.21	+0.16
Calmar ratio Return relative to maximum drawdown	3.36	1.39	+1.97
Martin ratio Return relative to average drawdown	13.41	6.43	+6.98
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
FFRHX Fidelity Floating Rate High Income Fund	75	1.46	2.06	1.49	1.77	8.52
MAGS Roundhill Magnificent Seven ETF	45	0.89	1.48	1.20	1.43	4.90
SPMO Invesco S&P 500 Momentum ETF	56	1.01	1.55	1.23	1.91	6.68
QQQM Invesco NASDAQ 100 ETF	59	1.05	1.63	1.23	1.95	7.03
SPHY SPDR Portfolio High Yield Bond ETF	71	1.33	1.96	1.31	1.82	9.48
SMH VanEck Semiconductor ETF	94	2.28	2.89	1.41	5.34	18.94
MGK Vanguard Mega Cap Growth ETF	40	0.81	1.34	1.19	1.18	4.03
NVDA NVIDIA Corporation	81	1.47	2.17	1.27	3.02	7.54
GOOG Alphabet Inc	94	2.87	3.82	1.47	4.14	15.67
SWVXX Schwab Value Advantage Money Fund	—	3.52	—	—	—	—

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

2026 Portfolio - DB - Est 12/19/2025 Sharpe ratios as of Apr 4, 2026 (values are recalculated daily):

1-Year: 1.80
All Time: 1.78

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.99 to 1.69, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of 2026 Portfolio - DB - Est 12/19/2025 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

2026 Portfolio - DB - Est 12/19/2025 provided a 3.17% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	3.17%	3.32%	3.36%	3.50%	2.12%	1.54%	1.90%	2.23%	1.93%	1.59%	1.60%	1.66%
Portfolio components:
FFRHX Fidelity Floating Rate High Income Fund	6.75%	7.41%	6.94%	8.24%	3.81%	2.74%	3.84%	5.15%	4.74%	4.05%	4.44%	3.69%
MAGS Roundhill Magnificent Seven ETF	1.68%	1.48%	0.81%	0.44%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SPMO Invesco S&P 500 Momentum ETF	0.88%	0.73%	0.48%	1.63%	1.66%	0.52%	1.27%	1.39%	1.05%	0.77%	1.94%	0.36%
QQQM Invesco NASDAQ 100 ETF	0.53%	0.50%	0.61%	0.65%	0.83%	0.40%	0.16%	0.00%	0.00%	0.00%	0.00%	0.00%
SPHY SPDR Portfolio High Yield Bond ETF	7.36%	7.38%	7.80%	7.30%	6.47%	5.13%	5.63%	5.73%	4.09%	4.41%	4.27%	4.29%
SMH VanEck Semiconductor ETF	0.28%	0.31%	0.44%	0.60%	1.18%	0.51%	0.69%	1.50%	1.88%	1.43%	0.80%	2.14%
MGK Vanguard Mega Cap Growth ETF	0.39%	0.35%	0.43%	0.50%	0.70%	0.41%	0.65%	0.85%	1.12%	1.23%	1.53%	1.43%
NVDA NVIDIA Corporation	0.02%	0.02%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%
GOOG Alphabet Inc	0.29%	0.26%	0.32%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SWVXX Schwab Value Advantage Money Fund	3.61%	4.06%	5.02%	4.91%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the 2026 Portfolio - DB - Est 12/19/2025. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 2026 Portfolio - DB - Est 12/19/2025 was 14.27%, occurring on Apr 8, 2025. Recovery took 52 trading sessions.

The current 2026 Portfolio - DB - Est 12/19/2025 drawdown is 4.12%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-14.27%	Jan 24, 2025	52	Apr 8, 2025	52	Jun 24, 2025	104
-10.96%	Jul 11, 2024	20	Aug 7, 2024	58	Oct 29, 2024	78
-7.18%	Jan 30, 2026	41	Mar 30, 2026	—	—	—
-6.68%	Sep 1, 2023	39	Oct 26, 2023	11	Nov 10, 2023	50
-5.3%	Mar 25, 2024	19	Apr 19, 2024	11	May 6, 2024	30

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 11 assets, with an effective number of assets of 8.85, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	SWVXX	FFRHX	VFMV	GOOG	SPHY	NVDA	SMH	SPMO	MAGS	MGK	QQQM	Portfolio
Benchmark	1.00	-0.01	0.31	0.73	0.58	0.67	0.64	0.78	0.86	0.81	0.92	0.93	0.88
SWVXX	-0.01	1.00	0.19	0.04	-0.06	-0.05	-0.07	-0.06	-0.03	-0.05	-0.04	-0.03	-0.04
FFRHX	0.31	0.19	1.00	0.25	0.18	0.23	0.14	0.21	0.26	0.21	0.25	0.25	0.24
VFMV	0.73	0.04	0.25	1.00	0.29	0.60	0.22	0.43	0.58	0.36	0.50	0.55	0.48
GOOG	0.58	-0.06	0.18	0.29	1.00	0.41	0.39	0.47	0.46	0.69	0.65	0.64	0.67
SPHY	0.67	-0.05	0.23	0.60	0.41	1.00	0.33	0.47	0.54	0.49	0.57	0.59	0.57
NVDA	0.64	-0.07	0.14	0.22	0.39	0.33	1.00	0.81	0.66	0.70	0.75	0.73	0.85
SMH	0.78	-0.06	0.21	0.43	0.47	0.47	0.81	1.00	0.74	0.72	0.80	0.86	0.90
SPMO	0.86	-0.03	0.26	0.58	0.46	0.54	0.66	0.74	1.00	0.72	0.82	0.82	0.80
MAGS	0.81	-0.05	0.21	0.36	0.69	0.49	0.70	0.72	0.72	1.00	0.93	0.90	0.89
MGK	0.92	-0.04	0.25	0.50	0.65	0.57	0.75	0.80	0.82	0.93	1.00	0.97	0.94
QQQM	0.93	-0.03	0.25	0.55	0.64	0.59	0.73	0.86	0.82	0.90	0.97	1.00	0.94
Portfolio	0.88	-0.04	0.24	0.48	0.67	0.57	0.85	0.90	0.80	0.89	0.94	0.94	1.00

The correlation results are calculated based on daily price changes starting from Apr 12, 2023

2026 Portfolio - DB - Est 12/19/2025

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table