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XSTP.TO vs. STIP
Performance
Return for Risk
Drawdowns
Volatility
Dividends

XSTP.TO vs. STIP

Last updated Jun 25, 2026

XSTP.TO (iShares 0-5 Year TIPS Bond Index ETF) and STIP (iShares 0-5 Year TIPS Bond ETF) are both Inflation-Protected Bonds funds from iShares - XSTP.TO tracks the Morningstar Gbl Core Bd GR CAD while STIP tracks the Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L). Both are passively managed. Over the past 3 years, XSTP.TO returned 7.32%/yr vs 7.77%/yr for STIP. At a 0.13 correlation, their price movements are largely independent. XSTP.TO charges 0.16%/yr vs 0.06%/yr for STIP.

Performance

XSTP.TO vs. STIP - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in iShares 0-5 Year TIPS Bond Index ETF (XSTP.TO) and iShares 0-5 Year TIPS Bond ETF (STIP). The values are adjusted to include any dividend payments, if applicable.

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Different Trading Currencies

XSTP.TO is traded in CAD, while STIP is traded in USD. To make them comparable, the STIP values have been converted to CAD using the latest available exchange rates.

Returns By Period

The year-to-date returns for both investments are quite close, with XSTP.TO having a 5.13% return and STIP slightly higher at 5.20%.

XSTP.TO

1D
0.20%
1M
2.34%
YTD
5.13%
6M
4.71%
1Y
6.51%
3Y*
7.32%
5Y*
—
10Y*
—

STIP

1D
0.41%
1M
2.90%
YTD
5.20%
6M
5.35%
1Y
7.28%
3Y*
7.77%
5Y*
6.26%
10Y*
4.13%
*Multi-year figures are annualized to reflect compound growth (CAGR)

XSTP.TO vs. STIP - Yearly Performance Comparison

2026 (YTD)2025202420232022
XSTP.TO
iShares 0-5 Year TIPS Bond Index ETF		5.13%0.24%13.59%2.31%4.12%
STIP
iShares 0-5 Year TIPS Bond ETF		5.20%1.19%13.64%2.15%3.98%

Correlation

The correlation between XSTP.TO and STIP is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.11

Correlation (3Y)
Calculated over the trailing 3-year period

0.18

Correlation (All Time)
Calculated using the full available price history since Jan 31, 2022

0.13

Compare stocks, funds, or ETFs

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iShares 0-5 Year TIPS Bond Index ETF

iShares 0-5 Year TIPS Bond ETF

Often compared with XSTP.TO:
XSTP.TO vs. XRB.TOXSTP.TO vs. XST.TOXSTP.TO vs. MDMG.MEXSTP.TO vs. XSB.TOXSTP.TO vs. PSA.TOXSTP.TO vs. ZLB.TOXSTP.TO vs. PMIF.TO
Often compared with STIP:
STIP vs. VTIPSTIP vs. TIPSTIP vs. SCHPSTIP vs. SCHOSTIP vs. SCHRSTIP vs. BNDSTIP vs. STPZ

Return for Risk

XSTP.TO vs. STIP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
XSTP.TO
XSTP.TO Risk / Return Rank: 3535
Overall Rank
XSTP.TO Sharpe Ratio Rank: 4242
Sharpe Ratio Rank
XSTP.TO Sortino Ratio Rank: 3737
Sortino Ratio Rank
XSTP.TO Omega Ratio Rank: 4444
Omega Ratio Rank
XSTP.TO Calmar Ratio Rank: 2828
Calmar Ratio Rank
XSTP.TO Martin Ratio Rank: 2525
Martin Ratio Rank
STIP
STIP Risk / Return Rank: 8888
Overall Rank
STIP Sharpe Ratio Rank: 8383
Sharpe Ratio Rank
STIP Sortino Ratio Rank: 9090
Sortino Ratio Rank
STIP Omega Ratio Rank: 8888
Omega Ratio Rank
STIP Calmar Ratio Rank: 9090
Calmar Ratio Rank
STIP Martin Ratio Rank: 8989
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XSTP.TO vs. STIP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares 0-5 Year TIPS Bond Index ETF (XSTP.TO) and iShares 0-5 Year TIPS Bond ETF (STIP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

XSTP.TOSTIPDifference
Sharpe ratioReturn per unit of total volatility
1.33
1.54

-0.21

Sortino ratioReturn per unit of downside risk
1.78
2.17

-0.39

Omega ratioGain probability vs. loss probability

1.25

1.28

-0.03

Calmar ratioReturn relative to maximum drawdown

1.27

1.92

-0.65

Martin ratioReturn relative to average drawdown

2.99

5.09

-2.10

XSTP.TO vs. STIP - Sharpe Ratio Comparison

The current XSTP.TO Sharpe Ratio is 1.33, which is comparable to the STIP Sharpe Ratio of 1.54. The chart below compares the historical Sharpe Ratios of XSTP.TO and STIP, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

XSTP.TO vs. STIP - Drawdown Comparison

The maximum XSTP.TO drawdown since its inception was -5.68%, smaller than the maximum STIP drawdown of -13.93%. Use the drawdown chart below to compare losses from any high point for XSTP.TO and STIP.

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Drawdown Indicators

XSTP.TOSTIPDifference

Max Drawdown

Largest peak-to-trough decline

-5.68%

-13.93%

+8.25%

Max Drawdown (1Y)

Largest decline over 1 year

-5.14%

-3.81%

-1.33%

Max Drawdown (3Y)

Largest decline over 3 years

-5.68%

-5.66%

-0.02%

Max Drawdown (5Y)

Largest decline over 5 years

—

-5.66%

—

Max Drawdown (10Y)

Largest decline over 10 years

—

-11.46%

—

Current Drawdown

Current decline from peak

0.00%

0.00%

0.00%

Average Drawdown

Average peak-to-trough decline

-1.73%

-3.28%

+1.55%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.18%

1.43%

+0.75%

Volatility

XSTP.TO vs. STIP - Volatility Comparison

The current volatility for iShares 0-5 Year TIPS Bond Index ETF (XSTP.TO) is 1.01%, while iShares 0-5 Year TIPS Bond ETF (STIP) has a volatility of 1.33%. This indicates that XSTP.TO experiences smaller price fluctuations and is considered to be less risky than STIP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

XSTP.TOSTIPDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.01%

1.33%

-0.32%

Volatility (6M)

Calculated over the trailing 6-month period

3.50%

3.43%

+0.07%

Volatility (1Y)

Calculated over the trailing 1-year period

4.92%

4.75%

+0.17%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

6.34%

6.72%

-0.38%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

6.34%

6.99%

-0.65%

XSTP.TO vs. STIP - Expense Ratio Comparison

XSTP.TO has a 0.16% expense ratio, which is higher than STIP's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

XSTP.TO vs. STIP - Dividend Comparison

XSTP.TO's dividend yield for the trailing twelve months is around 3.52%, less than STIP's 4.33% yield.

PositionTTM2025202420232022202120202019201820172016
STIP
iShares 0-5 Year TIPS Bond ETF		4.33%4.11%2.62%2.84%6.04%4.15%1.40%2.06%2.44%1.59%0.89%
XSTP.TO
iShares 0-5 Year TIPS Bond Index ETF		3.52%4.08%2.41%3.08%5.14%0.00%0.00%0.00%0.00%0.00%0.00%

Frequently Asked Questions

XSTP.TO and STIP have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On fees, STIP is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.

STIP is cheaper with a 0.06% expense ratio, compared with 0.16% for XSTP.TO.

XSTP.TO tracks Morningstar Gbl Core Bd GR CAD, while STIP tracks Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L). Their fees differ too: 0.16% for XSTP.TO and 0.06% for STIP.

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