XLRI vs. XLK
XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) and XLK (State Street Technology Select Sector SPDR ETF) are both exchange-traded funds - XLRI is a Derivative Income fund actively managed by State Street, while XLK is a Technology Equities fund tracking the S&P Technology Select Sector Daily Capped 35/20 Index. XLRI is actively managed, while XLK is passively managed. At a correlation of -0.06, they often move in opposite directions. XLRI charges 0.35%/yr vs 0.08%/yr for XLK.
Performance
XLRI vs. XLK - Performance Comparison
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Returns By Period
In the year-to-date period, XLRI achieves a 8.15% return, which is significantly lower than XLK's 23.60% return.
XLRI
- 1D
- 1.45%
- 1M
- 1.08%
- 6M
- 5.94%
- YTD
- 8.15%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
XLK
- 1D
- -2.24%
- 1M
- -4.67%
- 6M
- 22.34%
- YTD
- 23.60%
- 1Y
- 37.95%
- 3Y*
- 26.66%
- 5Y*
- 19.65%
- 10Y*
- 24.16%
XLRI vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF | 8.15% | -0.57% |
XLK State Street Technology Select Sector SPDR ETF | 23.60% | 9.34% |
Correlation
The correlation between XLRI and XLK is -0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025 | -0.06 |
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Return for Risk
XLRI vs. XLK — Risk / Return Rank
XLRI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
XLK
XLRI vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLRI | XLK | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.26 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 2.39 | — |
| Martin ratioReturn relative to average drawdown | — | 7.13 | — |
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Drawdowns
XLRI vs. XLK - Drawdown Comparison
The maximum XLRI drawdown since its inception was -7.12%, smaller than the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for XLRI and XLK.
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Drawdown Indicators
| XLRI | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -7.12% | -82.05% | +74.93% |
Max Drawdown (1Y)Largest decline over 1 year | — | -15.92% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -25.66% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -33.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.56% | — |
Current DrawdownCurrent decline from peak | 0.00% | -10.33% | +10.33% |
Average DrawdownAverage peak-to-trough decline | -1.60% | -34.84% | +33.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 5.34% | — |
Volatility
XLRI vs. XLK - Volatility Comparison
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Volatility by Period
| XLRI | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 9.89% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 20.95% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 11.25% | 24.54% | -13.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.25% | 25.58% | -14.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.25% | 24.80% | -13.55% |
XLRI vs. XLK - Expense Ratio Comparison
XLRI has a 0.35% expense ratio, which is higher than XLK's 0.08% expense ratio.
Dividends
XLRI vs. XLK - Dividend Comparison
XLRI's dividend yield for the trailing twelve months is around 13.56%, more than XLK's 0.45% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLK State Street Technology Select Sector SPDR ETF | 0.45% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF | 13.56% | 6.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XLRI and XLK have a correlation of -0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XLK is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XLK is cheaper with a 0.08% expense ratio, compared with 0.35% for XLRI.
XLRI has the higher dividend yield at 13.56%, compared with 0.45% for XLK.
XLRI is categorized as Derivative Income, while XLK is Technology Equities. Their fees differ too: 0.35% for XLRI and 0.08% for XLK.
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