XLRI vs. XLK
XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) and XLK (State Street Technology Select Sector SPDR ETF) are both exchange-traded funds - XLRI is a Derivative Income fund actively managed by State Street, while XLK is a Technology Equities fund tracking the S&P Technology Select Sector Daily Capped 35/20 Index. XLRI is actively managed, while XLK is passively managed. At a 0.03 correlation, their price movements are largely independent. XLRI charges 0.35%/yr vs 0.08%/yr for XLK.
Performance
XLRI vs. XLK - Performance Comparison
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Returns By Period
In the year-to-date period, XLRI achieves a 4.25% return, which is significantly lower than XLK's 33.14% return.
XLRI
- 1D
- -0.23%
- 1M
- 0.19%
- YTD
- 4.25%
- 6M
- 5.33%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
XLK
- 1D
- 3.04%
- 1M
- 10.51%
- YTD
- 33.14%
- 6M
- 35.63%
- 1Y
- 59.37%
- 3Y*
- 31.17%
- 5Y*
- 22.86%
- 10Y*
- 25.67%
XLRI vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF | 4.25% | -0.57% |
XLK State Street Technology Select Sector SPDR ETF | 33.14% | 9.34% |
Correlation
The correlation between XLRI and XLK is 0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025 | 0.03 |
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Return for Risk
XLRI vs. XLK — Risk / Return Rank
XLRI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
XLK
XLRI vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLRI | XLK | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.42 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 3.75 | — |
| Martin ratioReturn relative to average drawdown | — | 12.01 | — |
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Drawdowns
XLRI vs. XLK - Drawdown Comparison
The maximum XLRI drawdown since its inception was -7.12%, smaller than the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for XLRI and XLK.
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Drawdown Indicators
| XLRI | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -7.12% | -82.05% | +74.93% |
Max Drawdown (1Y)Largest decline over 1 year | — | -15.92% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -25.66% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -33.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.56% | — |
Current DrawdownCurrent decline from peak | -2.84% | -3.42% | +0.58% |
Average DrawdownAverage peak-to-trough decline | -1.65% | -34.91% | +33.26% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 4.96% | — |
Volatility
XLRI vs. XLK - Volatility Comparison
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Volatility by Period
| XLRI | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 11.79% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 19.39% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 10.90% | 23.08% | -12.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.90% | 25.30% | -14.40% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.90% | 24.70% | -13.80% |
XLRI vs. XLK - Expense Ratio Comparison
XLRI has a 0.35% expense ratio, which is higher than XLK's 0.08% expense ratio.
Dividends
XLRI vs. XLK - Dividend Comparison
XLRI's dividend yield for the trailing twelve months is around 12.52%, more than XLK's 0.40% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLK State Street Technology Select Sector SPDR ETF | 0.40% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF | 12.52% | 6.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XLRI and XLK have a correlation of 0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XLK is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XLK is cheaper with a 0.08% expense ratio, compared with 0.35% for XLRI.
XLRI has the higher dividend yield at 12.52%, compared with 0.40% for XLK.
XLRI is categorized as Derivative Income, while XLK is Technology Equities. Their fees differ too: 0.35% for XLRI and 0.08% for XLK.
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