XLFI vs. ARMW

Last updated Jul 24, 2026

XLFI (State Street Financial Select Sector SPDR Premium Income ETF) and ARMW (Roundhill ARM WeeklyPay ETF) are both Derivative Income funds. Both are actively managed. At a 0.13 correlation, their price movements are largely independent. XLFI charges 0.35%/yr vs 0.99%/yr for ARMW.

Performance

XLFI vs. ARMW - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Financial Select Sector SPDR Premium Income ETF (XLFI) and Roundhill ARM WeeklyPay ETF (ARMW). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLFI achieves a 2.02% return, which is significantly lower than ARMW's 189.22% return.

XLFI

• 1D: -0.25%
• 1M: 3.26%
• 6M: 3.23%
• YTD: 2.02%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

ARMW

• 1D: -0.10%
• 1M: -27.16%
• 6M: 162.98%
• YTD: 189.22%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
ARMW Roundhill ARM WeeklyPay ETF	$4.63M	$6.02M	$3.95M
XLFI State Street Financial Select Sector SPDR Premium Income ETF	$244.84K	$211.10K	$172.61K

XLFI vs. ARMW - Yearly Performance Comparison

	2026 (YTD)	2025
XLFI State Street Financial Select Sector SPDR Premium Income ETF	2.02%	3.74%
ARMW Roundhill ARM WeeklyPay ETF	189.22%	-41.28%

Correlation

The correlation between XLFI and ARMW is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Oct 23, 2025	0.13

XLFI vs. ARMW - Sectors Allocation Comparison

Sectors	XLFI	ARMW
Financial Services	101.1%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Industrials	-	-
Real Estate	-	-
Technology	-	20.7%
Utilities	-	-

Return for Risk

XLFI vs. ARMW - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Financial Select Sector SPDR Premium Income ETF (XLFI) and Roundhill ARM WeeklyPay ETF (ARMW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XLFI vs. ARMW - Drawdown Comparison

The maximum XLFI drawdown since its inception was -11.89%, smaller than the maximum ARMW drawdown of -48.47%. Use the drawdown chart below to compare losses from any high point for XLFI and ARMW.

Drawdown Indicators

	XLFI	ARMW	Difference
Max Drawdown Largest peak-to-trough decline	-11.89%	-48.47%	+36.58%
Current Drawdown Current decline from peak	-0.81%	-41.79%	+40.98%
Average Drawdown Average peak-to-trough decline	-3.08%	-26.41%	+23.33%

Volatility

Volatility by Period

	XLFI	ARMW	Difference
Volatility (1Y) Calculated over the trailing 1-year period	11.86%	94.54%	-82.68%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.86%	94.54%	-82.68%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.86%	94.54%	-82.68%

XLFI vs. ARMW - Expense Ratio Comparison

XLFI has a 0.35% expense ratio, which is lower than ARMW's 0.99% expense ratio.

Dividends

XLFI vs. ARMW - Dividend Comparison

XLFI's dividend yield for the trailing twelve months is around 11.42%, less than ARMW's 49.44% yield.

Position	TTM	2025
ARMW Roundhill ARM WeeklyPay ETF	49.44%	16.38%
XLFI State Street Financial Select Sector SPDR Premium Income ETF	11.42%	5.57%

Frequently Asked Questions

Can I hold both XLFI and ARMW in my portfolio?

XLFI and ARMW have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLFI or ARMW?

On fees, XLFI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLFI or ARMW?

XLFI is cheaper with a 0.35% expense ratio, compared with 0.99% for ARMW.

Which ETF pays a higher dividend yield, XLFI or ARMW?

ARMW has the higher dividend yield at 49.44%, compared with 11.42% for XLFI.

What is the main difference between XLFI and ARMW?

They also come from different issuers: State Street and Roundhill Investments. Their fees differ too: 0.35% for XLFI and 0.99% for ARMW.