XFNT.DE vs. VJPA.DE

Last updated Jun 5, 2026

XFNT.DE (Xtrackers MSCI Fintech Innovation UCITS ETF 1C) and VJPA.DE (Vanguard FTSE Japan UCITS ETF Accumulating) are both exchange-traded funds - XFNT.DE is a Technology Equities fund tracking the MSCI ACWI IMI Fintech Innovation Select ESG Screened 100, while VJPA.DE is a Japan Equities fund tracking the FTSE Japan. Both are passively managed. Over the past 3 years, XFNT.DE returned 13.58%/yr vs 15.52%/yr for VJPA.DE. At a 0.46 correlation, their price movements are largely independent. XFNT.DE charges 0.30%/yr vs 0.15%/yr for VJPA.DE.

Performance

XFNT.DE vs. VJPA.DE - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in Xtrackers MSCI Fintech Innovation UCITS ETF 1C (XFNT.DE) and Vanguard FTSE Japan UCITS ETF Accumulating (VJPA.DE). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XFNT.DE achieves a -2.44% return, which is significantly lower than VJPA.DE's 16.61% return.

XFNT.DE

• 1D: 0.48%
• 1M: 4.90%
• YTD: -2.44%
• 6M: -4.38%
• 1Y: -4.40%
• 3Y*: 13.58%
• 5Y*: —
• 10Y*: —

VJPA.DE

• 1D: -0.22%
• 1M: 3.68%
• YTD: 16.61%
• 6M: 16.99%
• 1Y: 31.69%
• 3Y*: 15.52%
• 5Y*: 9.95%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XFNT.DE vs. VJPA.DE - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
XFNT.DE Xtrackers MSCI Fintech Innovation UCITS ETF 1C	-2.44%	-1.22%	40.05%	24.41%	-8.56%
VJPA.DE Vanguard FTSE Japan UCITS ETF Accumulating	16.61%	13.28%	13.06%	15.86%	-1.63%

Correlation

The correlation between XFNT.DE and VJPA.DE is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.38
Correlation (3Y) Calculated over the trailing 3-year period	0.47
Correlation (All Time) Calculated using the full available price history since Jul 20, 2022	0.46

Return for Risk

XFNT.DE vs. VJPA.DE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XFNT.DE

XFNT.DE Risk / Return Rank: 7
XFNT.DE Sharpe Ratio Rank: 7
XFNT.DE Sortino Ratio Rank: 7
XFNT.DE Omega Ratio Rank: 7
XFNT.DE Calmar Ratio Rank: 8
XFNT.DE Martin Ratio Rank: 7

VJPA.DE

VJPA.DE Risk / Return Rank: 55
VJPA.DE Sharpe Ratio Rank: 49
VJPA.DE Sortino Ratio Rank: 53
VJPA.DE Omega Ratio Rank: 53
VJPA.DE Calmar Ratio Rank: 63
VJPA.DE Martin Ratio Rank: 59

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XFNT.DE vs. VJPA.DE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI Fintech Innovation UCITS ETF 1C (XFNT.DE) and Vanguard FTSE Japan UCITS ETF Accumulating (VJPA.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	XFNT.DE	VJPA.DE	Difference
Sharpe ratio: Return per unit of total volatility	-0.23	1.68	-1.91
Sortino ratio: Return per unit of downside risk	-0.21	2.53	-2.74
Omega ratio: Gain probability vs. loss probability	0.98	1.32	-0.35
Calmar ratio: Return relative to maximum drawdown	-0.17	3.09	-3.26
Martin ratio: Return relative to average drawdown	-0.36	10.36	-10.72
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XFNT.DE vs. VJPA.DE - Sharpe Ratio Comparison

The current XFNT.DE Sharpe Ratio is -0.23, which is lower than the VJPA.DE Sharpe Ratio of 1.68. The chart below compares the historical Sharpe Ratios of XFNT.DE and VJPA.DE, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	XFNT.DE	VJPA.DE	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.23	1.68	-1.91
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.61	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.60	0.57	+0.03

Drawdowns

XFNT.DE vs. VJPA.DE - Drawdown Comparison

The maximum XFNT.DE drawdown since its inception was -26.32%, which is greater than VJPA.DE's maximum drawdown of -18.92%. Use the drawdown chart below to compare losses from any high point for XFNT.DE and VJPA.DE.

Drawdown Indicators

	XFNT.DE	VJPA.DE	Difference
Max Drawdown Largest peak-to-trough decline	-26.32%	-18.92%	-7.40%
Max Drawdown (1Y) Largest decline over 1 year	-23.51%	-9.85%	-13.66%
Max Drawdown (3Y) Largest decline over 3 years	-26.32%	-16.01%	-10.31%
Max Drawdown (5Y) Largest decline over 5 years	—	-18.92%	—
Current Drawdown Current decline from peak	-13.64%	-0.22%	-13.42%
Average Drawdown Average peak-to-trough decline	-7.45%	-5.81%	-1.64%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.20%	2.95%	+8.25%

Volatility

XFNT.DE vs. VJPA.DE - Volatility Comparison

Xtrackers MSCI Fintech Innovation UCITS ETF 1C (XFNT.DE) has a higher volatility of 4.90% compared to Vanguard FTSE Japan UCITS ETF Accumulating (VJPA.DE) at 3.34%. This indicates that XFNT.DE's price experiences larger fluctuations and is considered to be riskier than VJPA.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XFNT.DE	VJPA.DE	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.90%	3.34%	+1.56%
Volatility (6M) Calculated over the trailing 6-month period	12.86%	14.61%	-1.75%
Volatility (1Y) Calculated over the trailing 1-year period	17.25%	18.16%	-0.91%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	19.33%	16.16%	+3.17%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.33%	16.16%	+3.17%

XFNT.DE vs. VJPA.DE - Expense Ratio Comparison

XFNT.DE has a 0.30% expense ratio, which is higher than VJPA.DE's 0.15% expense ratio.

Dividends

XFNT.DE vs. VJPA.DE - Dividend Comparison

Neither XFNT.DE nor VJPA.DE has paid dividends to shareholders.

Tickers have no history of dividend payments

Frequently Asked Questions

Can I hold both XFNT.DE and VJPA.DE in my portfolio?

XFNT.DE and VJPA.DE have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XFNT.DE or VJPA.DE?

On fees, VJPA.DE is cheaper at 0.15% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XFNT.DE or VJPA.DE?

VJPA.DE is cheaper with a 0.15% expense ratio, compared with 0.30% for XFNT.DE.

What is the main difference between XFNT.DE and VJPA.DE?

XFNT.DE is categorized as Technology Equities, while VJPA.DE is Japan Equities. XFNT.DE tracks MSCI ACWI IMI Fintech Innovation Select ESG Screened 100, while VJPA.DE tracks FTSE Japan. They also come from different issuers: Xtrackers and Vanguard. Their fees differ too: 0.30% for XFNT.DE and 0.15% for VJPA.DE.