XFNT.DE vs. AIAA.DE
XFNT.DE (Xtrackers MSCI Fintech Innovation UCITS ETF 1C) and AIAA.DE (iShares AI Adopters & Applications UCITS ETF USD (Acc)) are both Technology Equities funds - XFNT.DE tracks the MSCI ACWI IMI Fintech Innovation Select ESG Screened 100 while AIAA.DE tracks the STOXX Global AI Adopters and Applications Index. Both are passively managed. Over the past year, XFNT.DE returned -4.40% vs 6.08% for AIAA.DE. Their correlation of 0.81 suggests significant overlap in exposure. XFNT.DE charges 0.30%/yr vs 0.35%/yr for AIAA.DE.
Performance
XFNT.DE vs. AIAA.DE - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, XFNT.DE achieves a -2.44% return, which is significantly lower than AIAA.DE's -1.50% return.
XFNT.DE
- 1D
- 0.48%
- 1M
- 4.90%
- YTD
- -2.44%
- 6M
- -4.38%
- 1Y
- -4.40%
- 3Y*
- 13.58%
- 5Y*
- —
- 10Y*
- —
AIAA.DE
- 1D
- 1.37%
- 1M
- 4.93%
- YTD
- -1.50%
- 6M
- -1.86%
- 1Y
- 6.08%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
XFNT.DE vs. AIAA.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
XFNT.DE Xtrackers MSCI Fintech Innovation UCITS ETF 1C | -2.44% | -1.22% | -3.92% |
AIAA.DE iShares AI Adopters & Applications UCITS ETF USD (Acc) | -1.50% | 5.44% | -1.65% |
Correlation
The correlation between XFNT.DE and AIAA.DE is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.77 |
Correlation (All Time) Calculated using the full available price history since Dec 10, 2024 | 0.81 |
The correlation between XFNT.DE and AIAA.DE has been stable across timeframes, ranging from 0.77 to 0.81 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
XFNT.DE vs. AIAA.DE — Risk / Return Rank
XFNT.DE
AIAA.DE
XFNT.DE vs. AIAA.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI Fintech Innovation UCITS ETF 1C (XFNT.DE) and iShares AI Adopters & Applications UCITS ETF USD (Acc) (AIAA.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XFNT.DE | AIAA.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.69 | ||
| Sortino ratioReturn per unit of downside risk | -0.94 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 1.09 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.17 | 0.46 | -0.63 |
| Martin ratioReturn relative to average drawdown | -0.36 | 1.20 | -1.56 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| XFNT.DE | AIAA.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.23 | 0.46 | -0.69 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.60 | 0.08 | +0.52 |
Drawdowns
XFNT.DE vs. AIAA.DE - Drawdown Comparison
The maximum XFNT.DE drawdown since its inception was -26.32%, which is greater than AIAA.DE's maximum drawdown of -24.42%. Use the drawdown chart below to compare losses from any high point for XFNT.DE and AIAA.DE.
Loading charts...
Drawdown Indicators
| XFNT.DE | AIAA.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.32% | -24.42% | -1.90% |
Max Drawdown (1Y)Largest decline over 1 year | -23.51% | -13.31% | -10.20% |
Max Drawdown (3Y)Largest decline over 3 years | -26.32% | — | — |
Current DrawdownCurrent decline from peak | -13.64% | -4.34% | -9.30% |
Average DrawdownAverage peak-to-trough decline | -7.45% | -7.45% | 0.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.20% | 5.12% | +6.08% |
Volatility
XFNT.DE vs. AIAA.DE - Volatility Comparison
Xtrackers MSCI Fintech Innovation UCITS ETF 1C (XFNT.DE) has a higher volatility of 4.90% compared to iShares AI Adopters & Applications UCITS ETF USD (Acc) (AIAA.DE) at 3.63%. This indicates that XFNT.DE's price experiences larger fluctuations and is considered to be riskier than AIAA.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| XFNT.DE | AIAA.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.90% | 3.63% | +1.27% |
Volatility (6M)Calculated over the trailing 6-month period | 12.86% | 10.08% | +2.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.25% | 13.43% | +3.82% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.33% | 17.46% | +1.87% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.33% | 17.46% | +1.87% |
XFNT.DE vs. AIAA.DE - Expense Ratio Comparison
XFNT.DE has a 0.30% expense ratio, which is lower than AIAA.DE's 0.35% expense ratio.
Dividends
XFNT.DE vs. AIAA.DE - Dividend Comparison
Neither XFNT.DE nor AIAA.DE has paid dividends to shareholders.
Frequently Asked Questions
XFNT.DE and AIAA.DE have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XFNT.DE is cheaper at 0.30% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XFNT.DE is cheaper with a 0.30% expense ratio, compared with 0.35% for AIAA.DE.
XFNT.DE tracks MSCI ACWI IMI Fintech Innovation Select ESG Screened 100, while AIAA.DE tracks STOXX Global AI Adopters and Applications Index. They also come from different issuers: Xtrackers and iShares. Their fees differ too: 0.30% for XFNT.DE and 0.35% for AIAA.DE.
Find the right allocation for XFNT.DE and AIAA.DE
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer