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XDUH.TO vs. SCHD
Performance
Return for Risk
Drawdowns
Volatility
Dividends

XDUH.TO vs. SCHD

Last updated Jun 4, 2026

XDUH.TO (iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged)) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - XDUH.TO is a Large Cap Value Equities fund tracking the Morningstar US Market TR CAD, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 5 years, XDUH.TO returned 6.48%/yr vs 11.36%/yr for SCHD. A 0.53 correlation means they provide meaningful diversification when combined. XDUH.TO charges 0.16%/yr vs 0.06%/yr for SCHD.

Performance

XDUH.TO vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged) (XDUH.TO) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

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Different Trading Currencies

XDUH.TO is traded in CAD, while SCHD is traded in USD. To make them comparable, the SCHD values have been converted to CAD using the latest available exchange rates.

Returns By Period

In the year-to-date period, XDUH.TO achieves a 8.93% return, which is significantly lower than SCHD's 20.03% return.

XDUH.TO

1D
-0.10%
1M
3.40%
YTD
8.93%
6M
7.07%
1Y
15.05%
3Y*
11.66%
5Y*
6.48%
10Y*
—

SCHD

1D
0.00%
1M
4.32%
YTD
20.03%
6M
17.69%
1Y
28.28%
3Y*
16.27%
5Y*
11.36%
10Y*
13.54%
*Multi-year figures are annualized to reflect compound growth (CAGR)

XDUH.TO vs. SCHD - Yearly Performance Comparison

2026 (YTD)20252024202320222021202020192018
XDUH.TO
iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged)		8.93%8.02%9.45%5.57%-6.32%22.54%-2.08%21.38%-6.70%
SCHD
Schwab U.S. Dividend Equity ETF		20.52%-0.44%21.25%2.24%3.64%28.70%13.08%21.03%1.42%

Correlation

The correlation between XDUH.TO and SCHD is 0.60, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.61

Correlation (3Y)
Calculated over the trailing 3-year period

0.57

Correlation (5Y)
Calculated over the trailing 5-year period

0.59

Correlation (All Time)
Calculated using the full available price history since Jan 10, 2018

0.53

The correlation between XDUH.TO and SCHD has been stable across timeframes, ranging from 0.53 to 0.60 - a consistent structural relationship.

XDUH.TO vs. SCHD - Sectors Allocation Comparison

Sectors
XDUH.TO
SCHD

Healthcare

20.6%
18.8%

Technology

15.3%
16.4%

Consumer Defensive

14.5%
19.2%

Industrials

13.1%
7.5%

Energy

11.8%
16.2%

Financial Services

9.2%
9.3%

Consumer Cyclical

9.1%
6.3%

Utilities

3.6%
0.0%

Communication Services

2.6%
6.3%

Basic Materials

1.1%
1.2%

Real Estate

-

-

Healthcare

XDUH.TO
20.6%
SCHD
18.8%

Technology

XDUH.TO
15.3%
SCHD
16.4%

Consumer Defensive

XDUH.TO
14.5%
SCHD
19.2%

Industrials

XDUH.TO
13.1%
SCHD
7.5%

Energy

XDUH.TO
11.8%
SCHD
16.2%

Financial Services

XDUH.TO
9.2%
SCHD
9.3%

Consumer Cyclical

XDUH.TO
9.1%
SCHD
6.3%

Utilities

XDUH.TO
3.6%
SCHD
0.0%

Communication Services

XDUH.TO
2.6%
SCHD
6.3%

Basic Materials

XDUH.TO
1.1%
SCHD
1.2%

Real Estate

XDUH.TO

-

SCHD

-

Compare stocks, funds, or ETFs

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iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged)

Schwab U.S. Dividend Equity ETF

Often compared with XDUH.TO:
XDUH.TO vs. XDGH.TOXDUH.TO vs. XDU.TOXDUH.TO vs. XDIV.TOXDUH.TO vs. ZDY.TOXDUH.TO vs. XHD.TOXDUH.TO vs. XDV.TOXDUH.TO vs. JEPI
Often compared with SCHD:
SCHD vs. VOOSCHD vs. VYMSCHD vs. SPYSCHD vs. SCHGSCHD vs. JEPISCHD vs. FDVVSCHD vs. VIG

Return for Risk

XDUH.TO vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
XDUH.TO
XDUH.TO Risk / Return Rank: 4343
Overall Rank
XDUH.TO Sharpe Ratio Rank: 4040
Sharpe Ratio Rank
XDUH.TO Sortino Ratio Rank: 4141
Sortino Ratio Rank
XDUH.TO Omega Ratio Rank: 3939
Omega Ratio Rank
XDUH.TO Calmar Ratio Rank: 5151
Calmar Ratio Rank
XDUH.TO Martin Ratio Rank: 4343
Martin Ratio Rank
SCHD
SCHD Risk / Return Rank: 8080
Overall Rank
SCHD Sharpe Ratio Rank: 7575
Sharpe Ratio Rank
SCHD Sortino Ratio Rank: 8484
Sortino Ratio Rank
SCHD Omega Ratio Rank: 7373
Omega Ratio Rank
SCHD Calmar Ratio Rank: 9191
Calmar Ratio Rank
SCHD Martin Ratio Rank: 7575
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XDUH.TO vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged) (XDUH.TO) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

XDUH.TOSCHDDifference
Sharpe ratioReturn per unit of total volatility
1.43
2.57

-1.14

Sortino ratioReturn per unit of downside risk
2.11
3.98

-1.87

Omega ratioGain probability vs. loss probability

1.26

1.47

-0.20

Calmar ratioReturn relative to maximum drawdown

2.49

6.61

-4.13

Martin ratioReturn relative to average drawdown

6.87

19.13

-12.27

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XDUH.TO vs. SCHD - Sharpe Ratio Comparison

The current XDUH.TO Sharpe Ratio is 1.43, which is lower than the SCHD Sharpe Ratio of 2.57. The chart below compares the historical Sharpe Ratios of XDUH.TO and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

XDUH.TOSCHDDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.43

2.57

-1.14

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.49

0.90

-0.42

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

—

0.90

—

Sharpe Ratio (All Time)

Calculated using the full available price history

0.41

1.12

-0.72

Drawdowns

XDUH.TO vs. SCHD - Drawdown Comparison

The maximum XDUH.TO drawdown since its inception was -34.91%, which is greater than SCHD's maximum drawdown of -26.93%. Use the drawdown chart below to compare losses from any high point for XDUH.TO and SCHD.

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Drawdown Indicators

XDUH.TOSCHDDifference

Max Drawdown

Largest peak-to-trough decline

-34.91%

-26.93%

-7.98%

Max Drawdown (1Y)

Largest decline over 1 year

-6.08%

-4.30%

-1.78%

Max Drawdown (3Y)

Largest decline over 3 years

-14.37%

-15.30%

+0.93%

Max Drawdown (5Y)

Largest decline over 5 years

-17.40%

-15.30%

-2.10%

Max Drawdown (10Y)

Largest decline over 10 years

—

-26.93%

—

Current Drawdown

Current decline from peak

-1.39%

-1.22%

-0.17%

Average Drawdown

Average peak-to-trough decline

-4.57%

-2.86%

-1.71%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.20%

1.48%

+0.72%

Volatility

XDUH.TO vs. SCHD - Volatility Comparison

iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged) (XDUH.TO) has a higher volatility of 2.98% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.63%. This indicates that XDUH.TO's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

XDUH.TOSCHDDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.98%

2.63%

+0.35%

Volatility (6M)

Calculated over the trailing 6-month period

7.50%

8.23%

-0.73%

Volatility (1Y)

Calculated over the trailing 1-year period

10.60%

11.10%

-0.50%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

13.39%

12.63%

+0.76%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

16.55%

15.18%

+1.37%

XDUH.TO vs. SCHD - Expense Ratio Comparison

XDUH.TO has a 0.16% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

XDUH.TO vs. SCHD - Dividend Comparison

XDUH.TO's dividend yield for the trailing twelve months is around 2.26%, less than SCHD's 3.26% yield.

PositionTTM20252024202320222021202020192018201720162015
SCHD
Schwab U.S. Dividend Equity ETF		3.26%3.82%3.64%3.49%3.39%2.78%3.16%2.98%3.06%2.63%2.89%2.97%
XDUH.TO
iShares Core MSCI US Quality Dividend Index ETF (CAD-Hedged)		2.26%2.41%2.61%2.49%2.35%2.56%2.62%2.31%2.69%0.00%0.00%0.00%

Frequently Asked Questions

XDUH.TO and SCHD have a correlation of 0.60, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On fees, SCHD is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.

SCHD is cheaper with a 0.06% expense ratio, compared with 0.16% for XDUH.TO.

XDUH.TO is categorized as Large Cap Value Equities, while SCHD is Dividend. XDUH.TO tracks Morningstar US Market TR CAD, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: iShares and Charles Schwab. Their fees differ too: 0.16% for XDUH.TO and 0.06% for SCHD.

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