WTDM.DE vs. SCHD

Last updated Jun 26, 2026

WTDM.DE (WisdomTree US Quality Dividend Growth UCITS ETF - USD Acc) and SCHD (Schwab U.S. Dividend Equity ETF) are both Dividend funds - WTDM.DE tracks the WisdomTree U.S. Quality Dividend Growth Index while SCHD tracks the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 10 years, WTDM.DE returned 13.56%/yr vs 12.59%/yr for SCHD. A 0.52 correlation means they provide meaningful diversification when combined. WTDM.DE charges 0.28%/yr vs 0.06%/yr for SCHD.

Performance

WTDM.DE vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in WisdomTree US Quality Dividend Growth UCITS ETF - USD Acc (WTDM.DE) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

WTDM.DE is traded in EUR, while SCHD is traded in USD. To make them comparable, the SCHD values have been converted to EUR using the latest available exchange rates.

Returns By Period

In the year-to-date period, WTDM.DE achieves a 8.06% return, which is significantly lower than SCHD's 22.40% return. Over the past 10 years, WTDM.DE has outperformed SCHD with an annualized return of 13.56%, while SCHD has yielded a comparatively lower 12.59% annualized return.

WTDM.DE

• 1D: -0.48%
• 1M: 1.60%
• YTD: 8.06%
• 6M: 8.34%
• 1Y: 18.87%
• 3Y*: 13.65%
• 5Y*: 12.44%
• 10Y*: 13.56%

SCHD

• 1D: 0.69%
• 1M: 0.90%
• YTD: 22.40%
• 6M: 21.71%
• 1Y: 29.70%
• 3Y*: 13.07%
• 5Y*: 9.77%
• 10Y*: 12.59%

*Multi-year figures are annualized to reflect compound growth (CAGR)

WTDM.DE vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
WTDM.DE WisdomTree US Quality Dividend Growth UCITS ETF - USD Acc	8.06%	0.90%	24.88%	14.95%	-3.38%	36.01%	2.42%	32.88%	-2.37%	11.34%
SCHD Schwab U.S. Dividend Equity ETF	22.40%	-8.04%	19.03%	1.41%	2.74%	39.59%	5.55%	30.17%	-1.13%	6.00%

Correlation

The correlation between WTDM.DE and SCHD is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.30
Correlation (3Y) Calculated over the trailing 3-year period	0.39
Correlation (5Y) Calculated over the trailing 5-year period	0.46
Correlation (10Y) Calculated over the trailing 10-year period	0.53
Correlation (All Time) Calculated using the full available price history since Jun 3, 2016	0.52

Over the past year, the correlation between WTDM.DE and SCHD has dropped to 0.30 - well below their long-term average of 0.52, suggesting their price drivers have been diverging.

Return for Risk

WTDM.DE vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

WTDM.DE

WTDM.DE Risk / Return Rank: 70
WTDM.DE Sharpe Ratio Rank: 66
WTDM.DE Sortino Ratio Rank: 68
WTDM.DE Omega Ratio Rank: 67
WTDM.DE Calmar Ratio Rank: 76
WTDM.DE Martin Ratio Rank: 74

SCHD

SCHD Risk / Return Rank: 87
SCHD Sharpe Ratio Rank: 86
SCHD Sortino Ratio Rank: 91
SCHD Omega Ratio Rank: 83
SCHD Calmar Ratio Rank: 93
SCHD Martin Ratio Rank: 81

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

WTDM.DE vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for WisdomTree US Quality Dividend Growth UCITS ETF - USD Acc (WTDM.DE) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	WTDM.DE	SCHD	Difference
Sharpe ratio: Return per unit of total volatility	1.89	2.59	-0.70
Sortino ratio: Return per unit of downside risk	2.73	3.79	-1.06
Omega ratio: Gain probability vs. loss probability	1.35	1.45	-0.10
Calmar ratio: Return relative to maximum drawdown	3.44	7.18	-3.74
Martin ratio: Return relative to average drawdown	12.19	18.01	-5.83

WTDM.DE vs. SCHD - Sharpe Ratio Comparison

The current WTDM.DE Sharpe Ratio is 1.89, which is comparable to the SCHD Sharpe Ratio of 2.59. The chart below compares the historical Sharpe Ratios of WTDM.DE and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

WTDM.DE vs. SCHD - Drawdown Comparison

The maximum WTDM.DE drawdown since its inception was -31.18%, roughly equal to the maximum SCHD drawdown of -32.28%. Use the drawdown chart below to compare losses from any high point for WTDM.DE and SCHD.

Drawdown Indicators

	WTDM.DE	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-31.18%	-32.28%	+1.10%
Max Drawdown (1Y) Largest decline over 1 year	-5.46%	-4.15%	-1.31%
Max Drawdown (3Y) Largest decline over 3 years	-20.58%	-21.40%	+0.82%
Max Drawdown (5Y) Largest decline over 5 years	-20.58%	-21.40%	+0.82%
Max Drawdown (10Y) Largest decline over 10 years	-31.18%	-32.28%	+1.10%
Current Drawdown Current decline from peak	-0.48%	-0.10%	-0.38%
Average Drawdown Average peak-to-trough decline	-4.57%	-4.41%	-0.16%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.55%	1.65%	-0.10%

Volatility

WTDM.DE vs. SCHD - Volatility Comparison

The current volatility for WisdomTree US Quality Dividend Growth UCITS ETF - USD Acc (WTDM.DE) is 2.08%, while Schwab U.S. Dividend Equity ETF (SCHD) has a volatility of 2.53%. This indicates that WTDM.DE experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	WTDM.DE	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.08%	2.53%	-0.45%
Volatility (6M) Calculated over the trailing 6-month period	6.59%	8.54%	-1.95%
Volatility (1Y) Calculated over the trailing 1-year period	9.97%	11.62%	-1.65%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.55%	14.58%	-1.03%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.09%	17.44%	-1.35%

WTDM.DE vs. SCHD - Expense Ratio Comparison

WTDM.DE has a 0.28% expense ratio, which is higher than SCHD's 0.06% expense ratio.

Dividends

WTDM.DE vs. SCHD - Dividend Comparison

WTDM.DE has not paid dividends to shareholders, while SCHD's dividend yield for the trailing twelve months is around 3.28%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SCHD Schwab U.S. Dividend Equity ETF	3.28%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%
WTDM.DE WisdomTree US Quality Dividend Growth UCITS ETF - USD Acc	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both WTDM.DE and SCHD in my portfolio?

WTDM.DE and SCHD have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, WTDM.DE or SCHD?

On fees, SCHD is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, WTDM.DE or SCHD?

SCHD is cheaper with a 0.06% expense ratio, compared with 0.28% for WTDM.DE.

What is the main difference between WTDM.DE and SCHD?

WTDM.DE tracks WisdomTree U.S. Quality Dividend Growth Index, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: WisdomTree and Charles Schwab. Their fees differ too: 0.28% for WTDM.DE and 0.06% for SCHD.