WMKMX vs. WMKSX
WMKMX (WesMark West Virginia Municipal Bond Fund) and WMKSX (WesMark Small Company Fund) are both mutual funds - WMKMX is a Municipal Bonds fund managed by WesMark, while WMKSX is a Small Cap Growth Equities fund managed by WesMark. Over the past 10 years, WMKMX returned 1.19%/yr vs 13.90%/yr for WMKSX. At a correlation of -0.09, they often move in opposite directions. WMKMX charges 1.10%/yr vs 1.24%/yr for WMKSX.
Performance
WMKMX vs. WMKSX - Performance Comparison
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Returns By Period
In the year-to-date period, WMKMX achieves a 1.20% return, which is significantly lower than WMKSX's 20.68% return. Over the past 10 years, WMKMX has underperformed WMKSX with an annualized return of 1.19%, while WMKSX has yielded a comparatively higher 13.90% annualized return.
WMKMX
- 1D
- 0.10%
- 1M
- 1.63%
- YTD
- 1.20%
- 6M
- 1.51%
- 1Y
- 7.32%
- 3Y*
- 3.22%
- 5Y*
- 0.40%
- 10Y*
- 1.19%
WMKSX
- 1D
- 1.67%
- 1M
- 5.13%
- YTD
- 20.68%
- 6M
- 18.10%
- 1Y
- 37.28%
- 3Y*
- 24.61%
- 5Y*
- 12.17%
- 10Y*
- 13.90%
WMKMX vs. WMKSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WMKMX WesMark West Virginia Municipal Bond Fund | 1.20% | 5.50% | -0.01% | 4.08% | -8.45% | 0.17% | 3.56% | 4.83% | 0.32% | 3.97% |
WMKSX WesMark Small Company Fund | 20.68% | 16.19% | 22.12% | 19.42% | -20.72% | 22.81% | 36.78% | 20.32% | -13.92% | 13.21% |
Correlation
The correlation between WMKMX and WMKSX is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.12 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.09 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.02 |
Correlation (All Time) Calculated using the full available price history since Apr 14, 1997 | -0.09 |
The correlation between WMKMX and WMKSX shifts across timeframes, from -0.09 (all time) to 0.18 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
WMKMX vs. WMKSX — Risk / Return Rank
WMKMX
WMKSX
WMKMX vs. WMKSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for WesMark West Virginia Municipal Bond Fund (WMKMX) and WesMark Small Company Fund (WMKSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WMKMX | WMKSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.39 | ||
| Sortino ratioReturn per unit of downside risk | +0.79 | ||
| Omega ratioGain probability vs. loss probability | 1.58 | 1.34 | +0.24 |
| Calmar ratioReturn relative to maximum drawdown | 2.16 | 4.33 | -2.17 |
| Martin ratioReturn relative to average drawdown | 7.00 | 14.51 | -7.51 |
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Drawdowns
WMKMX vs. WMKSX - Drawdown Comparison
The maximum WMKMX drawdown since its inception was -14.06%, smaller than the maximum WMKSX drawdown of -64.09%. Use the drawdown chart below to compare losses from any high point for WMKMX and WMKSX.
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Drawdown Indicators
| WMKMX | WMKSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.06% | -64.09% | +50.03% |
Max Drawdown (1Y)Largest decline over 1 year | -3.35% | -8.50% | +5.15% |
Max Drawdown (3Y)Largest decline over 3 years | -7.26% | -24.20% | +16.94% |
Max Drawdown (5Y)Largest decline over 5 years | -14.06% | -39.84% | +25.78% |
Max Drawdown (10Y)Largest decline over 10 years | -14.06% | -39.84% | +25.78% |
Current DrawdownCurrent decline from peak | -0.87% | 0.00% | -0.87% |
Average DrawdownAverage peak-to-trough decline | -1.66% | -15.66% | +14.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 2.53% | -1.50% |
Volatility
WMKMX vs. WMKSX - Volatility Comparison
The current volatility for WesMark West Virginia Municipal Bond Fund (WMKMX) is 0.76%, while WesMark Small Company Fund (WMKSX) has a volatility of 4.89%. This indicates that WMKMX experiences smaller price fluctuations and is considered to be less risky than WMKSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WMKMX | WMKSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.76% | 4.89% | -4.13% |
Volatility (6M)Calculated over the trailing 6-month period | 2.24% | 12.38% | -10.14% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.95% | 17.90% | -14.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.26% | 26.13% | -21.87% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.62% | 23.98% | -20.36% |
WMKMX vs. WMKSX - Expense Ratio Comparison
WMKMX has a 1.10% expense ratio, which is lower than WMKSX's 1.24% expense ratio.
Dividends
WMKMX vs. WMKSX - Dividend Comparison
WMKMX's dividend yield for the trailing twelve months is around 2.32%, less than WMKSX's 18.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
WMKMX WesMark West Virginia Municipal Bond Fund | 2.32% | 2.24% | 2.04% | 1.80% | 1.22% | 1.57% | 1.91% | 1.95% | 1.84% | 2.16% | 2.12% | 2.02% |
WMKSX WesMark Small Company Fund | 18.98% | 22.91% | 4.69% | 5.93% | 6.23% | 25.75% | 8.21% | 0.00% | 12.53% | 8.59% | 5.26% | 6.57% |
Frequently Asked Questions
WMKMX and WMKSX have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
WMKSX has higher volatility (4.89%) compared to WMKMX (0.76%). In terms of maximum drawdown, WMKMX dropped -14.06% vs WMKSX's -64.09%.
WMKMX currently has the higher Sharpe Ratio (2.45 vs 2.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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