WDH vs. DDS
WDH (Waterdrop Inc.) and DDS (Dillard's, Inc.) are both stocks. WDH operates in Insurance - Diversified (Financial Services), while DDS operates in Department Stores (Consumer Cyclical). Over the past 5 years, WDH returned -21.77%/yr vs 32.83%/yr for DDS. Their 0.14 correlation means their historical movements had little consistent relationship.
Performance
WDH vs. DDS - Performance Comparison
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Returns By Period
In the year-to-date period, WDH achieves a -39.99% return, which is significantly lower than DDS's -2.78% return.
WDH
- 1D
- -1.75%
- 1M
- -6.67%
- 6M
- -30.89%
- YTD
- -39.99%
- 1Y
- -30.20%
- 3Y*
- -12.25%
- 5Y*
- -21.77%
- 10Y*
- —
- ALL TIME*
- -33.25%
DDS
- 1D
- -2.32%
- 1M
- 7.61%
- 6M
- -2.97%
- YTD
- -2.78%
- 1Y
- 31.35%
- 3Y*
- 25.91%
- 5Y*
- 32.83%
- 10Y*
- 29.15%
- ALL TIME*
- 11.20%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $75.11M | $68.81M | $70.32M | |
| $149.01K | $155.59K | $241.67K |
WDH vs. DDS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
WDH Waterdrop Inc. | -39.99% | 66.25% | 19.17% | -68.77% | 141.30% | -86.54% |
DDS Dillard's, Inc. | -2.78% | 46.81% | 13.47% | 32.05% | 38.66% | 142.50% |
Correlation
The correlation between WDH and DDS is 0.13, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.13 |
Correlation (3Y) Balances recent behavior with more history. | 0.17 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.13 |
Correlation (All Time) Calculated using the full available price history since May 7, 2021 | 0.14 |
Fundamentals
WDH:
$405.13M
DDS:
$9.19B
WDH:
CN¥3.74
DDS:
$42.07
WDH:
2.02
DDS:
13.98
WDH:
0.25
DDS:
1.40
WDH:
0.05
DDS:
3.53
WDH:
CN¥4.44B
DDS:
$6.58B
WDH:
CN¥2.40B
DDS:
$1.82B
WDH:
CN¥373.28M
DDS:
$985.80M
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Return for Risk
WDH vs. DDS — Risk / Return Rank
WDH
DDS
WDH vs. DDS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Waterdrop Inc. (WDH) and Dillard's, Inc. (DDS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WDH | DDS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.53 | ||
| Sortino ratioReturn per unit of downside risk | -2.21 | ||
| Omega ratioGain probability vs. loss probability | 0.89 | 1.17 | -0.27 |
| Calmar ratioReturn relative to maximum drawdown | -0.66 | 1.18 | -1.84 |
| Martin ratioReturn relative to average drawdown | -1.56 | 2.50 | -4.05 |
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Drawdowns
WDH vs. DDS - Drawdown Comparison
The maximum WDH drawdown since its inception was -91.12%, roughly equal to the maximum DDS drawdown of -93.62%. Use the drawdown chart below to compare losses from any high point for WDH and DDS.
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Drawdown Indicators
| WDH | DDS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -91.12% | -93.62% | +2.50% |
Max Drawdown (1Y)Largest decline over 1 year | -42.81% | -27.04% | -15.77% |
Max Drawdown (3Y)Largest decline over 3 years | -46.42% | -42.02% | -4.40% |
Max Drawdown (5Y)Largest decline over 5 years | -77.02% | -49.71% | -27.31% |
Max Drawdown (10Y)Largest decline over 10 years | — | -76.57% | — |
Current DrawdownCurrent decline from peak | -87.94% | -15.82% | -72.12% |
Average DrawdownAverage peak-to-trough decline | -81.30% | -35.56% | -45.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.05% | 12.78% | +5.27% |
Volatility
WDH vs. DDS - Volatility Comparison
Waterdrop Inc. (WDH) and Dillard's, Inc. (DDS) have volatilities of 10.63% and 10.82%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WDH | DDS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.63% | 10.82% | -0.19% |
Volatility (6M)Calculated over the trailing 6-month period | 26.48% | 27.45% | -0.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 38.89% | 39.97% | -1.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 60.53% | 50.21% | +10.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 62.35% | 59.66% | +2.69% |
Dividends
WDH vs. DDS - Dividend Comparison
WDH's dividend yield for the trailing twelve months is around 5.36%, which matches DDS's 5.38% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DDS Dillard's, Inc. | 5.38% | 5.13% | 6.02% | 5.18% | 4.89% | 6.41% | 0.95% | 0.68% | 0.66% | 0.57% | 0.45% | 0.40% |
WDH Waterdrop Inc. | 5.36% | 2.63% | 5.08% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
WDH vs. DDS - Financials Comparison
This section allows you to compare key financial metrics between Waterdrop Inc. and Dillard's, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
WDH vs. DDS - Profitability Comparison
WDH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Waterdrop Inc. reported a gross profit of 750.87M and revenue of 1.23B. Therefore, the gross margin over that period was 60.8%.
DDS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Dillard's, Inc. reported a gross profit of 0.00 and revenue of 1.57B. Therefore, the gross margin over that period was 0.0%.
WDH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Waterdrop Inc. reported an operating income of 79.47M and revenue of 1.23B, resulting in an operating margin of 6.4%.
DDS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Dillard's, Inc. reported an operating income of 0.00 and revenue of 1.57B, resulting in an operating margin of 0.0%.
WDH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Waterdrop Inc. reported a net income of 97.78M and revenue of 1.23B, resulting in a net margin of 7.9%.
DDS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Dillard's, Inc. reported a net income of 250.60M and revenue of 1.57B, resulting in a net margin of 16.0%.
Frequently Asked Questions
WDH and DDS have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DDS has higher volatility (10.82%) compared to WDH (10.63%). In terms of maximum drawdown, WDH dropped -91.12% vs DDS's -93.62%.
DDS currently has the higher Sharpe Ratio (0.80 vs -0.73), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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