VTTVX vs. FQIFX
Compare and contrast key facts about Vanguard Target Retirement 2025 Fund (VTTVX) and Fidelity Freedom Index 2025 Fund Investor Class (FQIFX).
VTTVX is managed by Vanguard. It was launched on Oct 27, 2003. FQIFX is managed by Fidelity. It was launched on Oct 2, 2009.
Performance
VTTVX vs. FQIFX - Performance Comparison
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VTTVX vs. FQIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | -2.21% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
FQIFX Fidelity Freedom Index 2025 Fund Investor Class | -2.31% | 14.84% | 8.49% | 13.88% | -16.54% | 9.52% | 13.56% | 19.63% | -4.51% | 15.15% |
Returns By Period
The year-to-date returns for both stocks are quite close, with VTTVX having a -2.21% return and FQIFX slightly lower at -2.31%. Both investments have delivered pretty close results over the past 10 years, with VTTVX having a 7.26% annualized return and FQIFX not far behind at 7.21%.
VTTVX
- 1D
- 0.05%
- 1M
- -5.38%
- YTD
- -2.21%
- 6M
- -0.23%
- 1Y
- 11.38%
- 3Y*
- 10.10%
- 5Y*
- 5.04%
- 10Y*
- 7.26%
FQIFX
- 1D
- 0.20%
- 1M
- -5.70%
- YTD
- -2.31%
- 6M
- -0.42%
- 1Y
- 10.87%
- 3Y*
- 9.49%
- 5Y*
- 4.55%
- 10Y*
- 7.21%
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VTTVX vs. FQIFX - Expense Ratio Comparison
VTTVX has a 0.08% expense ratio, which is lower than FQIFX's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VTTVX vs. FQIFX — Risk / Return Rank
VTTVX
FQIFX
VTTVX vs. FQIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and Fidelity Freedom Index 2025 Fund Investor Class (FQIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTVX | FQIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.37 | 1.21 | +0.16 |
Sortino ratioReturn per unit of downside risk | 1.95 | 1.73 | +0.22 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.25 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.77 | 1.55 | +0.23 |
Martin ratioReturn relative to average drawdown | 7.76 | 6.80 | +0.96 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTTVX | FQIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.37 | 1.21 | +0.16 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.56 | 0.48 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.73 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.65 | -0.12 |
Correlation
The correlation between VTTVX and FQIFX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTTVX vs. FQIFX - Dividend Comparison
VTTVX's dividend yield for the trailing twelve months is around 7.55%, more than FQIFX's 5.04% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | 7.55% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
FQIFX Fidelity Freedom Index 2025 Fund Investor Class | 5.04% | 4.92% | 3.36% | 2.37% | 2.64% | 2.10% | 2.38% | 13.76% | 2.31% | 1.83% | 1.88% | 1.93% |
Drawdowns
VTTVX vs. FQIFX - Drawdown Comparison
The maximum VTTVX drawdown since its inception was -46.03%, which is greater than FQIFX's maximum drawdown of -22.66%. Use the drawdown chart below to compare losses from any high point for VTTVX and FQIFX.
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Drawdown Indicators
| VTTVX | FQIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.03% | -22.66% | -23.37% |
Max Drawdown (1Y)Largest decline over 1 year | -6.08% | -6.77% | +0.69% |
Max Drawdown (5Y)Largest decline over 5 years | -21.52% | -22.66% | +1.14% |
Max Drawdown (10Y)Largest decline over 10 years | -22.51% | -22.66% | +0.15% |
Current DrawdownCurrent decline from peak | -5.52% | -5.79% | +0.27% |
Average DrawdownAverage peak-to-trough decline | -5.09% | -3.92% | -1.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.39% | 1.54% | -0.15% |
Volatility
VTTVX vs. FQIFX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2025 Fund (VTTVX) is 2.99%, while Fidelity Freedom Index 2025 Fund Investor Class (FQIFX) has a volatility of 3.32%. This indicates that VTTVX experiences smaller price fluctuations and is considered to be less risky than FQIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTTVX | FQIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.99% | 3.32% | -0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 5.01% | 5.36% | -0.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.43% | 9.18% | -0.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.04% | 9.49% | -0.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.91% | 9.86% | +0.05% |