VSMPX vs. TISCX
VSMPX (Vanguard Total Stock Market Index Fund Institutional Plus Shares) and TISCX (TIAA-CREF Social Choice Equity Fund) are both Large Cap Blend Equities funds. Over the past 10 years, VSMPX returned 15.14%/yr vs 14.46%/yr for TISCX. With a 0.98 correlation, they move nearly in lockstep. VSMPX charges 0.02%/yr vs 0.17%/yr for TISCX.
Performance
VSMPX vs. TISCX - Performance Comparison
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Returns By Period
In the year-to-date period, VSMPX achieves a 11.99% return, which is significantly lower than TISCX's 13.71% return. Both investments have delivered pretty close results over the past 10 years, with VSMPX having a 15.14% annualized return and TISCX not far behind at 14.46%.
VSMPX
- 1D
- 0.24%
- 1M
- 5.76%
- YTD
- 11.99%
- 6M
- 11.88%
- 1Y
- 29.12%
- 3Y*
- 22.37%
- 5Y*
- 13.06%
- 10Y*
- 15.14%
TISCX
- 1D
- 0.47%
- 1M
- 6.10%
- YTD
- 13.71%
- 6M
- 14.34%
- 1Y
- 26.88%
- 3Y*
- 21.09%
- 5Y*
- 12.07%
- 10Y*
- 14.46%
VSMPX vs. TISCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VSMPX Vanguard Total Stock Market Index Fund Institutional Plus Shares | 11.99% | 17.15% | 23.26% | 26.53% | -19.50% | 25.74% | 21.01% | 30.79% | -5.16% | 21.19% |
TISCX TIAA-CREF Social Choice Equity Fund | 13.71% | 16.51% | 18.23% | 22.53% | -17.80% | 26.54% | 20.34% | 31.55% | -5.74% | 19.01% |
Correlation
The correlation between VSMPX and TISCX is 0.95 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.95 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.96 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.98 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.98 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 2016 | 0.98 |
The correlation between VSMPX and TISCX has been stable across timeframes, ranging from 0.95 to 0.98 - a consistent structural relationship.
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Return for Risk
VSMPX vs. TISCX — Risk / Return Rank
VSMPX
TISCX
VSMPX vs. TISCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market Index Fund Institutional Plus Shares (VSMPX) and TIAA-CREF Social Choice Equity Fund (TISCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VSMPX | TISCX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.28 | ||
| Sortino ratioReturn per unit of downside risk | +0.35 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.39 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 3.38 | 3.20 | +0.17 |
| Martin ratioReturn relative to average drawdown | 15.59 | 13.41 | +2.18 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VSMPX | TISCX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.47 | 2.19 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.63 | +0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.83 | 0.75 | +0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.42 | +0.40 |
Drawdowns
VSMPX vs. TISCX - Drawdown Comparison
The maximum VSMPX drawdown since its inception was -34.97%, smaller than the maximum TISCX drawdown of -54.65%. Use the drawdown chart below to compare losses from any high point for VSMPX and TISCX.
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Drawdown Indicators
| VSMPX | TISCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.97% | -54.65% | +19.68% |
Max Drawdown (1Y)Largest decline over 1 year | -8.92% | -8.76% | -0.16% |
Max Drawdown (3Y)Largest decline over 3 years | -19.36% | -28.29% | +8.93% |
Max Drawdown (5Y)Largest decline over 5 years | -25.35% | -28.29% | +2.94% |
Max Drawdown (10Y)Largest decline over 10 years | -34.97% | -34.89% | -0.08% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -4.59% | -10.09% | +5.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.93% | 2.08% | -0.15% |
Volatility
VSMPX vs. TISCX - Volatility Comparison
Vanguard Total Stock Market Index Fund Institutional Plus Shares (VSMPX) and TIAA-CREF Social Choice Equity Fund (TISCX) have volatilities of 2.95% and 3.05%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VSMPX | TISCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.95% | 3.05% | -0.10% |
Volatility (6M)Calculated over the trailing 6-month period | 9.19% | 9.86% | -0.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.19% | 12.79% | -0.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.36% | 19.31% | -1.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.41% | 19.39% | -0.98% |
VSMPX vs. TISCX - Expense Ratio Comparison
VSMPX has a 0.02% expense ratio, which is lower than TISCX's 0.17% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VSMPX vs. TISCX - Dividend Comparison
VSMPX's dividend yield for the trailing twelve months is around 1.02%, less than TISCX's 6.82% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TISCX TIAA-CREF Social Choice Equity Fund | 6.82% | 7.75% | 16.74% | 5.64% | 4.99% | 9.46% | 1.38% | 4.84% | 9.85% | 2.38% | 6.84% | 3.51% |
VSMPX Vanguard Total Stock Market Index Fund Institutional Plus Shares | 1.02% | 1.13% | 1.27% | 1.43% | 1.67% | 1.22% | 1.43% | 1.78% | 2.05% | 1.73% | 1.95% | 0.00% |
Frequently Asked Questions
With a correlation of 0.95, VSMPX and TISCX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
TISCX has higher volatility (3.05%) compared to VSMPX (2.95%). In terms of maximum drawdown, VSMPX dropped -34.97% vs TISCX's -54.65%.
VSMPX currently has the higher Sharpe Ratio (2.47 vs 2.19), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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