VRSAX vs. IPHYX
Compare and contrast key facts about Voya Target Retirement 2060 Fund (VRSAX) and Voya High Yield Portfolio (IPHYX).
VRSAX is managed by Voya. It was launched on Dec 20, 2015. IPHYX is managed by Voya. It was launched on May 3, 2004.
Performance
VRSAX vs. IPHYX - Performance Comparison
Loading graphics...
VRSAX vs. IPHYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VRSAX Voya Target Retirement 2060 Fund | -4.47% | 20.81% | 15.53% | 20.65% | -18.89% | 19.32% | 17.84% | 25.19% | -9.34% | 21.16% |
IPHYX Voya High Yield Portfolio | -1.94% | 6.80% | 6.74% | 11.47% | -13.75% | 4.15% | 5.66% | 15.24% | -3.18% | 6.24% |
Returns By Period
In the year-to-date period, VRSAX achieves a -4.47% return, which is significantly lower than IPHYX's -1.94% return. Over the past 10 years, VRSAX has outperformed IPHYX with an annualized return of 10.47%, while IPHYX has yielded a comparatively lower 4.53% annualized return.
VRSAX
- 1D
- -1.65%
- 1M
- -9.34%
- YTD
- -4.47%
- 6M
- -1.27%
- 1Y
- 16.87%
- 3Y*
- 14.63%
- 5Y*
- 8.17%
- 10Y*
- 10.47%
IPHYX
- 1D
- 0.12%
- 1M
- -2.49%
- YTD
- -1.94%
- 6M
- -0.81%
- 1Y
- 3.74%
- 3Y*
- 6.26%
- 5Y*
- 2.35%
- 10Y*
- 4.53%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VRSAX vs. IPHYX - Expense Ratio Comparison
VRSAX has a 0.19% expense ratio, which is lower than IPHYX's 0.73% expense ratio.
Return for Risk
VRSAX vs. IPHYX — Risk / Return Rank
VRSAX
IPHYX
VRSAX vs. IPHYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2060 Fund (VRSAX) and Voya High Yield Portfolio (IPHYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VRSAX | IPHYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 1.09 | +0.02 |
Sortino ratioReturn per unit of downside risk | 1.65 | 1.54 | +0.11 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 0.93 | 1.03 | -0.10 |
Martin ratioReturn relative to average drawdown | 4.55 | 4.60 | -0.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VRSAX | IPHYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.10 | 1.09 | +0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.47 | +0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.84 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.64 | 1.01 | -0.36 |
Correlation
The correlation between VRSAX and IPHYX is 0.50, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
VRSAX vs. IPHYX - Dividend Comparison
VRSAX's dividend yield for the trailing twelve months is around 15.62%, more than IPHYX's 3.98% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VRSAX Voya Target Retirement 2060 Fund | 15.62% | 14.93% | 1.88% | 1.86% | 7.73% | 21.57% | 2.26% | 5.70% | 9.82% | 6.15% | 1.57% | 0.00% |
IPHYX Voya High Yield Portfolio | 3.98% | 4.47% | 5.90% | 5.68% | 4.36% | 4.26% | 5.03% | 5.14% | 6.03% | 6.82% | 6.44% | 6.32% |
Drawdowns
VRSAX vs. IPHYX - Drawdown Comparison
The maximum VRSAX drawdown since its inception was -33.47%, roughly equal to the maximum IPHYX drawdown of -32.43%. Use the drawdown chart below to compare losses from any high point for VRSAX and IPHYX.
Loading graphics...
Drawdown Indicators
| VRSAX | IPHYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.47% | -32.43% | -1.04% |
Max Drawdown (1Y)Largest decline over 1 year | -11.63% | -3.00% | -8.63% |
Max Drawdown (5Y)Largest decline over 5 years | -26.33% | -17.18% | -9.15% |
Max Drawdown (10Y)Largest decline over 10 years | -33.47% | -20.45% | -13.02% |
Current DrawdownCurrent decline from peak | -9.58% | -2.51% | -7.07% |
Average DrawdownAverage peak-to-trough decline | -4.97% | -2.81% | -2.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.77% | 0.76% | +2.01% |
Volatility
VRSAX vs. IPHYX - Volatility Comparison
Voya Target Retirement 2060 Fund (VRSAX) has a higher volatility of 4.19% compared to Voya High Yield Portfolio (IPHYX) at 1.36%. This indicates that VRSAX's price experiences larger fluctuations and is considered to be riskier than IPHYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VRSAX | IPHYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.19% | 1.36% | +2.83% |
Volatility (6M)Calculated over the trailing 6-month period | 8.92% | 2.23% | +6.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.92% | 4.19% | +12.73% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.42% | 5.16% | +10.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.31% | 5.50% | +10.81% |