VRSAX vs. VOO
Compare and contrast key facts about Voya Target Retirement 2060 Fund (VRSAX) and Vanguard S&P 500 ETF (VOO).
VRSAX is managed by Voya. It was launched on Dec 20, 2015. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
VRSAX vs. VOO - Performance Comparison
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VRSAX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VRSAX Voya Target Retirement 2060 Fund | -4.47% | 20.81% | 15.53% | 20.65% | -18.89% | 19.32% | 17.84% | 25.19% | -9.34% | 21.16% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
The year-to-date returns for both investments are quite close, with VRSAX having a -4.47% return and VOO slightly higher at -4.42%. Over the past 10 years, VRSAX has underperformed VOO with an annualized return of 10.47%, while VOO has yielded a comparatively higher 14.05% annualized return.
VRSAX
- 1D
- -1.65%
- 1M
- -9.34%
- YTD
- -4.47%
- 6M
- -1.27%
- 1Y
- 16.87%
- 3Y*
- 14.63%
- 5Y*
- 8.17%
- 10Y*
- 10.47%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
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VRSAX vs. VOO - Expense Ratio Comparison
VRSAX has a 0.19% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VRSAX vs. VOO — Risk / Return Rank
VRSAX
VOO
VRSAX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2060 Fund (VRSAX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VRSAX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 0.98 | +0.12 |
Sortino ratioReturn per unit of downside risk | 1.65 | 1.50 | +0.15 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.23 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 0.93 | 1.53 | -0.60 |
Martin ratioReturn relative to average drawdown | 4.55 | 7.29 | -2.74 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VRSAX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.10 | 0.98 | +0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.70 | -0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.78 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.64 | 0.83 | -0.19 |
Correlation
The correlation between VRSAX and VOO is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VRSAX vs. VOO - Dividend Comparison
VRSAX's dividend yield for the trailing twelve months is around 15.62%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VRSAX Voya Target Retirement 2060 Fund | 15.62% | 14.93% | 1.88% | 1.86% | 7.73% | 21.57% | 2.26% | 5.70% | 9.82% | 6.15% | 1.57% | 0.00% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
VRSAX vs. VOO - Drawdown Comparison
The maximum VRSAX drawdown since its inception was -33.47%, roughly equal to the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for VRSAX and VOO.
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Drawdown Indicators
| VRSAX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.47% | -33.99% | +0.52% |
Max Drawdown (1Y)Largest decline over 1 year | -11.63% | -11.98% | +0.35% |
Max Drawdown (5Y)Largest decline over 5 years | -26.33% | -24.52% | -1.81% |
Max Drawdown (10Y)Largest decline over 10 years | -33.47% | -33.99% | +0.52% |
Current DrawdownCurrent decline from peak | -9.58% | -6.29% | -3.29% |
Average DrawdownAverage peak-to-trough decline | -4.97% | -3.72% | -1.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.77% | 2.52% | +0.25% |
Volatility
VRSAX vs. VOO - Volatility Comparison
The current volatility for Voya Target Retirement 2060 Fund (VRSAX) is 4.19%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that VRSAX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VRSAX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.19% | 5.29% | -1.10% |
Volatility (6M)Calculated over the trailing 6-month period | 8.92% | 9.44% | -0.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.92% | 18.10% | -1.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.42% | 16.82% | -1.40% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.31% | 17.99% | -1.68% |