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VITSX vs. VFIAX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

VITSX vs. VFIAX

Last updated Jun 4, 2026

VITSX (Vanguard Total Stock Market Index Fund Institutional Shares) and VFIAX (Vanguard 500 Index Fund Admiral Shares) are both mutual funds - VITSX is a Large Cap Blend Equities fund managed by Vanguard, while VFIAX is a S&P 500 fund tracking the S&P 500 Index. Over the past 10 years, VITSX returned 15.13%/yr vs 15.63%/yr for VFIAX. With a 0.99 correlation, they move nearly in lockstep. VITSX charges 0.03%/yr vs 0.04%/yr for VFIAX.

Performance

VITSX vs. VFIAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total Stock Market Index Fund Institutional Shares (VITSX) and Vanguard 500 Index Fund Admiral Shares (VFIAX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

The year-to-date returns for both stocks are quite close, with VITSX having a 11.98% return and VFIAX slightly lower at 11.69%. Both investments have delivered pretty close results over the past 10 years, with VITSX having a 15.13% annualized return and VFIAX not far ahead at 15.63%.

VITSX

1D
0.24%
1M
5.76%
YTD
11.98%
6M
11.88%
1Y
29.11%
3Y*
22.36%
5Y*
13.05%
10Y*
15.13%

VFIAX

1D
0.13%
1M
5.80%
YTD
11.69%
6M
11.73%
1Y
28.95%
3Y*
22.72%
5Y*
14.24%
10Y*
15.63%
*Multi-year figures are annualized to reflect compound growth (CAGR)

VITSX vs. VFIAX - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
VITSX
Vanguard Total Stock Market Index Fund Institutional Shares		11.98%17.14%23.25%26.51%-19.51%25.74%20.99%30.80%-5.18%21.16%
VFIAX
Vanguard 500 Index Fund Admiral Shares		11.69%17.83%24.97%26.24%-18.16%28.65%18.32%31.46%-4.45%21.78%

Correlation

The correlation between VITSX and VFIAX is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.99

Correlation (3Y)
Calculated over the trailing 3-year period

0.99

Correlation (5Y)
Calculated over the trailing 5-year period

0.99

Correlation (10Y)
Calculated over the trailing 10-year period

0.99

Correlation (All Time)
Calculated using the full available price history since Nov 14, 2000

0.99

The correlation between VITSX and VFIAX has been stable across timeframes, ranging from 0.99 to 0.99 - a consistent structural relationship.

VITSX vs. VFIAX - Sectors Allocation Comparison

Sectors
VITSX
VFIAX

Technology

33.3%
35.7%

Financial Services

11.9%
11.6%

Communication Services

10.1%
11.3%

Consumer Cyclical

9.8%
10.2%

Industrials

9.5%
8.3%

Healthcare

9.1%
8.5%

Consumer Defensive

4.7%
4.9%

Energy

3.8%
3.5%

Utilities

2.7%
2.4%

Real Estate

2.4%
1.9%

Basic Materials

2.0%
1.8%

Technology

VITSX
33.3%
VFIAX
35.7%

Financial Services

VITSX
11.9%
VFIAX
11.6%

Communication Services

VITSX
10.1%
VFIAX
11.3%

Consumer Cyclical

VITSX
9.8%
VFIAX
10.2%

Industrials

VITSX
9.5%
VFIAX
8.3%

Healthcare

VITSX
9.1%
VFIAX
8.5%

Consumer Defensive

VITSX
4.7%
VFIAX
4.9%

Energy

VITSX
3.8%
VFIAX
3.5%

Utilities

VITSX
2.7%
VFIAX
2.4%

Real Estate

VITSX
2.4%
VFIAX
1.9%

Basic Materials

VITSX
2.0%
VFIAX
1.8%

Compare stocks, funds, or ETFs

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Vanguard Total Stock Market Index Fund Institutional Shares

Vanguard 500 Index Fund Admiral Shares

Often compared with VITSX:
VITSX vs. VTSAXVITSX vs. VINIXVITSX vs. VTIVITSX vs. SWPPXVITSX vs. VTIAXVITSX vs. VOOVITSX vs. TRLGX
Often compared with VFIAX:
VFIAX vs. VOOVFIAX vs. VTIVFIAX vs. SPYVFIAX vs. VITAXVFIAX vs. VVIAXVFIAX vs. VFIFXVFIAX vs. VBIAX

Return for Risk

VITSX vs. VFIAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
VITSX
VITSX Risk / Return Rank: 7171
Overall Rank
VITSX Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
VITSX Sortino Ratio Rank: 6565
Sortino Ratio Rank
VITSX Omega Ratio Rank: 6363
Omega Ratio Rank
VITSX Calmar Ratio Rank: 7575
Calmar Ratio Rank
VITSX Martin Ratio Rank: 8383
Martin Ratio Rank
VFIAX
VFIAX Risk / Return Rank: 7373
Overall Rank
VFIAX Sharpe Ratio Rank: 7575
Sharpe Ratio Rank
VFIAX Sortino Ratio Rank: 6767
Sortino Ratio Rank
VFIAX Omega Ratio Rank: 6767
Omega Ratio Rank
VFIAX Calmar Ratio Rank: 7474
Calmar Ratio Rank
VFIAX Martin Ratio Rank: 8383
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VITSX vs. VFIAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market Index Fund Institutional Shares (VITSX) and Vanguard 500 Index Fund Admiral Shares (VFIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

VITSXVFIAXDifference
Sharpe ratioReturn per unit of total volatility
2.47
2.52

-0.05

Sortino ratioReturn per unit of downside risk
3.36
3.42

-0.06

Omega ratioGain probability vs. loss probability

1.44

1.46

-0.01

Calmar ratioReturn relative to maximum drawdown

3.37

3.35

+0.02

Martin ratioReturn relative to average drawdown

15.58

15.66

-0.09

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VITSX vs. VFIAX - Sharpe Ratio Comparison

The current VITSX Sharpe Ratio is 2.47, which is comparable to the VFIAX Sharpe Ratio of 2.52. The chart below compares the historical Sharpe Ratios of VITSX and VFIAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

VITSXVFIAXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.47

2.52

-0.05

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.76

0.85

-0.09

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.82

0.87

-0.04

Sharpe Ratio (All Time)

Calculated using the full available price history

0.49

0.47

+0.02

Drawdowns

VITSX vs. VFIAX - Drawdown Comparison

The maximum VITSX drawdown since its inception was -55.30%, roughly equal to the maximum VFIAX drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for VITSX and VFIAX.

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Drawdown Indicators

VITSXVFIAXDifference

Max Drawdown

Largest peak-to-trough decline

-55.30%

-55.20%

-0.10%

Max Drawdown (1Y)

Largest decline over 1 year

-8.92%

-8.90%

-0.02%

Max Drawdown (3Y)

Largest decline over 3 years

-19.36%

-18.75%

-0.61%

Max Drawdown (5Y)

Largest decline over 5 years

-25.36%

-24.53%

-0.83%

Max Drawdown (10Y)

Largest decline over 10 years

-34.97%

-33.83%

-1.14%

Current Drawdown

Current decline from peak

0.00%

0.00%

0.00%

Average Drawdown

Average peak-to-trough decline

-10.07%

-9.40%

-0.67%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.93%

1.90%

+0.03%

Volatility

VITSX vs. VFIAX - Volatility Comparison

Vanguard Total Stock Market Index Fund Institutional Shares (VITSX) and Vanguard 500 Index Fund Admiral Shares (VFIAX) have volatilities of 2.95% and 2.82%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

VITSXVFIAXDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.95%

2.82%

+0.13%

Volatility (6M)

Calculated over the trailing 6-month period

9.19%

8.98%

+0.21%

Volatility (1Y)

Calculated over the trailing 1-year period

12.19%

11.86%

+0.33%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.36%

16.90%

+0.46%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.41%

18.07%

+0.34%

VITSX vs. VFIAX - Expense Ratio Comparison

VITSX has a 0.03% expense ratio, which is lower than VFIAX's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VITSX vs. VFIAX - Dividend Comparison

VITSX's dividend yield for the trailing twelve months is around 1.01%, which matches VFIAX's 1.01% yield.

PositionTTM20252024202320222021202020192018201720162015
VFIAX
Vanguard 500 Index Fund Admiral Shares		1.01%1.12%1.24%1.45%1.68%1.24%1.53%1.87%2.05%1.78%2.02%2.10%
VITSX
Vanguard Total Stock Market Index Fund Institutional Shares		1.01%1.12%1.27%1.43%1.66%1.21%1.42%1.77%2.04%1.71%1.93%1.99%

Frequently Asked Questions

With a correlation of 0.99, VITSX and VFIAX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

VITSX has higher volatility (2.95%) compared to VFIAX (2.82%). In terms of maximum drawdown, VITSX dropped -55.30% vs VFIAX's -55.20%.

VFIAX currently has the higher Sharpe Ratio (2.52 vs 2.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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