VFIAX vs. VTI
Compare and contrast key facts about Vanguard 500 Index Fund Admiral Shares (VFIAX) and Vanguard Total Stock Market ETF (VTI).
VFIAX is managed by Vanguard. It was launched on Nov 13, 2000. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on May 24, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFIAX or VTI.
Key characteristics
| VFIAX | VTI | |
|---|---|---|
| YTD Return | 11.78% | 10.96% |
| 1Y Return | 28.23% | 27.93% |
| 3Y Return (Ann) | 10.38% | 8.76% |
| 5Y Return (Ann) | 15.00% | 14.22% |
| 10Y Return (Ann) | 13.02% | 12.46% |
| Sharpe Ratio | 2.55 | 2.46 |
| Daily Std Dev | 11.55% | 11.89% |
| Max Drawdown | -55.20% | -55.45% |
| Current Drawdown | -0.07% | -0.13% |
Correlation
The correlation between VFIAX and VTI is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VFIAX vs. VTI - Performance Comparison
In the year-to-date period, VFIAX achieves a 11.78% return, which is significantly higher than VTI's 10.96% return. Both investments have delivered pretty close results over the past 10 years, with VFIAX having a 13.02% annualized return and VTI not far behind at 12.46%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VFIAX vs. VTI - Expense Ratio Comparison
VFIAX has a 0.04% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFIAX vs. VTI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard 500 Index Fund Admiral Shares (VFIAX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFIAX vs. VTI - Dividend Comparison
VFIAX's dividend yield for the trailing twelve months is around 1.31%, less than VTI's 1.35% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIAX Vanguard 500 Index Fund Admiral Shares | 1.31% | 1.45% | 1.68% | 1.24% | 1.53% | 1.87% | 2.05% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
VTI Vanguard Total Stock Market ETF | 1.35% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
Drawdowns
VFIAX vs. VTI - Drawdown Comparison
The maximum VFIAX drawdown since its inception was -55.20%, roughly equal to the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for VFIAX and VTI. For additional features, visit the drawdowns tool.
Volatility
VFIAX vs. VTI - Volatility Comparison
Vanguard 500 Index Fund Admiral Shares (VFIAX) and Vanguard Total Stock Market ETF (VTI) have volatilities of 3.37% and 3.42%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.