VGEA.DE vs. UIFS.L
VGEA.DE (Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating) and UIFS.L (iShares S&P 500 Financials Sector UCITS ETF USD (Acc)) are both exchange-traded funds - VGEA.DE is a European Government Bonds fund tracking the Bloomberg Euro Aggregate Treasury, while UIFS.L is a Financials Equities fund tracking the S&P 500 Capped 35/20 Financials Index. Both are passively managed. Over the past 5 years, VGEA.DE returned -2.29%/yr vs 9.90%/yr for UIFS.L. At a correlation of -0.06, they often move in opposite directions. VGEA.DE charges 0.07%/yr vs 0.15%/yr for UIFS.L.
Performance
VGEA.DE vs. UIFS.L - Performance Comparison
Loading charts...
Different Trading Currencies
VGEA.DE is traded in EUR, while UIFS.L is traded in GBp. To make them comparable, the UIFS.L values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, VGEA.DE achieves a 0.33% return, which is significantly higher than UIFS.L's -1.25% return.
VGEA.DE
- 1D
- 0.33%
- 1M
- 0.92%
- YTD
- 0.33%
- 6M
- 0.63%
- 1Y
- -0.08%
- 3Y*
- 2.47%
- 5Y*
- -2.29%
- 10Y*
- —
UIFS.L
- 1D
- 1.89%
- 1M
- 5.91%
- YTD
- -1.25%
- 6M
- -0.47%
- 1Y
- 6.33%
- 3Y*
- 15.77%
- 5Y*
- 9.90%
- 10Y*
- 12.57%
VGEA.DE vs. UIFS.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
VGEA.DE Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating | 0.33% | 0.67% | 1.54% | 6.93% | -18.29% | -3.31% | 4.79% | 5.96% |
UIFS.L iShares S&P 500 Financials Sector UCITS ETF USD (Acc) | -1.25% | 1.49% | 38.62% | 8.37% | -5.58% | 47.06% | -11.67% | 20.00% |
Correlation
The correlation between VGEA.DE and UIFS.L is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.09 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.01 |
Correlation (All Time) Calculated using the full available price history since Feb 19, 2019 | -0.06 |
The correlation between VGEA.DE and UIFS.L shifts across timeframes, from -0.06 (all time) to 0.14 (1 year), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VGEA.DE vs. UIFS.L — Risk / Return Rank
VGEA.DE
UIFS.L
VGEA.DE vs. UIFS.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating (VGEA.DE) and iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VGEA.DE | UIFS.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.46 | ||
| Sortino ratioReturn per unit of downside risk | -0.71 | ||
| Omega ratioGain probability vs. loss probability | 1.00 | 1.08 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | -0.02 | 0.49 | -0.51 |
| Martin ratioReturn relative to average drawdown | -0.06 | 1.12 | -1.18 |
Loading charts...
Drawdowns
VGEA.DE vs. UIFS.L - Drawdown Comparison
The maximum VGEA.DE drawdown since its inception was -22.35%, smaller than the maximum UIFS.L drawdown of -50.23%. Use the drawdown chart below to compare losses from any high point for VGEA.DE and UIFS.L.
Loading charts...
Drawdown Indicators
| VGEA.DE | UIFS.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.35% | -50.23% | +27.88% |
Max Drawdown (1Y)Largest decline over 1 year | -3.47% | -12.92% | +9.45% |
Max Drawdown (3Y)Largest decline over 3 years | -3.99% | -21.06% | +17.07% |
Max Drawdown (5Y)Largest decline over 5 years | -21.48% | -21.06% | -0.42% |
Max Drawdown (10Y)Largest decline over 10 years | — | -41.82% | — |
Current DrawdownCurrent decline from peak | -13.71% | -6.84% | -6.87% |
Average DrawdownAverage peak-to-trough decline | -10.34% | -14.09% | +3.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.35% | 5.63% | -4.28% |
Volatility
VGEA.DE vs. UIFS.L - Volatility Comparison
The current volatility for Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating (VGEA.DE) is 1.59%, while iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L) has a volatility of 4.32%. This indicates that VGEA.DE experiences smaller price fluctuations and is considered to be less risky than UIFS.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VGEA.DE | UIFS.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.59% | 4.32% | -2.73% |
Volatility (6M)Calculated over the trailing 6-month period | 3.67% | 10.69% | -7.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.40% | 14.46% | -10.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.39% | 22.98% | -16.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.93% | 23.11% | -17.18% |
VGEA.DE vs. UIFS.L - Expense Ratio Comparison
VGEA.DE has a 0.07% expense ratio, which is lower than UIFS.L's 0.15% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VGEA.DE vs. UIFS.L - Dividend Comparison
Neither VGEA.DE nor UIFS.L has paid dividends to shareholders.
Frequently Asked Questions
VGEA.DE and UIFS.L have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, VGEA.DE is cheaper at 0.07% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VGEA.DE is cheaper with a 0.07% expense ratio, compared with 0.15% for UIFS.L.
VGEA.DE is categorized as European Government Bonds, while UIFS.L is Financials Equities. VGEA.DE tracks Bloomberg Euro Aggregate Treasury, while UIFS.L tracks S&P 500 Capped 35/20 Financials Index. They also come from different issuers: Vanguard and iShares. Their fees differ too: 0.07% for VGEA.DE and 0.15% for UIFS.L.
Find the right allocation for VGEA.DE and UIFS.L
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer