VFSUX vs. VCIT
Compare and contrast key facts about Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT).
VFSUX is managed by Vanguard. It was launched on Feb 12, 2001. VCIT is a passively managed fund by Vanguard that tracks the performance of the Barclays U.S. 5-10 Year Corp Index. It was launched on Nov 19, 2009.
Performance
VFSUX vs. VCIT - Performance Comparison
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VFSUX vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFSUX Vanguard Short-Term Investment-Grade Fund Admiral Shares | -0.19% | 6.87% | 5.08% | 6.17% | -5.75% | -0.62% | 5.26% | 5.85% | 0.98% | 2.13% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | -0.31% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 5.31% |
Returns By Period
In the year-to-date period, VFSUX achieves a -0.19% return, which is significantly higher than VCIT's -0.31% return. Over the past 10 years, VFSUX has underperformed VCIT with an annualized return of 2.61%, while VCIT has yielded a comparatively higher 3.08% annualized return.
VFSUX
- 1D
- 0.19%
- 1M
- -1.04%
- YTD
- -0.19%
- 6M
- 0.87%
- 1Y
- 4.56%
- 3Y*
- 5.31%
- 5Y*
- 2.33%
- 10Y*
- 2.61%
VCIT
- 1D
- 0.14%
- 1M
- -1.52%
- YTD
- -0.31%
- 6M
- 0.49%
- 1Y
- 5.98%
- 3Y*
- 5.60%
- 5Y*
- 1.45%
- 10Y*
- 3.08%
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VFSUX vs. VCIT - Expense Ratio Comparison
VFSUX has a 0.10% expense ratio, which is higher than VCIT's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFSUX vs. VCIT — Risk / Return Rank
VFSUX
VCIT
VFSUX vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFSUX | VCIT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.84 | 1.24 | +0.60 |
Sortino ratioReturn per unit of downside risk | 3.00 | 1.73 | +1.27 |
Omega ratioGain probability vs. loss probability | 1.41 | 1.23 | +0.17 |
Calmar ratioReturn relative to maximum drawdown | 2.97 | 2.08 | +0.88 |
Martin ratioReturn relative to average drawdown | 11.85 | 7.27 | +4.58 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFSUX | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.84 | 1.24 | +0.60 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.79 | 0.22 | +0.57 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.06 | 0.49 | +0.57 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.34 | 0.76 | +0.58 |
Correlation
The correlation between VFSUX and VCIT is 0.72, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFSUX vs. VCIT - Dividend Comparison
VFSUX's dividend yield for the trailing twelve months is around 4.29%, less than VCIT's 4.76% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFSUX Vanguard Short-Term Investment-Grade Fund Admiral Shares | 4.29% | 4.59% | 4.16% | 3.14% | 2.03% | 1.79% | 2.34% | 2.92% | 2.79% | 2.11% | 2.14% | 2.09% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.76% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Drawdowns
VFSUX vs. VCIT - Drawdown Comparison
The maximum VFSUX drawdown since its inception was -9.24%, smaller than the maximum VCIT drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for VFSUX and VCIT.
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Drawdown Indicators
| VFSUX | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -9.24% | -20.56% | +11.32% |
Max Drawdown (1Y)Largest decline over 1 year | -1.71% | -2.99% | +1.28% |
Max Drawdown (5Y)Largest decline over 5 years | -9.24% | -20.56% | +11.32% |
Max Drawdown (10Y)Largest decline over 10 years | -9.24% | -20.56% | +11.32% |
Current DrawdownCurrent decline from peak | -1.23% | -1.84% | +0.61% |
Average DrawdownAverage peak-to-trough decline | -0.88% | -3.18% | +2.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.43% | 0.86% | -0.43% |
Volatility
VFSUX vs. VCIT - Volatility Comparison
The current volatility for Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX) is 0.78%, while Vanguard Intermediate-Term Corporate Bond ETF (VCIT) has a volatility of 2.08%. This indicates that VFSUX experiences smaller price fluctuations and is considered to be less risky than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFSUX | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.78% | 2.08% | -1.30% |
Volatility (6M)Calculated over the trailing 6-month period | 1.51% | 2.84% | -1.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.53% | 4.85% | -2.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.95% | 6.60% | -3.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.47% | 6.27% | -3.80% |