VFIUX vs. BND
Compare and contrast key facts about Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) and Vanguard Total Bond Market ETF (BND).
VFIUX is managed by Vanguard. It was launched on Feb 12, 2001. BND is a passively managed fund by Vanguard that tracks the performance of the Bloomberg U.S. Aggregate Float Adjusted Index. It was launched on Apr 3, 2007.
Performance
VFIUX vs. BND - Performance Comparison
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VFIUX vs. BND - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIUX Vanguard Intermediate-Term Treasury Fund Admiral Shares | -0.46% | 7.65% | 1.49% | 3.85% | -10.34% | -2.30% | 8.31% | 6.40% | 1.11% | 1.67% |
BND Vanguard Total Bond Market ETF | 0.09% | 7.08% | 1.38% | 5.65% | -13.11% | -1.86% | 7.71% | 8.84% | -0.12% | 3.57% |
Returns By Period
In the year-to-date period, VFIUX achieves a -0.46% return, which is significantly lower than BND's 0.09% return. Over the past 10 years, VFIUX has underperformed BND with an annualized return of 1.39%, while BND has yielded a comparatively higher 1.68% annualized return.
VFIUX
- 1D
- 0.10%
- 1M
- -1.68%
- YTD
- -0.46%
- 6M
- 0.42%
- 1Y
- 3.62%
- 3Y*
- 3.17%
- 5Y*
- 0.31%
- 10Y*
- 1.39%
BND
- 1D
- 0.04%
- 1M
- -1.30%
- YTD
- 0.09%
- 6M
- 0.74%
- 1Y
- 3.96%
- 3Y*
- 3.60%
- 5Y*
- 0.25%
- 10Y*
- 1.68%
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VFIUX vs. BND - Expense Ratio Comparison
VFIUX has a 0.10% expense ratio, which is higher than BND's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFIUX vs. BND — Risk / Return Rank
VFIUX
BND
VFIUX vs. BND - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) and Vanguard Total Bond Market ETF (BND). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIUX | BND | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.90 | 0.93 | -0.03 |
Sortino ratioReturn per unit of downside risk | 1.36 | 1.32 | +0.05 |
Omega ratioGain probability vs. loss probability | 1.16 | 1.16 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.54 | 1.75 | -0.21 |
Martin ratioReturn relative to average drawdown | 4.71 | 4.78 | -0.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFIUX | BND | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.90 | 0.93 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.05 | 0.04 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.30 | 0.30 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 0.59 | +0.10 |
Correlation
The correlation between VFIUX and BND is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIUX vs. BND - Dividend Comparison
VFIUX's dividend yield for the trailing twelve months is around 3.67%, less than BND's 3.93% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIUX Vanguard Intermediate-Term Treasury Fund Admiral Shares | 3.67% | 3.99% | 4.16% | 3.25% | 2.07% | 1.07% | 4.94% | 2.40% | 2.44% | 1.86% | 2.87% | 2.60% |
BND Vanguard Total Bond Market ETF | 3.93% | 3.86% | 3.67% | 3.09% | 2.60% | 2.12% | 2.38% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% |
Drawdowns
VFIUX vs. BND - Drawdown Comparison
The maximum VFIUX drawdown since its inception was -15.41%, smaller than the maximum BND drawdown of -18.58%. Use the drawdown chart below to compare losses from any high point for VFIUX and BND.
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Drawdown Indicators
| VFIUX | BND | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.41% | -18.58% | +3.17% |
Max Drawdown (1Y)Largest decline over 1 year | -2.85% | -2.44% | -0.41% |
Max Drawdown (5Y)Largest decline over 5 years | -14.88% | -17.91% | +3.03% |
Max Drawdown (10Y)Largest decline over 10 years | -15.41% | -18.58% | +3.17% |
Current DrawdownCurrent decline from peak | -2.16% | -2.54% | +0.38% |
Average DrawdownAverage peak-to-trough decline | -2.80% | -3.07% | +0.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.90% | +0.03% |
Volatility
VFIUX vs. BND - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) is 1.44%, while Vanguard Total Bond Market ETF (BND) has a volatility of 1.63%. This indicates that VFIUX experiences smaller price fluctuations and is considered to be less risky than BND based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFIUX | BND | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.44% | 1.63% | -0.19% |
Volatility (6M)Calculated over the trailing 6-month period | 2.57% | 2.52% | +0.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.30% | 4.30% | 0.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.59% | 6.00% | -0.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.66% | 5.52% | -0.86% |