VFIUX vs. BIV
Compare and contrast key facts about Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) and Vanguard Intermediate-Term Bond Index ETF (BIV).
VFIUX is managed by Vanguard. It was launched on Feb 12, 2001. BIV is a passively managed fund by Vanguard that tracks the performance of the Bloomberg U.S. 5–10 Year Government/Credit Float Adjusted Bond Index. It was launched on Apr 3, 2007.
Performance
VFIUX vs. BIV - Performance Comparison
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VFIUX vs. BIV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIUX Vanguard Intermediate-Term Treasury Fund Admiral Shares | -0.46% | 7.65% | 1.49% | 3.85% | -10.34% | -2.30% | 8.31% | 6.40% | 1.11% | 1.67% |
BIV Vanguard Intermediate-Term Bond Index ETF | -0.23% | 8.52% | 1.57% | 6.07% | -13.21% | -2.40% | 9.67% | 10.34% | -0.19% | 3.65% |
Returns By Period
In the year-to-date period, VFIUX achieves a -0.46% return, which is significantly lower than BIV's -0.23% return. Over the past 10 years, VFIUX has underperformed BIV with an annualized return of 1.39%, while BIV has yielded a comparatively higher 2.04% annualized return.
VFIUX
- 1D
- 0.10%
- 1M
- -1.68%
- YTD
- -0.46%
- 6M
- 0.42%
- 1Y
- 3.62%
- 3Y*
- 3.17%
- 5Y*
- 0.31%
- 10Y*
- 1.39%
BIV
- 1D
- 0.00%
- 1M
- -1.57%
- YTD
- -0.23%
- 6M
- 0.54%
- 1Y
- 4.69%
- 3Y*
- 3.99%
- 5Y*
- 0.54%
- 10Y*
- 2.04%
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VFIUX vs. BIV - Expense Ratio Comparison
VFIUX has a 0.10% expense ratio, which is higher than BIV's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFIUX vs. BIV — Risk / Return Rank
VFIUX
BIV
VFIUX vs. BIV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) and Vanguard Intermediate-Term Bond Index ETF (BIV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIUX | BIV | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.90 | 1.04 | -0.14 |
Sortino ratioReturn per unit of downside risk | 1.36 | 1.50 | -0.14 |
Omega ratioGain probability vs. loss probability | 1.16 | 1.18 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.54 | 1.74 | -0.20 |
Martin ratioReturn relative to average drawdown | 4.71 | 5.57 | -0.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFIUX | BIV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.90 | 1.04 | -0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.05 | 0.09 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.30 | 0.37 | -0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 0.65 | +0.04 |
Correlation
The correlation between VFIUX and BIV is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIUX vs. BIV - Dividend Comparison
VFIUX's dividend yield for the trailing twelve months is around 3.67%, less than BIV's 4.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIUX Vanguard Intermediate-Term Treasury Fund Admiral Shares | 3.67% | 3.99% | 4.16% | 3.25% | 2.07% | 1.07% | 4.94% | 2.40% | 2.44% | 1.86% | 2.87% | 2.60% |
BIV Vanguard Intermediate-Term Bond Index ETF | 4.14% | 4.01% | 3.79% | 3.09% | 2.41% | 3.42% | 2.95% | 2.75% | 2.88% | 2.69% | 3.01% | 3.02% |
Drawdowns
VFIUX vs. BIV - Drawdown Comparison
The maximum VFIUX drawdown since its inception was -15.41%, smaller than the maximum BIV drawdown of -18.95%. Use the drawdown chart below to compare losses from any high point for VFIUX and BIV.
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Drawdown Indicators
| VFIUX | BIV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.41% | -18.95% | +3.54% |
Max Drawdown (1Y)Largest decline over 1 year | -2.85% | -2.87% | +0.02% |
Max Drawdown (5Y)Largest decline over 5 years | -14.88% | -18.74% | +3.86% |
Max Drawdown (10Y)Largest decline over 10 years | -15.41% | -18.95% | +3.54% |
Current DrawdownCurrent decline from peak | -2.16% | -2.03% | -0.13% |
Average DrawdownAverage peak-to-trough decline | -2.80% | -3.40% | +0.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.90% | +0.03% |
Volatility
VFIUX vs. BIV - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) is 1.44%, while Vanguard Intermediate-Term Bond Index ETF (BIV) has a volatility of 1.77%. This indicates that VFIUX experiences smaller price fluctuations and is considered to be less risky than BIV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFIUX | BIV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.44% | 1.77% | -0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 2.57% | 2.74% | -0.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.30% | 4.55% | -0.25% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.59% | 6.39% | -0.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.66% | 5.50% | -0.84% |