VFIFX vs. FISNX
Compare and contrast key facts about Vanguard Target Retirement 2050 Fund (VFIFX) and Fidelity Flex Freedom Blend 2010 Fund (FISNX).
VFIFX is managed by Vanguard. It was launched on Jun 7, 2006. FISNX is managed by Fidelity. It was launched on Jun 8, 2017.
Performance
VFIFX vs. FISNX - Performance Comparison
Loading graphics...
Returns By Period
In the year-to-date period, VFIFX achieves a -0.61% return, which is significantly lower than FISNX's 0.86% return.
VFIFX
- 1D
- -0.15%
- 1M
- -2.60%
- YTD
- -0.61%
- 6M
- 1.59%
- 1Y
- 31.30%
- 3Y*
- 15.82%
- 5Y*
- 8.60%
- 10Y*
- 10.70%
FISNX
- 1D
- 0.10%
- 1M
- -0.85%
- YTD
- 0.86%
- 6M
- 2.04%
- 1Y
- 12.15%
- 3Y*
- 7.71%
- 5Y*
- 3.53%
- 10Y*
- —
VFIFX vs. FISNX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | -0.61% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 8.12% |
FISNX Fidelity Flex Freedom Blend 2010 Fund | 0.86% | 11.53% | 5.63% | 10.21% | -13.01% | 5.62% | 10.81% | 14.65% | -3.42% | 5.51% |
Correlation
The correlation between VFIFX and FISNX is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification — they'll tend to fall together during downturns. For meaningful risk reduction, look for holdings with correlations below 0.5.
VFIFX vs. FISNX - Expense Ratio Comparison
VFIFX has a 0.08% expense ratio, which is higher than FISNX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VFIFX vs. FISNX — Risk / Return Rank
VFIFX
FISNX
VFIFX vs. FISNX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and Fidelity Flex Freedom Blend 2010 Fund (FISNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIFX | FISNX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | 1.73 | -0.36 |
Sortino ratioReturn per unit of downside risk | 1.96 | 2.41 | -0.45 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.35 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.99 | 2.55 | -0.56 |
Martin ratioReturn relative to average drawdown | 8.86 | 9.75 | -0.89 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VFIFX | FISNX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | 1.73 | -0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.61 | 0.56 | +0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.48 | 0.81 | -0.33 |
Drawdowns
VFIFX vs. FISNX - Drawdown Comparison
The maximum VFIFX drawdown since its inception was -51.68%, which is greater than FISNX's maximum drawdown of -18.11%. Use the drawdown chart below to compare losses from any high point for VFIFX and FISNX.
Loading graphics...
Drawdown Indicators
| VFIFX | FISNX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.68% | -18.11% | -33.57% |
Max Drawdown (1Y)Largest decline over 1 year | -8.87% | -3.91% | -4.96% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -18.11% | -7.29% |
Max Drawdown (10Y)Largest decline over 10 years | -31.36% | — | — |
Current DrawdownCurrent decline from peak | -5.70% | -2.33% | -3.37% |
Average DrawdownAverage peak-to-trough decline | -6.93% | -3.52% | -3.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.36% | 1.02% | +1.34% |
Volatility
VFIFX vs. FISNX - Volatility Comparison
Vanguard Target Retirement 2050 Fund (VFIFX) has a higher volatility of 5.39% compared to Fidelity Flex Freedom Blend 2010 Fund (FISNX) at 2.53%. This indicates that VFIFX's price experiences larger fluctuations and is considered to be riskier than FISNX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VFIFX | FISNX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.39% | 2.53% | +2.86% |
Volatility (6M)Calculated over the trailing 6-month period | 8.95% | 3.62% | +5.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.01% | 5.58% | +9.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.11% | 6.36% | +7.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.07% | 6.42% | +8.65% |
Dividends
VFIFX vs. FISNX - Dividend Comparison
VFIFX's dividend yield for the trailing twelve months is around 2.10%, less than FISNX's 3.65% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | 2.10% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
FISNX Fidelity Flex Freedom Blend 2010 Fund | 3.65% | 3.68% | 4.39% | 3.17% | 5.92% | 6.53% | 3.63% | 5.29% | 5.20% | 2.34% | 0.00% | 0.00% |