VCOB vs. VUSI

Last updated Jul 30, 2026

VCOB (Voya Core Bond ETF) and VUSI (Voya Ultra Short Income ETF) are both exchange-traded funds - VCOB is a Actively Managed fund actively managed by Voya, while VUSI is a Ultrashort Bond fund actively managed by Voya. Both are actively managed. Their 0.52 correlation means they have sometimes moved together and sometimes differently. Both charge a 0.25% expense ratio.

Performance

VCOB vs. VUSI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Voya Core Bond ETF (VCOB) and Voya Ultra Short Income ETF (VUSI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VCOB achieves a -2.21% return, which is significantly lower than VUSI's 0.08% return.

VCOB

• 1D: -0.33%
• 1M: -1.76%
• 6M: -2.50%
• YTD: -2.21%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

VUSI

• 1D: 0.06%
• 1M: 0.38%
• 6M: -0.22%
• YTD: 0.08%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
VCOB Voya Core Bond ETF	$300.60K	$226.80K	$472.29K
VUSI Voya Ultra Short Income ETF	$13.69K	$868.01K	$1.33M

VCOB vs. VUSI - Yearly Performance Comparison

	2026 (YTD)	2025
VCOB Voya Core Bond ETF	-2.21%	0.35%
VUSI Voya Ultra Short Income ETF	0.08%	0.66%

Correlation

The correlation between VCOB and VUSI is 0.52, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (All Time) Calculated using the full available price history since Nov 19, 2025	0.52

Return for Risk

VCOB vs. VUSI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Voya Core Bond ETF (VCOB) and Voya Ultra Short Income ETF (VUSI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

VCOB vs. VUSI - Drawdown Comparison

The maximum VCOB drawdown since its inception was -3.53%, which is greater than VUSI's maximum drawdown of -0.86%. Use the drawdown chart below to compare losses from any high point for VCOB and VUSI.

Drawdown Indicators

	VCOB	VUSI	Difference
Max Drawdown Largest peak-to-trough decline	-3.53%	-0.86%	-2.67%
Current Drawdown Current decline from peak	-3.52%	-0.34%	-3.18%
Average Drawdown Average peak-to-trough decline	-1.53%	-0.31%	-1.22%

Volatility

Volatility by Period

	VCOB	VUSI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	3.82%	1.37%	+2.45%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	3.82%	1.37%	+2.45%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	3.82%	1.37%	+2.45%

VCOB vs. VUSI - Expense Ratio Comparison

Both VCOB and VUSI have an expense ratio of 0.25%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

VCOB vs. VUSI - Dividend Comparison

VCOB's dividend yield for the trailing twelve months is around 0.50%, more than VUSI's 0.49% yield.

Position	TTM	2025
VCOB Voya Core Bond ETF	0.50%	0.49%
VUSI Voya Ultra Short Income ETF	0.49%	0.49%

Frequently Asked Questions

Can I hold both VCOB and VUSI in my portfolio?

VCOB and VUSI have a correlation of 0.52, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, VCOB or VUSI?

Both ETFs have the same 0.25% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, VCOB or VUSI?

VCOB and VUSI have the same expense ratio: 0.25% per year.

Which ETF pays a higher dividend yield, VCOB or VUSI?

VCOB has the higher dividend yield at 0.50%, compared with 0.49% for VUSI.

What is the main difference between VCOB and VUSI?

VCOB is categorized as Actively Managed, while VUSI is Ultrashort Bond.