VCBCX vs. VSTIX
VCBCX (VALIC Company I Blue Chip Growth Fund) and VSTIX (VALIC Company I Stock Index Fund) are both mutual funds - VCBCX is a Large Cap Growth Equities fund managed by VALIC, while VSTIX is a Large Cap Blend Equities fund managed by VALIC. Over the past 10 years, VCBCX returned 13.14%/yr vs 14.00%/yr for VSTIX. Their correlation of 0.93 means they have usually moved in the same direction. VCBCX charges 0.76%/yr vs 0.29%/yr for VSTIX.
Performance
VCBCX vs. VSTIX - Performance Comparison
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Returns By Period
In the year-to-date period, VCBCX achieves a -1.67% return, which is significantly lower than VSTIX's 9.14% return. Over the past 10 years, VCBCX has underperformed VSTIX with an annualized return of 13.14%, while VSTIX has yielded a comparatively higher 14.00% annualized return.
VCBCX
- 1D
- 2.74%
- 1M
- -1.82%
- 6M
- 0.00%
- YTD
- -1.67%
- 1Y
- 8.27%
- 3Y*
- 14.98%
- 5Y*
- 5.15%
- 10Y*
- 13.14%
- ALL TIME*
- 6.84%
VSTIX
- 1D
- 1.67%
- 1M
- -0.57%
- 6M
- 7.62%
- YTD
- 9.14%
- 1Y
- 20.30%
- 3Y*
- 17.59%
- 5Y*
- 11.76%
- 10Y*
- 14.00%
- ALL TIME*
- 6.39%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VCBCX vs. VSTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCBCX VALIC Company I Blue Chip Growth Fund | -1.67% | 7.70% | 34.71% | 44.42% | -38.26% | 16.36% | 35.27% | 29.63% | -3.72% | 36.31% |
VSTIX VALIC Company I Stock Index Fund | 9.14% | 14.28% | 24.76% | 25.62% | -18.11% | 28.40% | 18.55% | 31.05% | -8.09% | 21.46% |
Correlation
The correlation between VCBCX and VSTIX is 0.92, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.92 |
Correlation (3Y) Balances recent behavior with more history. | 0.93 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.94 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.91 |
Correlation (All Time) Calculated using the full available price history since Nov 2, 2000 | 0.93 |
The correlation between VCBCX and VSTIX has been stable across timeframes, ranging from 0.91 to 0.94 - a consistent structural relationship.
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Return for Risk
VCBCX vs. VSTIX — Risk / Return Rank
VCBCX
VSTIX
VCBCX vs. VSTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Blue Chip Growth Fund (VCBCX) and VALIC Company I Stock Index Fund (VSTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCBCX | VSTIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.08 | ||
| Sortino ratioReturn per unit of downside risk | -1.42 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.26 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 0.40 | 2.03 | -1.63 |
| Martin ratioReturn relative to average drawdown | 1.21 | 8.72 | -7.52 |
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Drawdowns
VCBCX vs. VSTIX - Drawdown Comparison
The maximum VCBCX drawdown since its inception was -55.01%, smaller than the maximum VSTIX drawdown of -69.93%. Use the drawdown chart below to compare losses from any high point for VCBCX and VSTIX.
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Drawdown Indicators
| VCBCX | VSTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.01% | -69.93% | +14.92% |
Max Drawdown (1Y)Largest decline over 1 year | -15.94% | -8.98% | -6.96% |
Max Drawdown (3Y)Largest decline over 3 years | -29.70% | -21.05% | -8.65% |
Max Drawdown (5Y)Largest decline over 5 years | -43.31% | -24.41% | -18.90% |
Max Drawdown (10Y)Largest decline over 10 years | -43.31% | -33.52% | -9.79% |
Current DrawdownCurrent decline from peak | -8.24% | -2.13% | -6.11% |
Average DrawdownAverage peak-to-trough decline | -13.43% | -20.56% | +7.13% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.23% | 2.08% | +3.15% |
Volatility
VCBCX vs. VSTIX - Volatility Comparison
VALIC Company I Blue Chip Growth Fund (VCBCX) has a higher volatility of 5.84% compared to VALIC Company I Stock Index Fund (VSTIX) at 3.46%. This indicates that VCBCX's price experiences larger fluctuations and is considered to be riskier than VSTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCBCX | VSTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.84% | 3.46% | +2.38% |
Volatility (6M)Calculated over the trailing 6-month period | 13.41% | 9.99% | +3.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.71% | 12.49% | +4.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.08% | 17.55% | +6.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.84% | 18.37% | +4.47% |
VCBCX vs. VSTIX - Expense Ratio Comparison
VCBCX has a 0.76% expense ratio, which is higher than VSTIX's 0.29% expense ratio.
Dividends
VCBCX vs. VSTIX - Dividend Comparison
VCBCX's dividend yield for the trailing twelve months is around 14.88%, more than VSTIX's 11.73% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
VCBCX VALIC Company I Blue Chip Growth Fund | 14.88% | 0.00% | 10.23% | 16.65% | 25.75% | 8.99% | 8.63% | 11.48% | 0.07% | 8.44% |
VSTIX VALIC Company I Stock Index Fund | 11.73% | 0.00% | 6.25% | 7.76% | 11.33% | 5.68% | 7.26% | 3.37% | 1.81% | 5.48% |
Frequently Asked Questions
With a correlation of 0.92, VCBCX and VSTIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VCBCX has higher volatility (5.84%) compared to VSTIX (3.46%). In terms of maximum drawdown, VCBCX dropped -55.01% vs VSTIX's -69.93%.
VSTIX currently has the higher Sharpe Ratio (1.46 vs 0.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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