VBISX vs. RCTIX
Compare and contrast key facts about Vanguard Short-Term Bond Index Fund (VBISX) and River Canyon Total Return Bond Fund (RCTIX).
VBISX is managed by Vanguard. It was launched on Mar 1, 1994. RCTIX is managed by River Canyon. It was launched on Dec 30, 2014.
Performance
VBISX vs. RCTIX - Performance Comparison
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VBISX vs. RCTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VBISX Vanguard Short-Term Bond Index Fund | -0.34% | 5.67% | 3.66% | 4.54% | -5.61% | -1.35% | 4.63% | 4.78% | 1.27% | 1.10% |
RCTIX River Canyon Total Return Bond Fund | -0.97% | 7.75% | 7.49% | 10.02% | -4.07% | 4.26% | 6.42% | 11.71% | 1.82% | 9.76% |
Returns By Period
In the year-to-date period, VBISX achieves a -0.34% return, which is significantly higher than RCTIX's -0.97% return. Over the past 10 years, VBISX has underperformed RCTIX with an annualized return of 1.76%, while RCTIX has yielded a comparatively higher 5.54% annualized return.
VBISX
- 1D
- 0.20%
- 1M
- -1.25%
- YTD
- -0.34%
- 6M
- 0.83%
- 1Y
- 3.56%
- 3Y*
- 3.85%
- 5Y*
- 1.39%
- 10Y*
- 1.76%
RCTIX
- 1D
- -0.41%
- 1M
- -1.50%
- YTD
- -0.97%
- 6M
- 0.18%
- 1Y
- 4.55%
- 3Y*
- 7.05%
- 5Y*
- 4.20%
- 10Y*
- 5.54%
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VBISX vs. RCTIX - Expense Ratio Comparison
VBISX has a 0.15% expense ratio, which is lower than RCTIX's 0.89% expense ratio.
Return for Risk
VBISX vs. RCTIX — Risk / Return Rank
VBISX
RCTIX
VBISX vs. RCTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Bond Index Fund (VBISX) and River Canyon Total Return Bond Fund (RCTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VBISX | RCTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.64 | 1.94 | -0.30 |
Sortino ratioReturn per unit of downside risk | 2.70 | 2.81 | -0.11 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.39 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 2.72 | 3.10 | -0.38 |
Martin ratioReturn relative to average drawdown | 9.96 | 12.23 | -2.27 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VBISX | RCTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.64 | 1.94 | -0.30 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.48 | 1.71 | -1.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.74 | 1.49 | -0.74 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.34 | 1.29 | +0.06 |
Correlation
The correlation between VBISX and RCTIX is 0.39, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
VBISX vs. RCTIX - Dividend Comparison
VBISX's dividend yield for the trailing twelve months is around 3.52%, less than RCTIX's 6.83% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBISX Vanguard Short-Term Bond Index Fund | 3.52% | 3.44% | 3.29% | 2.10% | 1.38% | 1.16% | 1.72% | 2.16% | 1.92% | 1.58% | 1.42% | 1.34% |
RCTIX River Canyon Total Return Bond Fund | 6.83% | 7.31% | 7.89% | 8.50% | 5.98% | 3.02% | 5.97% | 4.97% | 3.30% | 4.89% | 2.16% | 0.00% |
Drawdowns
VBISX vs. RCTIX - Drawdown Comparison
The maximum VBISX drawdown since its inception was -8.79%, smaller than the maximum RCTIX drawdown of -10.89%. Use the drawdown chart below to compare losses from any high point for VBISX and RCTIX.
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Drawdown Indicators
| VBISX | RCTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -8.79% | -10.89% | +2.10% |
Max Drawdown (1Y)Largest decline over 1 year | -1.54% | -1.50% | -0.04% |
Max Drawdown (5Y)Largest decline over 5 years | -8.72% | -6.17% | -2.55% |
Max Drawdown (10Y)Largest decline over 10 years | -8.79% | -10.89% | +2.10% |
Current DrawdownCurrent decline from peak | -1.25% | -1.50% | +0.25% |
Average DrawdownAverage peak-to-trough decline | -0.87% | -1.09% | +0.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.42% | 0.38% | +0.04% |
Volatility
VBISX vs. RCTIX - Volatility Comparison
The current volatility for Vanguard Short-Term Bond Index Fund (VBISX) is 0.74%, while River Canyon Total Return Bond Fund (RCTIX) has a volatility of 0.91%. This indicates that VBISX experiences smaller price fluctuations and is considered to be less risky than RCTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VBISX | RCTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.74% | 0.91% | -0.17% |
Volatility (6M)Calculated over the trailing 6-month period | 1.50% | 1.59% | -0.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.44% | 2.31% | +0.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.91% | 2.47% | +0.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.37% | 3.74% | -1.37% |