RCTIX vs. CPITX
RCTIX (River Canyon Total Return Bond Fund) and CPITX (Counterpoint Tactical Income Fund) are both mutual funds - RCTIX is a Short-Term Bond fund managed by River Canyon, while CPITX is a Nontraditional Bonds fund managed by Counterpoint Mutual Funds. Over the past 10 years, RCTIX returned 5.57%/yr vs 4.71%/yr for CPITX. At a 0.24 correlation, their price movements are largely independent. RCTIX charges 0.89%/yr vs 1.46%/yr for CPITX.
Performance
RCTIX vs. CPITX - Performance Comparison
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Returns By Period
In the year-to-date period, RCTIX achieves a 0.92% return, which is significantly higher than CPITX's -0.33% return. Over the past 10 years, RCTIX has outperformed CPITX with an annualized return of 5.57%, while CPITX has yielded a comparatively lower 4.71% annualized return.
RCTIX
- 1D
- 0.10%
- 1M
- 0.71%
- YTD
- 0.92%
- 6M
- 1.17%
- 1Y
- 4.72%
- 3Y*
- 7.47%
- 5Y*
- 4.50%
- 10Y*
- 5.57%
CPITX
- 1D
- 0.09%
- 1M
- 0.42%
- YTD
- -0.33%
- 6M
- -0.06%
- 1Y
- 3.87%
- 3Y*
- 5.54%
- 5Y*
- 3.63%
- 10Y*
- 4.71%
RCTIX vs. CPITX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RCTIX River Canyon Total Return Bond Fund | 0.92% | 7.75% | 7.49% | 10.02% | -4.07% | 4.26% | 6.42% | 11.71% | 1.82% | 9.76% |
CPITX Counterpoint Tactical Income Fund | -0.33% | 4.58% | 6.76% | 9.81% | -2.40% | 2.53% | 8.47% | 9.85% | -2.80% | 4.93% |
Correlation
The correlation between RCTIX and CPITX is 0.57, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.57 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.47 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.40 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2015 | 0.24 |
Over the past year, RCTIX and CPITX have become more correlated (0.57) than their long-term average of 0.24, meaning their price movements have been converging.
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Return for Risk
RCTIX vs. CPITX — Risk / Return Rank
RCTIX
CPITX
RCTIX vs. CPITX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for River Canyon Total Return Bond Fund (RCTIX) and Counterpoint Tactical Income Fund (CPITX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RCTIX | CPITX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.53 | ||
| Sortino ratioReturn per unit of downside risk | +0.81 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.31 | +0.12 |
| Calmar ratioReturn relative to maximum drawdown | 4.04 | 2.05 | +1.99 |
| Martin ratioReturn relative to average drawdown | 13.38 | 5.26 | +8.12 |
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Drawdowns
RCTIX vs. CPITX - Drawdown Comparison
The maximum RCTIX drawdown since its inception was -10.89%, which is greater than CPITX's maximum drawdown of -4.59%. Use the drawdown chart below to compare losses from any high point for RCTIX and CPITX.
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Drawdown Indicators
| RCTIX | CPITX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -10.89% | -4.59% | -6.30% |
Max Drawdown (1Y)Largest decline over 1 year | -1.20% | -1.99% | +0.79% |
Max Drawdown (3Y)Largest decline over 3 years | -1.48% | -3.80% | +2.32% |
Max Drawdown (5Y)Largest decline over 5 years | -6.17% | -4.59% | -1.58% |
Max Drawdown (10Y)Largest decline over 10 years | -10.89% | -4.59% | -6.30% |
Current DrawdownCurrent decline from peak | -0.20% | -0.88% | +0.68% |
Average DrawdownAverage peak-to-trough decline | -1.08% | -0.95% | -0.13% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.36% | 0.77% | -0.41% |
Volatility
RCTIX vs. CPITX - Volatility Comparison
The current volatility for River Canyon Total Return Bond Fund (RCTIX) is 0.78%, while Counterpoint Tactical Income Fund (CPITX) has a volatility of 0.83%. This indicates that RCTIX experiences smaller price fluctuations and is considered to be less risky than CPITX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RCTIX | CPITX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.78% | 0.83% | -0.05% |
Volatility (6M)Calculated over the trailing 6-month period | 1.84% | 1.88% | -0.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.32% | 2.59% | -0.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.50% | 2.78% | -0.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.74% | 2.98% | +0.76% |
RCTIX vs. CPITX - Expense Ratio Comparison
RCTIX has a 0.89% expense ratio, which is lower than CPITX's 1.46% expense ratio.
Dividends
RCTIX vs. CPITX - Dividend Comparison
RCTIX's dividend yield for the trailing twelve months is around 7.26%, more than CPITX's 4.86% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CPITX Counterpoint Tactical Income Fund | 4.86% | 5.18% | 5.92% | 5.80% | 2.62% | 3.93% | 2.25% | 3.68% | 3.52% | 4.60% | 4.60% | 1.39% |
RCTIX River Canyon Total Return Bond Fund | 7.26% | 7.31% | 7.89% | 8.50% | 5.98% | 3.02% | 5.97% | 4.97% | 3.30% | 4.89% | 2.16% | 0.00% |
Frequently Asked Questions
RCTIX and CPITX have a correlation of 0.57, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CPITX has higher volatility (0.83%) compared to RCTIX (0.78%). In terms of maximum drawdown, RCTIX dropped -10.89% vs CPITX's -4.59%.
RCTIX currently has the higher Sharpe Ratio (2.10 vs 1.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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