VBCC vs. LDRC

Last updated Jul 22, 2026

VBCC (Vanguard Target Maturity 2029 Corporate Bond ETF) and LDRC (iShares iBonds 1-5 Year Corporate Ladder ETF) are both exchange-traded funds - VBCC is a Corporate Bonds fund tracking the ICE 2029 Maturity US Corporate Constrained Index, while LDRC is a Short-Term Bond fund tracking the BlackRock iBonds 1-5 Year Corporate Ladder Index. Both are passively managed. Their correlation of 0.81 suggests significant overlap in exposure. VBCC charges 0.08%/yr vs 0.10%/yr for LDRC.

Performance

VBCC vs. LDRC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Target Maturity 2029 Corporate Bond ETF (VBCC) and iShares iBonds 1-5 Year Corporate Ladder ETF (LDRC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

VBCC

• 1D: -0.09%
• 1M: 0.06%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

LDRC

• 1D: -0.12%
• 1M: -0.07%
• 6M: 0.79%
• YTD: 0.85%
• 1Y: 3.72%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 4.39%

*Multi-year figures are annualized to reflect compound growth (CAGR)

VBCC vs. LDRC - Yearly Performance Comparison

	2026 (YTD)
VBCC Vanguard Target Maturity 2029 Corporate Bond ETF	0.92%
LDRC iShares iBonds 1-5 Year Corporate Ladder ETF	0.82%

Correlation

The correlation between VBCC and LDRC is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Mar 26, 2026	0.81

Return for Risk

VBCC vs. LDRC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VBCC

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

LDRC

LDRC Risk / Return Rank: 75
LDRC Sharpe Ratio Rank: 67
LDRC Sortino Ratio Rank: 71
LDRC Omega Ratio Rank: 76
LDRC Calmar Ratio Rank: 87
LDRC Martin Ratio Rank: 76

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VBCC vs. LDRC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Maturity 2029 Corporate Bond ETF (VBCC) and iShares iBonds 1-5 Year Corporate Ladder ETF (LDRC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	VBCC	LDRC	Difference
Sharpe ratio: Return per unit of total volatility	—	1.65	—
Sortino ratio: Return per unit of downside risk	—	2.46	—
Omega ratio: Gain probability vs. loss probability	—	1.34	—
Calmar ratio: Return relative to maximum drawdown	—	3.75	—
Martin ratio: Return relative to average drawdown	—	10.39	—

Drawdowns

VBCC vs. LDRC - Drawdown Comparison

The maximum VBCC drawdown since its inception was -0.79%, smaller than the maximum LDRC drawdown of -1.00%. Use the drawdown chart below to compare losses from any high point for VBCC and LDRC.

Drawdown Indicators

	VBCC	LDRC	Difference
Max Drawdown Largest peak-to-trough decline	-0.79%	-1.00%	+0.21%
Max Drawdown (1Y) Largest decline over 1 year	—	-1.00%	—
Current Drawdown Current decline from peak	-0.30%	-0.40%	+0.10%
Average Drawdown Average peak-to-trough decline	-0.22%	-0.25%	+0.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.36%	—

Volatility

Volatility by Period

	VBCC	LDRC	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.56%	—
Volatility (6M) Calculated over the trailing 6-month period	—	1.23%	—
Volatility (1Y) Calculated over the trailing 1-year period	2.24%	2.27%	-0.03%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	2.24%	2.46%	-0.22%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	2.24%	2.46%	-0.22%

VBCC vs. LDRC - Expense Ratio Comparison

VBCC has a 0.08% expense ratio, which is lower than LDRC's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VBCC vs. LDRC - Dividend Comparison

VBCC's dividend yield for the trailing twelve months is around 0.79%, less than LDRC's 4.21% yield.

Position	TTM	2025	2024
LDRC iShares iBonds 1-5 Year Corporate Ladder ETF	4.21%	4.22%	0.75%
VBCC Vanguard Target Maturity 2029 Corporate Bond ETF	0.79%	0.00%	0.00%

Frequently Asked Questions

Can I hold both VBCC and LDRC in my portfolio?

VBCC and LDRC have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, VBCC or LDRC?

On fees, VBCC is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, VBCC or LDRC?

VBCC is cheaper with a 0.08% expense ratio, compared with 0.10% for LDRC.

Which ETF pays a higher dividend yield, VBCC or LDRC?

LDRC has the higher dividend yield at 4.21%, compared with 0.79% for VBCC.

What is the main difference between VBCC and LDRC?

VBCC is categorized as Corporate Bonds, while LDRC is Short-Term Bond. VBCC tracks ICE 2029 Maturity US Corporate Constrained Index, while LDRC tracks BlackRock iBonds 1-5 Year Corporate Ladder Index. They also come from different issuers: Vanguard and iShares. Their fees differ too: 0.08% for VBCC and 0.10% for LDRC.