UVV vs. HTO
UVV (Universal Corporation) and HTO (H2O America) are both stocks. UVV operates in Tobacco (Consumer Defensive), while HTO operates in Utilities - Regulated Water (Utilities). Over the past 10 years, UVV returned 5.30%/yr vs 6.53%/yr for HTO. At a 0.26 correlation, their price movements are largely independent.
Performance
UVV vs. HTO - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, UVV achieves a 5.45% return, which is significantly lower than HTO's 18.36% return. Over the past 10 years, UVV has underperformed HTO with an annualized return of 5.30%, while HTO has yielded a comparatively higher 6.53% annualized return.
UVV
- 1D
- 1.26%
- 1M
- 0.24%
- YTD
- 5.45%
- 6M
- 3.08%
- 1Y
- -6.14%
- 3Y*
- 8.79%
- 5Y*
- 5.12%
- 10Y*
- 5.30%
HTO
- 1D
- 0.74%
- 1M
- 0.96%
- YTD
- 18.36%
- 6M
- 18.21%
- 1Y
- 10.33%
- 3Y*
- -4.86%
- 5Y*
- -0.18%
- 10Y*
- 6.53%
UVV vs. HTO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UVV Universal Corporation | 5.45% | 2.27% | -13.39% | 35.79% | 1.82% | 19.59% | -8.96% | 11.08% | 7.79% | -14.79% |
HTO H2O America | 18.36% | 2.92% | -22.57% | -17.78% | 13.40% | 7.66% | -0.43% | 30.19% | -11.20% | 16.22% |
Correlation
The correlation between UVV and HTO is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.39 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.38 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 1988 | 0.26 |
The correlation between UVV and HTO shifts across timeframes, from 0.26 (all time) to 0.39 (3 years), reflecting how their relationship changes across market environments.
Fundamentals
UVV:
$1.73
HTO:
$2.90
UVV:
31.19
HTO:
19.70
UVV:
0.46
HTO:
2.54
UVV:
$2.21B
HTO:
$816.28M
UVV:
$412.39M
HTO:
$335.79M
UVV:
$212.91M
HTO:
$273.35M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
UVV vs. HTO — Risk / Return Rank
UVV
HTO
UVV vs. HTO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Universal Corporation (UVV) and H2O America (HTO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UVV | HTO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.71 | ||
| Sortino ratioReturn per unit of downside risk | -0.95 | ||
| Omega ratioGain probability vs. loss probability | 0.97 | 1.09 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | -0.44 | 0.64 | -1.08 |
| Martin ratioReturn relative to average drawdown | -0.74 | 1.48 | -2.22 |
Loading charts...
Drawdowns
UVV vs. HTO - Drawdown Comparison
The maximum UVV drawdown since its inception was -69.75%, which is greater than HTO's maximum drawdown of -54.53%. Use the drawdown chart below to compare losses from any high point for UVV and HTO.
Loading charts...
Drawdown Indicators
| UVV | HTO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.75% | -54.53% | -15.22% |
Max Drawdown (1Y)Largest decline over 1 year | -14.09% | -16.19% | +2.10% |
Max Drawdown (3Y)Largest decline over 3 years | -29.70% | -35.14% | +5.44% |
Max Drawdown (5Y)Largest decline over 5 years | -29.70% | -42.85% | +13.15% |
Max Drawdown (10Y)Largest decline over 10 years | -45.68% | -42.85% | -2.83% |
Current DrawdownCurrent decline from peak | -12.39% | -24.64% | +12.25% |
Average DrawdownAverage peak-to-trough decline | -18.59% | -15.90% | -2.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.00% | 6.98% | +2.02% |
Volatility
UVV vs. HTO - Volatility Comparison
Universal Corporation (UVV) has a higher volatility of 10.71% compared to H2O America (HTO) at 6.85%. This indicates that UVV's price experiences larger fluctuations and is considered to be riskier than HTO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| UVV | HTO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.71% | 6.85% | +3.86% |
Volatility (6M)Calculated over the trailing 6-month period | 18.74% | 16.54% | +2.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.93% | 23.12% | +0.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.61% | 24.06% | +0.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.94% | 29.56% | -0.62% |
Dividends
UVV vs. HTO - Dividend Comparison
UVV's dividend yield for the trailing twelve months is around 6.08%, more than HTO's 3.01% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HTO H2O America | 3.01% | 3.43% | 3.25% | 2.33% | 1.77% | 1.86% | 1.85% | 1.69% | 2.01% | 1.63% | 1.45% | 2.63% |
UVV Universal Corporation | 6.08% | 6.18% | 5.87% | 4.72% | 5.95% | 5.64% | 6.30% | 5.29% | 4.80% | 4.11% | 3.33% | 3.71% |
Financials
UVV vs. HTO - Financials Comparison
This section allows you to compare key financial metrics between Universal Corporation and H2O America. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UVV and HTO have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UVV has higher volatility (10.71%) compared to HTO (6.85%). In terms of maximum drawdown, UVV dropped -69.75% vs HTO's -54.53%.
HTO currently has the higher Sharpe Ratio (0.45 vs -0.26), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for UVV and HTO
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer